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California EDD (Employment Development Department) Replaces Unemployment Checks With Debit Cards
CBS Local ^ | 7/08/11

Posted on 07/10/2011 10:10:27 AM PDT by Libloather

California EDD Replaces Unemployment Checks With Debit Cards
July 8, 2011 8:55 AM

SACRAMENTO (KCBS) — Calling it a major change in the history of California’s unemployment program, the Employment Development Department is now sending out debit cards instead of traditional checks to people receiving unemployment benefits.

The phase-in transition from paper to plastic is expected to take a few months to complete.

Starting Friday, debit cards are replacing unemployment checks for the 1.2 million Californians currently receiving benefits.

(Excerpt) Read more at sanfrancisco.cbslocal.com ...


TOPICS: Crime/Corruption; Extended News; Government; News/Current Events
KEYWORDS: california; cards; debit; unemployment
What could go wrong?
1 posted on 07/10/2011 10:10:30 AM PDT by Libloather
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To: Libloather

Mabels Cathouse is down with the debit. They say “No prob”.


2 posted on 07/10/2011 10:12:31 AM PDT by BipolarBob (Beer? That's the reason I get up in the afternoon.)
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To: Libloather

Are these debit cards able to be used at Disneyland and Vegas casinos, the way the debit cards for public assistance people were used at such places????/


3 posted on 07/10/2011 10:12:53 AM PDT by Dilbert San Diego
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To: Libloather; raccoonradio

4 posted on 07/10/2011 10:15:16 AM PDT by martin_fierro (< |:)~)
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To: Libloather

Gives new meaning to “paper or plastic”.


5 posted on 07/10/2011 10:16:05 AM PDT by COUNTrecount (Barry...above his poi grade.)
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To: Libloather

It makes no difference whether they cut checks, do auto-deposit, or give our a debit card. UI payments are CASH payments and can be spent on whatever the recipient wants to spend them on. This is not the same thing as debit cards issued as “food stamps,” welfare benefits, etc.


6 posted on 07/10/2011 10:16:28 AM PDT by Chandalier (Obama is a Chicken Hawk!)
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To: Libloather
What could go wrong?

If California actually had some money in the bank, I suspect that these cards would be counterfeited by the Chinese.

7 posted on 07/10/2011 10:19:40 AM PDT by P-Marlowe (LPFOKETT GAHCOEEP-w/o*)
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To: Libloather

Many states (Texas included) already have been doing this for some time. It’s the 21st Century.


8 posted on 07/10/2011 10:20:10 AM PDT by 2ndDivisionVet (I'll raise $2million for Gov. Sarah Palin. What'll you do?)
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To: Dilbert San Diego
Are these debit cards able to be used at Disneyland and Vegas casinos, the way the debit cards for public assistance people were used at such places????/

Just a little screw loose aren't you? Unemployment checks are cashed for money, and this money can be used for whatever the unemployed person wishes to use it for. Ditto the cards, they will be used in place of cash or can be cashed out and used for whatever. There are no restrictions on what unemployment recipients can do with their checks, or in this case cards. We are not talking welfare here, this is unemployment.

9 posted on 07/10/2011 10:22:13 AM PDT by calex59
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To: Libloather

There is a cost to the taxpayer for act of providing checks or debit cards. The state should start deducting fees from the beneficiaries to offset the cost of providing checks or debit cards.

If nothing else, this will encourage the beneficiaries to explore credit unions and sign up for direct deposit of their unemployment checks.


10 posted on 07/10/2011 10:29:08 AM PDT by srajan
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To: Libloather

...as long as the state has the money, fine.


11 posted on 07/10/2011 10:31:01 AM PDT by BobL (PLEASE READ: http://www.freerepublic.com/focus/f-news/2657811/posts)
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To: calex59

How do they manage to do this, but getting a voter ID would be impossible to implement?

Welfare, unemployment, Medicare, Medicaid, takes care of everyone but working people. However they get paychecks so the government can send Voter ID’s to the rest.

Problem solved.


