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6 (sneaky) ways to get more Social Security (The Basics)
Money Central .msn.com ^ | 6/02/10

Posted on 06/05/2010 4:32:58 PM PDT by Libloather

6 ways to get more Social Security
Marriages -- even former ones -- can have significant financial advantages. Here's a look at how having said 'I do' can win you more in retirement benefits.
By U.S. News & World Report

Couples who are currently married, or who have stayed together at least 10 years, tie together their working records -- and the resulting Social Security checks -- as long as they both shall live.

In the case of Social Security payments, the result is often better for the couple than it would have been for a single person. Spouses have Social Security claiming options that single people don't. Here are a few ways couples can boost their Social Security benefits:

1. Utilize spousal payments. Spouses are entitled to a Social Security payout of up to 50% of the higher earner's check (if that amount is higher than benefits based on his or her own working record). Retired couples in which one spouse didn't work or had low earnings have the most to gain from this provision.

(Excerpt) Read more at articles.moneycentral.msn.com ...


TOPICS: Crime/Corruption; Editorial; Government; News/Current Events
KEYWORDS: ponzi; scam; security; social
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Training on how to milk the system. Wonderful.

Actual headline @ MSN.com - 6 Sneaky Ways to Get More Social Security

1 posted on 06/05/2010 4:32:59 PM PDT by Libloather
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To: Libloather
Training on how to milk the system. Wonderful.

Photobucket

2 posted on 06/05/2010 4:39:19 PM PDT by EGPWS (Trust in God, question everyone else)
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To: Libloather

Sneaky you may believe - but it is still all legal.

As for myself, none of it will benefit me; I’m lifelong single, no dependents. By the time I reach 70-years old, SS probably won’t even exist any longer.


3 posted on 06/05/2010 4:39:19 PM PDT by SatinDoll (NO Foreign Nationals as our President!!)
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To: SatinDoll
I’m lifelong single, no dependents

I'm 59 and retired....would you marry me? I'll sell my house and all my belongings and we can start our life together somewhere in the Caribbean..........

4 posted on 06/05/2010 4:43:37 PM PDT by Hot Tabasco (Peanut butter was just peanut butter until I found Free Republic.........)
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To: Libloather
Hmmm ... not sneaky, it's the law. People are just ignore of the Act.

The only thing 'sneaky' is the title.

5 posted on 06/05/2010 4:45:00 PM PDT by Lurking in Kansas (Never argue with an idiot. They drag you down their level, then beat you with experience.)
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To: SatinDoll

Everybody Get Some!

- official motto of the Obama Administration.


6 posted on 06/05/2010 4:45:31 PM PDT by Wally_Kalbacken
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To: SatinDoll
I’m lifelong single, no dependents...

Will you marry me?

7 posted on 06/05/2010 4:46:15 PM PDT by Lurking in Kansas (Never argue with an idiot. They drag you down their level, then beat you with experience.)
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To: Hot Tabasco

Awwwwwwww. Free Republic is better than eHarmony.


8 posted on 06/05/2010 4:46:57 PM PDT by trisham (Zen is not easy. It takes effort to attain nothingness. And then what do you have? Bupkis.)
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To: Hot Tabasco; SatinDoll; Lurking in Kansas

2 proposals. Don’t you feel luuuuuuved????


9 posted on 06/05/2010 4:50:03 PM PDT by Shimmer1 (They told me I was gullible and I believed them.)
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To: Lurking in Kansas
Will you marry me?

Looks like you gotta wait in line dude..........

I made her my offer, what was yours???????? NADA!

10 posted on 06/05/2010 4:51:53 PM PDT by Hot Tabasco (Peanut butter was just peanut butter until I found Free Republic.........)
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To: trisham
Awwwwwwww. Free Republic is better than eHarmony.

LOL!!! however,, she has not answered anyone yet... I think she means to be life long single,,,like me... Thank god for girlfriends with benefits ;-)

11 posted on 06/05/2010 4:53:00 PM PDT by 2aberro
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To: Libloather
...and they don't even mention the BEST way.

-File at age 62, bank/invest all your benefits until age 70.
-Withdraw your retirement claim and repay the benefits you drew between age 62 and 70.
-Then refile for benefits at age 70 & your benefit will be significantly higher. Basically you were receiving a zero-interest loan from SSA for 8 years which you have invested.

12 posted on 06/05/2010 4:53:00 PM PDT by Lurking in Kansas (Never argue with an idiot. They drag you down their level, then beat you with experience.)
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To: Libloather

Lets not forget that these are the people who paid into the system, many for their entire lives.
It was Washington DC that pissed it all away.


