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Gov't puts employers on notice over health costs ("Don't jack up cost for employees or else...")
Associated Press ^ | 06/15/2010 | RICARDO ALONSO-ZALDIVAR

Posted on 06/15/2010 9:29:15 AM PDT by SeekAndFind

The Obama administration had a message Monday for employers who want to keep federal bureaucrats from rewriting the rules for their company medical plans: Don't jack up costs for workers, and you won't have to worry about interference from the new health care law.

"What we don't want is a massive shift of costs to employees," said Health and Human Services Secretary Kathleen Sebelius.

She announced a new regulation that spells out how health plans that predate the health overhaul law can avoid its full impact. Meant to deliver on President Barack Obama's promise that people who like their current health coverage can keep it, the rule sets limits likely to become increasingly important as medical costs keep rising.

Plan changes that would cause a health plan to lose its "grandfathered" status and trigger new federal requirements include:

_ Dropping coverage for a particular health problem, for example, diabetes.

_ Increasing the proportion of insurance paid by workers, for example from 20 percent of the hospital bill to 25 percent.

_ Cutting back the share of premiums that the company pays by more than 5 percent.

_ Significantly increasing annual deductibles or co-payments paid by workers. For example, if an employer raises a $1,000 deductible by $500 over the next two years.

Workplace coverage is the mainstay of the nation's health insurance system, and will remain so under the new law. Consumer advocates said the regulation gives employers the flexibility to make needed changes, while protecting workers.

"If a plan changes in some significant way, or if it increases cost-sharing amounts, then that results in a very different plan — and it should not be grandfathered in," said Ron Pollack, executive director of Families USA, an advocacy group that supports the overhaul law.

(Excerpt) Read more at google.com ...


TOPICS: Business/Economy; Culture/Society; Government; News/Current Events
KEYWORDS: cost; employers; healthcare; obamacare

1 posted on 06/15/2010 9:29:16 AM PDT by SeekAndFind
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To: SeekAndFind

Or what.

‘Cuz gues what, Einstein. It has already happened. My friends, family and I can testify.


2 posted on 06/15/2010 9:30:31 AM PDT by combat_boots (The Lion of Judah cometh. Hallelujah. Gloria Patri, Filio et Spirito Sancto.)
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To: SeekAndFind

Too late, the scumbags already did so.


3 posted on 06/15/2010 9:31:12 AM PDT by alice_in_bubbaland (Professional Politicians are a Threat to the Republic! Remove them on 11-3-10!)
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To: SeekAndFind

If I said what I really think about Obama, not only would I get banned from FR, I would probably get arrested.

FUBO


4 posted on 06/15/2010 9:31:29 AM PDT by ilovesarah2012
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To: SeekAndFind
Don't worry, companies will simply drop employee insurance coverage as a response to this.

All part of the plan.

5 posted on 06/15/2010 9:32:27 AM PDT by pnh102 (Regarding liberalism, always attribute to malice what you think can be explained by stupidity. - Me)
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To: SeekAndFind

This is not going to end well for all the hope and changers that voted for this fool. They will be the first casualties if not already. Deservedly so, I might add.


6 posted on 06/15/2010 9:34:16 AM PDT by eyeamok
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To: SeekAndFind
Don't jack up costs for workers, and you won't have to worry about interference from the new health care law.

Liars.

7 posted on 06/15/2010 9:35:06 AM PDT by 17th Miss Regt
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To: 17th Miss Regt

What “employees”? We’ll all be “independent contractors”. Oh, and we’ll have to file quarterly. So they’ll need those additional IRS agents.


8 posted on 06/15/2010 9:37:22 AM PDT by massgopguy (I owe everything to George Bailey)
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To: SeekAndFind

They can just drop the plans altogether and save money...


9 posted on 06/15/2010 9:45:21 AM PDT by ltc8k6
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To: ltc8k6
They can just drop the plans altogether and save money...

Which is EXACTLY what most will do. And this is according to Democratic plan. If they're dropped, where else can they go to but GOVERNMENT?