12 posted on 07/10/2011 10:32:26 AM PDT by EQAndyBuzz (As long as the MSM covers for Obama, he will be above the law.)
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To: Libloather

Interesting, especially in light of the recent announcement that the US Bureau of Engraving and Printing is printing even less paper money, which is very odd, as there is only enough paper money in the US to back about 5% of our daily retail needs. And the vast amount of what they print is $1 bills, with proportionally fewer higher denomination bills.

And that a large portion of our $100 bills are sent overseas. So even if they wanted to, they could not print $500 or $1000 bills, for the simple reason that nobody could make change for them.

This could turn very bad, very fast, if there are any problems at all with our electronic based money. Say, if the credit card companies could no longer sell bonds to underwrite their card holder debt.

Within a month or so, tens of millions of Americans would no longer be able to pay their rent or buy food.


13 posted on 07/10/2011 10:36:10 AM PDT by yefragetuwrabrumuy
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To: srajan

BS.

Unemployed people actually pay for this benefit so that when they become unemployed they have a small cushion to fall on.

They are taxed on it as well.

You want to make their lives even harder by imposing fees on the use of their money?


14 posted on 07/10/2011 11:01:27 AM PDT by Vendome ("Don't take life so seriously... You'll never live through it anyway")
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To: calex59

Thank you! Some people don’t know the difference and there IS a difference no matter what they argue.


15 posted on 07/10/2011 11:06:08 AM PDT by Chandalier (Obama is a Chicken Hawk!)
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To: Vendome

You are so right. After 20 years of continuous employment my husband and I found ourselves laid off from the company that we both worked for on literally the same day. We were both high performers and recently promoted, we got caught in the wave of Obama lay-offs in early 2009.

I was able to find employment fairly quickly and have been back at the same company for the last 2 years. My husband has worked short contract jobs and has struggled to even get an interview. We have relayed on his UI benefits to make ends meet while working to cut our expenses back to balance out the rest.

Our plight is the plight of thousands of families and to intimate that some how we use our direct deposited benefits irresponsibly is offensive.


16 posted on 07/10/2011 11:13:02 AM PDT by Chandalier (Obama is a Chicken Hawk!)
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To: Libloather

card cloning,

massive data fraud,

fake applicants,

ringing up items that were never bought,

big brother tracking/approving healthy sanctioned food.


17 posted on 07/10/2011 11:28:29 AM PDT by longtermmemmory (VOTE! http://www.senate.gov and http://www.house.gov)
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To: longtermmemmory

I think there is probably more fraud potential with checks. forgery, stealing them from the mail, etc...


18 posted on 07/10/2011 11:35:25 AM PDT by MrShoop
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To: MrShoop

it takes time to forge a check, seconds to manipulate hacked data.

imagine just hacking or bribing a seiu employee to create a few extra accounts.

With direct data to bank, you don’t need an actual address.


19 posted on 07/10/2011 11:53:29 AM PDT by longtermmemmory (VOTE! http://www.senate.gov and http://www.house.gov)
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To: Vendome

Employers pay SUTA and FUTA.


20 posted on 07/10/2011 12:06:39 PM PDT by Rusty0604
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To: Libloather

If you don’t spend your entire monthy payout that month, does the surplus sit in a government controlled account and accrue interest?


21 posted on 07/10/2011 12:06:59 PM PDT by posterchild
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To: Libloather

I would think there is a tremendous permanence to receiving a debit card versus a check...


22 posted on 07/10/2011 12:11:41 PM PDT by kearnyirish2
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To: longtermmemmory

With unemployment at ~10%, 1 in 10 mailboxes is going to have an unemployment check in them. And do you trust postal workers? If hacking were really an issue, it would just as easy to hack the system to mail a check as to credit a debit card. How many cases of hacked debit cards have you heard of versus stolen checks?


23 posted on 07/10/2011 12:12:14 PM PDT by MrShoop
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To: Libloather

So these poor people are at a disadvantage at election time because they are too stupid to aquire some form of picture ID but they are smart enough to apply for and use an ATM card? How do they apply with no photo ID?

Kill motor voter, require picture ID to vote.


24 posted on 07/10/2011 12:25:25 PM PDT by hattend (Its a matter of public record that I did not go to Harvard Law School, but I can add. - Sarah Palin)
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Click the Chick

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Give what you can
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25 posted on 07/10/2011 12:29:09 PM PDT by TheOldLady (FReepmail me to get ON or OFF the ZOT LIGHTNING ping list.)
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To: Libloather

I’m still laughing at the ‘Newspeak’ government title, ‘Employment Development Department’. HA! George Orwell anyone?