13 posted on 06/05/2010 4:55:04 PM PDT by muddler (Obama is either incompetent or malicious, and it makes little difference which.)
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To: Hot Tabasco
I made her my offer, what was yours????????

She doesn't HAVE to live with me ...

... see, that's better than LIVING with YOU.

14 posted on 06/05/2010 4:55:41 PM PDT by Lurking in Kansas (Never argue with an idiot. They drag you down their level, then beat you with experience.)
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To: Lurking in Kansas; SatinDoll; Hot Tabasco

ROFL! You all are so funny!


15 posted on 06/05/2010 5:02:27 PM PDT by DeoVindiceSicSemperTyrannis
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To: Hot Tabasco

That is so-o-o sweet of you! But sorry, Tabasco - I’m into mayonnaise.


16 posted on 06/05/2010 5:03:59 PM PDT by SatinDoll (NO Foreign Nationals as our President!!)
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To: Lurking in Kansas

I have 9 cats - and 4 are pregnant.

Think again.


17 posted on 06/05/2010 5:05:15 PM PDT by SatinDoll (NO Foreign Nationals as our President!!)
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To: Libloather; All

having 23 different social security numbers can also be a big win.

especially when you want to collect unemployment or social security benefits


18 posted on 06/05/2010 5:16:03 PM PDT by sten
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To: muddler
Lets not forget that these are the people who paid into the system, many for their entire lives.

And NOT necessarily WILLINGLY!!!

Back to the Love thread Boat. :)

19 posted on 06/05/2010 5:16:19 PM PDT by Bradís Gramma (Here's a thought!! Donate to the website you are on RIGHT NOW!!)
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To: Lurking in Kansas
Withdraw your retirement claim and repay the benefits you drew between age 62 and 70.
Yes - it's called the "one time do over" and the good news is you get to keep all the interest you may have made while accumulating those SS checks.
The bad news is one day you've got $150K (say) in the bank, next day you have $0.
20 posted on 06/05/2010 5:18:10 PM PDT by oh8eleven (RVN '67-'68)
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To: Lurking in Kansas

Are you serious? You can actually do that? Why on earth would you be allowed to do that? You can do that? Really?


21 posted on 06/05/2010 5:20:43 PM PDT by nkycincinnatikid
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To: EGPWS

Illgeal aliens and recent third world “immigrants” are milking the “system” far more than most Americans.


22 posted on 06/05/2010 5:24:47 PM PDT by Frantzie (Democrats = Party of I*lam)
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To: Libloather

Well, at 35 I can pretty much guarantee that these loopholes will be eliminated long before I qualify to collect anything. In fact, I heard a story of FOX yesterday where it was predicted that if social security remains unchanged it would take a federal income tax rate of 65% to continue to pay all benefits in 30 years.


23 posted on 06/05/2010 5:25:24 PM PDT by apillar
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To: SatinDoll
By the time I reach 70-years old, SS probably won’t even exist any longer.

You can say that again.

24 posted on 06/05/2010 5:26:51 PM PDT by writer33 (Mark Levin Is The Constitutional Engine Of Conservatism)
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To: Hot Tabasco
I'm 59 and retired

Not for long. Obama will get that retirement too. You'll be back at work within a year. LOL!

25 posted on 06/05/2010 5:28:08 PM PDT by writer33 (Mark Levin Is The Constitutional Engine Of Conservatism)
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To: oh8eleven
The bad news is one day you've got $150K (say) in the bank, next day you have $0.

No, the next day you'll have the interest on 8 years of SSA deposits -- not $0. And a larger monthly check starting now.

Of course, it is a gamble ...like most things in life.

26 posted on 06/05/2010 5:29:21 PM PDT by Lurking in Kansas (Never argue with an idiot. They drag you down their level, then beat you with experience.)
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To: SatinDoll
Marry me!

I don't care what you look like.


27 posted on 06/05/2010 5:38:02 PM PDT by Focault's Pendulum (He's just a clueless hump. A dangerous clueless hump.)
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To: Lurking in Kansas
see, that's better than LIVING with YOU.

You're only saying that because I kicked YOU out after only 4 days..........

Do I need to bring up the 24/7 diet of Budd and pizza and your other obnoxious habits????????? I promised you I wouldn't even go there if questioned................so let it go.

28 posted on 06/05/2010 5:43:42 PM PDT by Hot Tabasco (Peanut butter was just peanut butter until I found Free Republic.........)
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To: Frantzie
Illegal aliens and recent third world “immigrants” are milking the “system” far more than most Americans.

