[antceecee]

I don’t understand why anyone needs Paypal. If you have a charge account... use it... why go through a third party?

[Richard Kimball]

Paypal is the most common way to pay for things on eBay. You do NOT want to give your CC to a seller on eBay. That’s probably where they get the majority of their business.

[leakinInTheBlueSea]

I use paypal for some craigslist purchases... let them know in advance I will not do cash. just send the payment from my phone, and they verify from their phone. I could just conceal carry, but I live in california and I’m not a senator. No longer use it for anything else though.

[Mad Dawgg]

"I don’t understand why anyone needs Paypal. If you have a charge account... use it... why go through a third party?"

eBay...

It allows folks to sell on ebay and receive money quickly without having to set up a credit card system.And even with the credit card system it can take several days to actually get your money.

Paypal payments are available as soon as you customer hits the payment button.

Further The majority of folks on Ebay take Paypal and many ONLY take Paypal.

Another nice bit is a Paypal Debit Card gets you a 1% Cash Back on just about every purchase you make. (people who have the older Debit accounts like me get 1.5% Cashback)

So Paypal does have its positive side but they are a bear to deal with if you run afoul of any of their policies.

[Las Vegas Ron]

I don’t understand why anyone needs Paypal.

Try selling on eBay without it.