"Restructuring" is such a nice word. It's sort of a post hoc legalization of theft, combined with the notion that those robbed never lost anything.
When I was a teen back around 1948, I collected stamps from the British America colonies and was earning 35c an hour as a stock boy at a local store. I sweated and saved until I had enough to buy a one pound stamp - a princely $4.80.
A few months later the Brits "devalued" the pound from $4.80 to $2.40 and I saw half the rewards of my efforts cut in half. At the time, a candid politician said, "'Devaluation' means declaring bankruptcy and settling for 50c on the dollar." That was my watershed lesson in fiat currency.
"Restructuring" is the new buzzword now since currency is backed by nothing but policians' promises. No doubt we'll soon be hearing that word a lot.