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6 (sneaky) ways to get more Social Security (The Basics)
Money Central .msn.com ^ | 6/02/10

Posted on 06/05/2010 4:32:58 PM PDT by Libloather

6 ways to get more Social Security
Marriages -- even former ones -- can have significant financial advantages. Here's a look at how having said 'I do' can win you more in retirement benefits.
By U.S. News & World Report

Couples who are currently married, or who have stayed together at least 10 years, tie together their working records -- and the resulting Social Security checks -- as long as they both shall live.

In the case of Social Security payments, the result is often better for the couple than it would have been for a single person. Spouses have Social Security claiming options that single people don't. Here are a few ways couples can boost their Social Security benefits:

1. Utilize spousal payments. Spouses are entitled to a Social Security payout of up to 50% of the higher earner's check (if that amount is higher than benefits based on his or her own working record). Retired couples in which one spouse didn't work or had low earnings have the most to gain from this provision.

(Excerpt) Read more at articles.moneycentral.msn.com ...


TOPICS: Crime/Corruption; Editorial; Government; News/Current Events
KEYWORDS: ponzi; scam; security; social
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Training on how to milk the system. Wonderful.

Actual headline @ MSN.com - 6 Sneaky Ways to Get More Social Security

1 posted on 06/05/2010 4:32:59 PM PDT by Libloather
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To: Libloather
Training on how to milk the system. Wonderful.

Photobucket

2 posted on 06/05/2010 4:39:19 PM PDT by EGPWS (Trust in God, question everyone else)
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To: Libloather

Sneaky you may believe - but it is still all legal.

As for myself, none of it will benefit me; I’m lifelong single, no dependents. By the time I reach 70-years old, SS probably won’t even exist any longer.


3 posted on 06/05/2010 4:39:19 PM PDT by SatinDoll (NO Foreign Nationals as our President!!)
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To: SatinDoll
I’m lifelong single, no dependents

I'm 59 and retired....would you marry me? I'll sell my house and all my belongings and we can start our life together somewhere in the Caribbean..........

4 posted on 06/05/2010 4:43:37 PM PDT by Hot Tabasco (Peanut butter was just peanut butter until I found Free Republic.........)
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To: Libloather
Hmmm ... not sneaky, it's the law. People are just ignore of the Act.

The only thing 'sneaky' is the title.

5 posted on 06/05/2010 4:45:00 PM PDT by Lurking in Kansas (Never argue with an idiot. They drag you down their level, then beat you with experience.)
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To: SatinDoll

Everybody Get Some!

- official motto of the Obama Administration.


6 posted on 06/05/2010 4:45:31 PM PDT by Wally_Kalbacken
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To: SatinDoll
I’m lifelong single, no dependents...

Will you marry me?

7 posted on 06/05/2010 4:46:15 PM PDT by Lurking in Kansas (Never argue with an idiot. They drag you down their level, then beat you with experience.)
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To: Hot Tabasco

Awwwwwwww. Free Republic is better than eHarmony.


8 posted on 06/05/2010 4:46:57 PM PDT by trisham (Zen is not easy. It takes effort to attain nothingness. And then what do you have? Bupkis.)
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To: Hot Tabasco; SatinDoll; Lurking in Kansas

2 proposals. Don’t you feel luuuuuuved????


9 posted on 06/05/2010 4:50:03 PM PDT by Shimmer1 (They told me I was gullible and I believed them.)
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To: Lurking in Kansas
Will you marry me?

Looks like you gotta wait in line dude..........

I made her my offer, what was yours???????? NADA!

10 posted on 06/05/2010 4:51:53 PM PDT by Hot Tabasco (Peanut butter was just peanut butter until I found Free Republic.........)
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To: trisham
Awwwwwwww. Free Republic is better than eHarmony.

LOL!!! however,, she has not answered anyone yet... I think she means to be life long single,,,like me... Thank god for girlfriends with benefits ;-)

11 posted on 06/05/2010 4:53:00 PM PDT by 2aberro
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To: Libloather
...and they don't even mention the BEST way.

-File at age 62, bank/invest all your benefits until age 70.
-Withdraw your retirement claim and repay the benefits you drew between age 62 and 70.
-Then refile for benefits at age 70 & your benefit will be significantly higher. Basically you were receiving a zero-interest loan from SSA for 8 years which you have invested.

12 posted on 06/05/2010 4:53:00 PM PDT by Lurking in Kansas (Never argue with an idiot. They drag you down their level, then beat you with experience.)
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To: Libloather

Lets not forget that these are the people who paid into the system, many for their entire lives.
It was Washington DC that pissed it all away.


13 posted on 06/05/2010 4:55:04 PM PDT by muddler (Obama is either incompetent or malicious, and it makes little difference which.)
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To: Hot Tabasco
I made her my offer, what was yours????????

She doesn't HAVE to live with me ...

... see, that's better than LIVING with YOU.

14 posted on 06/05/2010 4:55:41 PM PDT by Lurking in Kansas (Never argue with an idiot. They drag you down their level, then beat you with experience.)
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To: Lurking in Kansas; SatinDoll; Hot Tabasco

ROFL! You all are so funny!


15 posted on 06/05/2010 5:02:27 PM PDT by DeoVindiceSicSemperTyrannis
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To: Hot Tabasco

That is so-o-o sweet of you! But sorry, Tabasco - I’m into mayonnaise.


16 posted on 06/05/2010 5:03:59 PM PDT by SatinDoll (NO Foreign Nationals as our President!!)
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To: Lurking in Kansas

I have 9 cats - and 4 are pregnant.

Think again.


17 posted on 06/05/2010 5:05:15 PM PDT by SatinDoll (NO Foreign Nationals as our President!!)
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To: Libloather; All

having 23 different social security numbers can also be a big win.

especially when you want to collect unemployment or social security benefits


18 posted on 06/05/2010 5:16:03 PM PDT by sten
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To: muddler
Lets not forget that these are the people who paid into the system, many for their entire lives.

And NOT necessarily WILLINGLY!!!

Back to the Love thread Boat. :)

19 posted on 06/05/2010 5:16:19 PM PDT by Bradís Gramma (Here's a thought!! Donate to the website you are on RIGHT NOW!!)
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To: Lurking in Kansas
Withdraw your retirement claim and repay the benefits you drew between age 62 and 70.
Yes - it's called the "one time do over" and the good news is you get to keep all the interest you may have made while accumulating those SS checks.
The bad news is one day you've got $150K (say) in the bank, next day you have $0.
20 posted on 06/05/2010 5:18:10 PM PDT by oh8eleven (RVN '67-'68)
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