The Alinsky way is to SLOWLY wean towards government dependence. Obama is the ultimate Alinskyite and this is all according to plan.
10 posted on 06/15/2010 9:48:25 AM PDT by SeekAndFind
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To: pnh102

Yeah...we know costs are going up, so where does Zer0 think the money will come from?

If it doesn’t come form increased premiums, then it will come from increased prices on the products.

We are going to pay increased costs, period.


11 posted on 06/15/2010 9:49:39 AM PDT by ltc8k6
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To: SeekAndFind
"What we don't want is a massive shift of costs to employees," said Health and Human Services Secretary Kathleen Sebelius.

Stupid, ignorant, clueless, socialist moron: if the companies DON'T raise their employee's contributions to their health plans to pay for your socialist boondoggle, they will simply raise the price of the goods/services that the company produces, which will thereby "shift the costs" to the employees (to all who buy or consume anything, really) anyway.

The bottom line is that SOMEONE has to pay for the health care, and it isn't the government (which has only what money it confiscates from the people), and it isn't the companies - who must pass their costs on to consumers in the price of their product, so that they can be profitable (it's called capitalism), and give investors a reason to own the company's stock.

Too bad that with this new criminal health care enterprise, a lot fewer people will have any money to invest in stocks.

12 posted on 06/15/2010 9:50:38 AM PDT by Sicon ("All animals are equal, but some animals are more equal than others." - G. Orwell)
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To: SeekAndFind

This administration is economically illiterate.


13 posted on 06/15/2010 9:53:39 AM PDT by 556x45
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To: SeekAndFind

Dumb, what does he think happens when he lets all those 26 something’s rejoin these medical plans?


14 posted on 06/15/2010 9:56:15 AM PDT by dila813
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To: SeekAndFind

translation: don’t make any pesky rate announcements that will prove troublesome to Democrat election campaigns in November, or we’ll get you!


15 posted on 06/15/2010 9:57:21 AM PDT by Buckeye McFrog
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To: ilovesarah2012

To libs out there that deny 0bama and 0bamacare is fascist.

Let’s say he/it isn’t fascist. How would the policy be different if he/it were?


16 posted on 06/15/2010 9:58:49 AM PDT by MrB (The difference between a (de)humanist and a Satanist is that the latter knows who he's working for.)
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To: Buckeye McFrog

Or more likely, in Hollywood, you have to toe the party line, if you want to work there.


17 posted on 06/15/2010 9:59:20 AM PDT by dfwgator
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To: dfwgator

Whoops wrong thread.


18 posted on 06/15/2010 10:00:58 AM PDT by dfwgator
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To: SeekAndFind
What we don't want is a massive shift of costs to employees

Good news for us employees. Stick it to those tax-payers...hey...wait a minute...I am one of those also...dang...

19 posted on 06/15/2010 10:11:15 AM PDT by LearnsFromMistakes (Yes, I am happy to see you. But that IS a gun in my pocket.)
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Do I hear an un-spinnable 10%?

10% anyone?

10%+ un-employment..going once, going twice...

20 posted on 06/15/2010 10:13:12 AM PDT by Michael Barnes (Call me when the bullets start flying.)
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To: alice_in_bubbaland

Scumbags?


21 posted on 06/15/2010 10:18:37 AM PDT by driftdiver (I could eat it raw, but why do that when I have a fire.)
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To: 556x45

“This administration is economically illiterate.”

No he knows exactly what he’s doing.


22 posted on 06/15/2010 10:21:26 AM PDT by driftdiver (I could eat it raw, but why do that when I have a fire.)
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To: SeekAndFind

No sweat. Just lay off enough people to keep the cost in line. The company doesn’t touch the policy and the Nazis are held at bay for awhile longer.


23 posted on 06/15/2010 10:23:11 AM PDT by SUSSA
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To: driftdiver
"No he knows exactly what he’s doing."

And do not expect the repubs to save you. They will be quite happy to have you under their control and blame the dems for it.

