Skip to comments.Rep. Cantor: Popular parts of health law will be tackled in GOP repeal plan
Posted on 11/30/2010 1:31:44 PM PST by RobinMasters
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Wondering if Cantor is hearing impaired, and needs us to speak a little slower, more distinctly, and perhaps an octave or two louder.
No free market solution can or should cover “pre-existing conditions”. How can you “insure” health anyway?
We have the best health care in the world. If you are penniless you can go into great emergency rooms around the country AND NOT BE DENIED CARE.
Depending on your financial circumstance you will then either be considered indigent and have it waived, or get on some payment plan to cover it.
A pre-existing condition cannot be “insured” because it has already happened and trying to do something like that will bankrupt the system and drive it to a government solution...which will be far worse in terms of quality of care and ultimately (due to rationing) in terms of extent of care.
In life people get sick and die. We are not going to stop that. A free market solution means the most people will get the best care. Just like it has meant that the most people will rise in their economic standing and create the envy of th world when it comes to standard of living and individual wealth.
That is really what this debate is about. The socialists and marxists wanting to foist control on the economy and destroy the free market.
The entire idea of insurance is that you can assess the risk of an event in a pool of people who are paying premiums.
As soon as you say that somebody gets to wait until AFTER they have an event to join the pool, you are no longer talking about something rational.
Irrationality is the sole province of government.
Losing seems to be the province of the GOP.
And if Congress is going to make it mandatory for people to buy insurance or fine them if they don’t, why don’t we make housing mandatory and fine people who don’t spend their money on rent or a mortgage?
Wouldn’t that solve homelessness over night?
current law forbids insurance companies from denying coverage after one year of the condition treatment...see Health Insurance Portability and Accountability Act of 1996 (HIPAA)
“For months Ive been comparing the pre-existing conditions element in the bill to the government requiring that fire insurers sell fire insurance on a house even if it was already on fire.”
Today wasn’t the first time he used it...LOL
The federal government is horrid at “insurance”. Let’s take so-called “flood insurance” that is handled via the National Flood Insurance Program under FEMA. IT IS NOT INSURANCE!
So-called “Flood Insurance sold by the feds is nothing more than a contract with the federal government that says that the federal government will pay in the event that a structure floods. The premiums are not based on risk. The premiums are way too low in many cases in comparison to the risk. Because of this you have stupidity like the houses built around New Orleans that were in a “low risk” flood zone with cheap premiums when the properties were really way below sea level. And protected by pumps 24/7 to stay dry even on rainy days.
Because the feds have promoted cheap “flood insurance” in areas that were sure to flood we end up with development in those areas. Once these properties flood as they were sure to at some point the NFIP/FEMA program runs out of money. It has done so numerous times. When this happens Congress funds the shortfall (you can research all of this) from where? From the United States Treasury of course!
No regular sane commercial insurer would write flood insurance. It is a loser. But the feds do through this BOGUS program and since as I mention above the shorfall comes out of the Treasury the program is SOCIALISM! Because a guy sitting on top of a desert moountaintop who pays federal income tax SUBSIDIZES the “claims” paid by the FEMA program.
What a ripoff! Every US taxpayer payd for the “flood insurance” while NEVER getting a penny out of the program. Dumb, eh?
TOTALLY - I’ve also read enough about that program, agree with everything - except that I do think private companies would fill the void - but they would charge market rates, which would price out most people, and therefore floods wouldn’t cause as much property damage. It’s like magic.
There are probably 10s of billions of dollars of national debt because of this program and it’s not like we don’t have places that don’t flood - to build houses.