You got that right. On the rare chance when I’m not carrying, I find myself checking where my holster should be because I unconsciously feel something is missing.
Some of my friends will ask why I carry all of the time. I simply response with a question, “What’s the Boy Scout motto?” When they answer the question, you can see the realization come over their face.
I carry most of the time. I have a little Kel-Tec PF9. Very light and very small, with one in the chamber it gives me 8 shots. Double action only so no chance of accidental firing.
It has a clip on the side that fits on my belt. I carry inside my trousers and only a very tiny portion of the gun sits above my pants waist line. I cover that by pulling my shirt out just a little and blousing over the top of that. It's very effective and very comfortable.
I have health insurance, car insurance, house insurance, I wear seat belts and yes you might say I carry “Life Insurance”.