24 posted on 06/15/2010 10:26:27 AM PDT by I am Richard Brandon
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To: Buckeye McFrog

At my company we already got the bad news last week, we are having an open enrollment in the middle of the year because rates are going up so much. I am sure there is panic in the Home Office now because they got caught doing exactly this.


25 posted on 06/15/2010 10:26:57 AM PDT by ClayinVA ("Those who don't remember history are doomed to repeat it")
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To: SeekAndFind

Too late. And it wasn’t my company that increased the cost, it was the insurance company. Jacked my rates 44% on an insurance policy that hasn’t had a claim on it in two years!


26 posted on 06/15/2010 10:27:21 AM PDT by RikaStrom (Pray for Obama - Psalm 109:8 "Let his days be few; and let another take his place of leadership.")
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To: Buckeye McFrog

I think you called it right, here.


27 posted on 06/15/2010 10:27:54 AM PDT by DBrow
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To: massgopguy

Health care is the main reason I am not a contractor anymore. I could not afford the individual policy rates, give me group rates and 1099 here we come. So take away the insurance then why do I need to be your employee anymore? Job Security? Raises? Vacation time?


28 posted on 06/15/2010 10:31:33 AM PDT by ClayinVA ("Those who don't remember history are doomed to repeat it")
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To: RikaStrom
Too late. And it wasn’t my company that increased the cost, it was the insurance company. Jacked my rates 44% on an insurance policy that hasn’t had a claim on it in two years!

37% here. I thought obamacare was supposed to cut costs. It's having the exact opposite 9and completely intentional) effect.

29 posted on 06/15/2010 10:33:44 AM PDT by Travis T. OJustice (I can spell just fine, thanks, it's my typing that sucks.)
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To: SeekAndFind

Looks like Obama is making sure that companies drop their healthcare plans.


30 posted on 06/15/2010 10:33:47 AM PDT by <1/1,000,000th%
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Comment #31 Removed by Moderator

To: SeekAndFind
We live in a thugocracy.

I wonder how many plans will be terminated because of these threats?

32 posted on 06/15/2010 10:39:44 AM PDT by gogeo ("Every one has a right to be an idiot. He abuses the privilege!" Groucho Marx)
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To: Travis T. OJustice
37% here. I thought obamacare was supposed to cut costs. It's having the exact opposite (and completely intentional) effect.

Oh sure it is, our insurance broker flat out told us that the insurance companies were jacking their rates to ensure they got their revenue in before 2014 when everything got moved to a set rate.

Heck, my boss and I (we're a small company) have already talked about letting insurance lapse and taking the hit in the fines. It'd be cheaper for us to do and then we'd no longer have to be involved in what our employees are making.

Did you know that you will also be required by law to ask what your employees spouses are making? If you are offering insurance that is. It's so that if your employee is eligible for "help" from the government to afford premiums, but the only way to know if you're eligible is to also know what the household makes as a whole, not you as an individual.

Talk about intrusive!

33 posted on 06/15/2010 10:43:01 AM PDT by RikaStrom (Pray for Obama - Psalm 109:8 "Let his days be few; and let another take his place of leadership.")
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To: SeekAndFind

The HHS can not possibly enforce compliance in any manner other than in a arbitrary and capricious manner, leading the enforcement agency into state and Federal courts lawsuit ensnarements that will further encourage employers to erode the corporate employee health care benefits as fast and furiously as possible as industry employment submarkets allow to remain competitive.

Of this I know a little about, I was an accountant for a health benefits administrator that managed over 3000 small to midsize employers’ health and life benefits plans.

No matter what the HHS and IRS enforcement strategy, outside of Federal and state government contractors, private industry will reincorporate at a quicker rate than anything the several thousand severely underpaid, overworked, and mostly incompetent boobs at the Fedgov level will be able to search through the IRS tax data, and insruance companies’ participation and explanation of benefits paperwork for employers/customers.

