“FEHB, the Federal Employees Health Benefit program is not all that plush.”
You are misinformed. FEHB is a fantastic health care package. The best part of FEHB is that coverage can continue throughout retirement contrary to your assertion. You are correct that FEHB is highly subsidized by taxpayers especially after retirement. As usual, taxpayers get stuck the tab for first benefits provided to government employees.
That's how it works. We lose our FEHB plans, but we continue to pay for them, and get Medicare.
What you don't know about federal employment, FEHB and retirement is IMMENSE.