I look toward the promoters with disdain, democrat politicians looking for personal gain, the illegals are just political pawns looking for a handout.

29 posted on 06/05/2010 5:44:56 PM PDT by EGPWS (Trust in God, question everyone else)
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To: Libloather

My divorced 77-year-old mother-in-law considered marrying a widowed high school schoolmate, but the gov’t made it too expensive, so they’living in sin.


30 posted on 06/05/2010 5:45:32 PM PDT by AZLiberty (Yes, Mr. Lennon, I do want a revolution.)
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To: SatinDoll
I have 9 cats - and 4 are pregnant. Think again.

I'm thinking really, really hard and I can't for the life of me recall I ever met even one of your cats..........

31 posted on 06/05/2010 5:45:59 PM PDT by Hot Tabasco (Peanut butter was just peanut butter until I found Free Republic.........)
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To: SatinDoll
I have 9 cats - and 4 are pregnant.

Kitty litters.

;-)

32 posted on 06/05/2010 5:47:57 PM PDT by savedbygrace (Rev 22:20 He which testifieth these things saith, Surely I come quickly. Amen. Even so, come, Lord)
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To: Hot Tabasco
...and your other obnoxious habits?????????

Well ... at least I don't wear the same Cheeto stained tee shirt for weeks on end. And... did take out the trash once a month ... YOU are obnoxious ... CLEAN YOUR CAT'S LITTER BOX YOU SLOB ...

33 posted on 06/05/2010 5:48:40 PM PDT by Lurking in Kansas (Never argue with an idiot. They drag you down their level, then beat you with experience.)
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To: SatinDoll
By the time I reach 70-years old, SS probably won’t even exist any longer.

Who needs SS with Obama care? /s

34 posted on 06/05/2010 5:50:03 PM PDT by EGPWS (Trust in God, question everyone else)
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To: Libloather

Here’s another one...hire a shyster lawyer and claim some sort of “disability.” The Social Security Administration will reject your initial claim (and probably the second one as well), but if you stick with it, the judge will approve your claim on the third or fourth try. And, in most cases, they backdate the award to the date of your initial filing. So, you’ll start off with “back” benefits of three or four years.

To be fair, there are many who are genuinely handicapped and rely on SSI to survive. But there are plenty of fakers, malingerers and utter frauds who collect benefits for years. I know a guy in Mississippi, early 30s, who draws more than $700 a month for an “anxiety” disorder. He still finds a way to work another job—paid in cash—so he can milk the system for other benefits as well. He’s also fathered three kids by two different women, and they’re wards of the state as well.

To be sure, no one’s getting rich off SSI. But multiply these fraudulent claims by a few million, and you can see how much money is thrown out the window each year.

And BTW, I turned in the Mississippi fraudster a few years ago. After a cursory check by the SSA, he kept his benefits.


35 posted on 06/05/2010 5:55:22 PM PDT by ExNewsExSpook
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To: oh8eleven

More bad news is that you end up croaking at age 69. So sorry, may I help the next in line, please.


36 posted on 06/05/2010 5:56:10 PM PDT by JPG (Mr. Gore, we have a warrant for your arrest...put your hands behind your back.)
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To: Libloather

The new American career - maximizing government benefits. Kind of like welfare except for everyone.


37 posted on 06/05/2010 5:58:04 PM PDT by RightGeek (FUBO and the donkey you rode in on)
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To: Lurking in Kansas
CLEAN YOUR CAT'S LITTER BOX YOU SLOB ...

I will after you come and get your damn cat and her kittens before I eat them............

By the way, I put the dirty laundry you left behind in the garbage and the garbage guys had to call a HazMat team to come and pick them up..........

38 posted on 06/05/2010 6:03:48 PM PDT by Hot Tabasco (Peanut butter was just peanut butter until I found Free Republic.........)
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To: SatinDoll

Well I happen to like cats and I waited till 68 to start drawing...makes a HUGE difference in the monthly check etc

So, lets set a date...also, notice everyone must be series because no one has demanded a picture....<: <:


39 posted on 06/05/2010 6:18:55 PM PDT by xrmusn ((6/98 ) FIRE ALL INCUMBENTS)
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To: xrmusn

SSI has replaced welfare...There are more people under 62 there than old people


40 posted on 06/05/2010 7:27:55 PM PDT by Hojczyk
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To: Hojczyk

.There are more people under 62 there than old people
- - - - - - - - - - - - - - - -
Amen. Sure is sickening. I’ve been paying into the system for nigh on to 57 years and now they want me to ‘feel guilty’ for taking back what they FORCED me to give them.
Yes, I probably have or at least will get more back than I put in, but I didn’t make the rules....
Besides for being Self Employed for a good # of years and hiring others, I have put a lot more back into the system also plus for all those years I was ineligible for the basic elements offered to the working class...
There was a great article by Charlie Reese couple of weeks ago with the basic title 545 VS 300 million and he ‘scolds’ US for letting a handful of people control our lives the way they do and they continue to blame us and tell us how bad each other are but continue to hold hands and manage to ‘keep us under control’.