The entire health benefits system in this country is completely and utterly fucked, the paychecks for over 5% of the American employed workforce (in healthcare) is directly at stake, and the quality of life of 95%+ of Americans has been severely curtailed.


34 posted on 06/15/2010 10:48:03 AM PDT by JerseyHighlander
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To: alice_in_bubbaland

My brother’s deductible went up to $2500, basically he has no health care...

Neither do my husband and I since he’s been unemployed since September.

Hopey/Changey, yeah, we feel it alright.


35 posted on 06/15/2010 11:26:00 AM PDT by tina07 (In loving memory of my father,WWII Vet. CBI 10/16/42-12/17/45, d. 11/1/85 -Happy B'day Daddy 2/20/23)
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To: driftdiver

Only to a small degree. Barry and the dems are stuck on stupid. I know their aim is to crap on the US but they aren’t smart. I think you’ll fallen for the big lie the media continually repeats. Certainly the effect of what they’re doing is detrimental but as far as a big well executed plan I just don’t think it could be pulled off by this band of boobs.


36 posted on 06/15/2010 11:34:02 AM PDT by 556x45
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To: SeekAndFind

The gospel reading at Mass today was about our requirement to love even our enemies (Jesus talking about how just loving our friends makes us no different from the pagans).

Things like this make it VERY hard...


37 posted on 06/15/2010 11:56:02 AM PDT by Patriotic1 (Dic mihi solum facta, domina - Just the facts, ma'am)
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To: SeekAndFind

Step daughter’s health ins. just went up 17%.


38 posted on 06/15/2010 12:48:19 PM PDT by GailA (obamacare paid for by cuts & taxes on most vulnerable Veterans, retired Military, disabled & Seniors)
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To: SeekAndFind

DOC FIX
http://www.californiahealthline.org/articles/2010/6/15/cms-extends-freeze-on-medicare-claims-amid-debate-on-doc-fix.aspx


39 posted on 06/15/2010 12:59:37 PM PDT by GailA (obamacare paid for by cuts & taxes on most vulnerable Veterans, retired Military, disabled & Seniors)
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To: SeekAndFind
How about telling the government to stay the hell out of a business' operations.

This will do nothing but kill jobs and/or kill healthcare.

Garde la Foi, mes amis! Nous nous sommes les sauveurs de la République! Maintenant et Toujours!
(Keep the Faith, my friends! We are the saviors of the Republic! Now and Forever!)

LonePalm, le Républicain du verre cassé (The Broken Glass Republican)

40 posted on 06/15/2010 1:02:14 PM PDT by LonePalm (Commander and Chef)
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To: tina07

“My brother’s deductible went up to $2500, basically he has no health care...”

####

Not the same thing at all. He just has to pay the first $2500 of APPROVED health care costs annually.

Does he not also have an underlying health plan whose rates physicians have agreed to accept?

My deductible is at $5000.


41 posted on 06/15/2010 1:04:36 PM PDT by EyeGuy
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To: driftdiver

Yes, Health Insurance Co. scumbags.


42 posted on 06/15/2010 1:41:15 PM PDT by alice_in_bubbaland (Professional Politicians are a Threat to the Republic! Remove them on 11-3-10!)
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To: alice_in_bubbaland

Call us scumbags but we had to increase the co-pay to keep insurance.


43 posted on 06/15/2010 6:25:46 PM PDT by therut
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To: therut

You are an insurance company???

I am a small business owner, our health insurance premiums for our employees went up 30% this year.

Yes, insurance companies are scum.


44 posted on 06/15/2010 7:32:53 PM PDT by alice_in_bubbaland (Professional Politicians are a Threat to the Republic! Remove them on 11-3-10!)
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To: alice_in_bubbaland
No. Small business owner. Had to raise the deductable to keep insurance for our employees. It has been a bad year. Physician small group. Government has hurt our cash flow by holding our Medicare checks 3 times so far this year. And we CAN NOT pass on our costs to our patients. We are price controlled by .gov and insurance companies.
45 posted on 06/15/2010 7:38:09 PM PDT by therut
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