Income tax returns.
I see this like a robber coming into my house, finding a pile of cash under my mattress, and stealing all of it. Then, I come home and find out I've been robbed, but I notice that the robber dropped a $100 bill as he exited my bedroom. YEE-HAA! That $100 goes straight into my pocket and I do a dance of joy, because it's Pay Day!
How stupid is that?
But the folks who are cheered by the little tax refund are playing that exact game.