26 posted on 07/10/2011 12:50:36 PM PDT by tflabo ( to have been selected)
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To: calex59

One drawback i forsee is the plastic factor. Some recipients may be less responsible to their budgets and the debit cards could make them spend their funds more quickly and perhaps more on trivial items. In other words their money runs out a lot faster before the end of the month.


27 posted on 07/10/2011 12:58:12 PM PDT by tflabo ( to have been selected)
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To: posterchild

I’m just laughing about the name of the place. “Employment Development Department”. Yet another thing that is created by the government, from which all good things flow </s>.


28 posted on 07/10/2011 1:03:50 PM PDT by The Antiyuppie ("When small men cast long shadows, then it is very late in the day.")
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To: calex59
We are not talking welfare here, this is unemployment.

You sure about that? Pardon my sarcasm.

29 posted on 07/10/2011 1:13:40 PM PDT by upchuck (Think you know hardship? Ha! Wait till the dollar is no longer the world's reserve currency.)
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To: upchuck
Yes, dip sh**, I am sure about it. When a person works for a living a certain amount of money is paid(by the company)into unemployment. You have to work a certain amount before you can apply and actually receive unemployment benefits. Just because the legislature extended benefit time limits isn't the fault of the unemployed.

Besides the company he worked for still has to pay into unemployment as long as he/she is drawing it. Your tax dollars are not paying for unemployment, at least not to the extent they pay for welfare. Plus, as I said, in order to get unemployment the person had to work at least 18 months before drawing benefits. Before the extensions started being tossed around if you ran out of unemployment and reapplied you had to have 18 months of work still to draw from. I suppose that has been done away with but still unemployment is NOT welfare.

Hopefully, wise a**, you won't ever have to draw it, but don't count on that. BTW, I am not on unemployment, I am lucky enough to be retired, but I have been on unemployment in the past and was glad to get it until I could get back to work.

30 posted on 07/10/2011 2:30:01 PM PDT by calex59
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To: yefragetuwrabrumuy

This is the ‘can’t buy or sell without the mark’ scenario that ultimately comes to pass.


31 posted on 07/10/2011 3:03:20 PM PDT by Secret Agent Man (I'd like to tell you, but then I'd have to kill you.)
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To: longtermmemmory

I think that tin foil hat is getting a little tight. It seems to be cutting off the blood flow to your brain.


32 posted on 07/10/2011 3:13:11 PM PDT by John D
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To: Rusty0604

That is true here in California but not all states. I don’t recall which states where the employee contributes but in any case, I consider it a component of the employees overall burden just I have to consider Social Security.

Every % I am taxed on an employee affects the total burden of their employment just as insurance, gas and bunch of other crap I pay does.


33 posted on 07/10/2011 3:46:45 PM PDT by Vendome ("Don't take life so seriously... You'll never live through it anyway")
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To: Chandalier

It’s beyond offensive but I can’t think of a better word.


34 posted on 07/10/2011 3:49:02 PM PDT by Vendome ("Don't take life so seriously... You'll never live through it anyway")
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To: MrShoop

you can hack hundreds quickly and make mico theft profitable.


35 posted on 07/10/2011 4:04:40 PM PDT by longtermmemmory (VOTE! http://www.senate.gov and http://www.house.gov)
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To: tflabo

I use my debit card for everything and hardly ever write a check anymore.

I am shaking my head a bit. You sound like one of those busybody libs who never gives anyone credit for having a brain and treats grown adults like children.


36 posted on 07/10/2011 5:11:58 PM PDT by Chandalier (Obama is a Chicken Hawk!)
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To: Vendome

No I don’t, what I want them to do is accept something like direct deposit which saves the taxpayers money as compared to checks or debit cards.

If they don’t want to pay checking account fees at traditional banks, they can open accounts in credit unions for free, and access it from most or all credit union ATMs for free.

Why should the taxpayers pay an administrative fee to provide this aid?


37 posted on 07/17/2011 6:58:28 PM PDT by srajan
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