41 posted on 06/05/2010 9:09:01 PM PDT by xrmusn ((6/98 ) FIRE ALL INCUMBENTS)
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Comment #42 Removed by Moderator

To: xrmusn

http://www.theabsurdreport.com/2009/545-people-vs-300-million-by-charlie-reese/

thanks, that’s a good one to pass around again!


43 posted on 06/05/2010 10:49:20 PM PDT by bitt ("WE THE PEOPLE" http://www.youtube.com/watch?v=JVAhr4hZDJE)
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To: Lurking in Kansas

but if you file at 62, you are then limited in the amount you can make while you keep working?? or is this strategy just for those who aren’t working anymore??


44 posted on 06/05/2010 10:52:48 PM PDT by bitt ("WE THE PEOPLE" http://www.youtube.com/watch?v=JVAhr4hZDJE)
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To: Libloather
I highly recommend "milking the system". In fact, the Matthew Lesko ad has been on my FR homepage for years. You better believe I will explore every conceivable possibility of me getting back at least a percentage of the earnings I have flushed down the government toilet over the decades.

Free Money For Everybody! (click on graphic)

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Matthew Lesko Shows You How To Tap Into Over 12,000 Government Programs, Over 30 Million people every year get government grants… And You Can Too!

No Books, No Paper, No Bureaucrats,

Just Fun and Lots of Money and Over $1 Trillion Every Year and Growing

Government Money Is Set Aside For You and Your Whole Family Including:
Entrepreneurs
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Average Americans with a stack of bills

Who Qualifies? Everyone Who Lives In America..
Rich, Poor, Good Credit, Bad Credit

45 posted on 06/05/2010 11:00:01 PM PDT by Lancey Howard
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To: bitt
but if you file at 62, you are then limited in the amount you can make while you keep working?? or is this strategy just for those who aren’t working anymore??

...yes, this years limit is $14,680, if you are under age 62 ... If you are 66 or older --no limit.

This only works for you if you are NOT working for substantial wages between 62 and 66 ...

46 posted on 06/05/2010 11:01:11 PM PDT by Lurking in Kansas (Never argue with an idiot. They drag you down their level, then beat you with experience.)
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To: ExNewsExSpook

Yep...you should see my neighbors house, and their two new vehicles...she’s on disability..(but hand mows lawn, hand washes cars, works in her garden) plus she works for pay on some sort of computer thing she does.

He on the other hand was in auto accident, and now he is on disability and working a job under the table.

Lawn is groomed to the hilt and new deck on the house...both have new vehicles as well..and new garage to house them in...

Needless to say I have nothing to do with those folks at all.... my disgust is so great. I hear someone turned them in but there was no follow up...and so it goes.


47 posted on 06/05/2010 11:10:26 PM PDT by caww
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To: bitt

You are only limited for 6 months...thenthe skys the limit.


48 posted on 06/05/2010 11:15:42 PM PDT by caww
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To: Lurking in Kansas

ah, so I could choose this option but would be dead from starvation before I could game it.... :)

Thanks, LIK...and all of you, don’t forget!

....millions of welfare ‘clients’ and illegal immigrants and Aunt Zietuni are depending upon us to keep working for their ‘rightful share’.....

http://www.personalliberty.com/news/fair-obamas-aunts-case-illustrates-abuse-of-u-s-political-asylum-policy-19785087/

http://www.bostonherald.com/blogs/news/lone_republican/?p=930&srvc=home&position=recent


49 posted on 06/05/2010 11:18:03 PM PDT by bitt ("WE THE PEOPLE" http://www.youtube.com/watch?v=JVAhr4hZDJE)
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To: caww

“You are only limited for 6 months...thenthe skys the limit.”

WHAT? WHAT? After age 62 you are restricted to an annual income of 14,xxx.00 and then after 6 months, the sky’s the limit on what you can earn?? Now THAT would be really gaming the system nicely...


50 posted on 06/05/2010 11:21:51 PM PDT by bitt ("WE THE PEOPLE" http://www.youtube.com/watch?v=JVAhr4hZDJE)
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