Skip to comments.New law leads to more insured young adults (Obamacare allows youth to be on Parent's plans till 26)
Posted on 09/22/2011 12:14:29 PM PDT by SeekAndFind
At least one part of President Barack Obama's health care overhaul has proven popular. With the economy sputtering, the number of young adults covered by health insurance grew by about a million as families flocked to take advantage of a new benefit in the law.
Two surveys released Wednesday one by the government, another by Gallup found significantly fewer young adults going without coverage even as the overall number of uninsured remained high.
The government's National Center for Health Statistics found that the number of uninsured people ages 19-25 dropped from 10 million last year to 9.1 million in the first three months of this year, a sharp decline over such a brief period.
A separate Gallup survey reported that the share of adults 18-25 without coverage dropped from 28 percent last fall to 24.2 percent by this summer. That drop translates to roughly 1 million or more young adults gaining coverage.
The new health care law allows young adults to remain on their parents' health plans until they turn 26. Previously, families faced a hodgepodge of policies. Some health plans covered only adult children while they were full-time students. Others applied an age cutoff.
Elizabeth Wilson, an aspiring opera singer who lives near Indianapolis, said her mother's plan dropped her in the midst of a medical crisis because she had turned 23. At the time, Wilson was in the hospital under treatment for an inflammation of the pancreas. Because of the overhaul, she has been able to get back on the policy.
(Excerpt) Read more at msnbc.msn.com ...
More reason for their employers to lay them off.
Then just pass a law saying you can remain on your parents’ health plan till age 97. Problem solved!
Seems fitting since many 26-year-olds still act like children.
I’m on Tricare Prime. We could add our son but his premiums would be through the roof. So, is this healthcare option for private companies and government is exempt? (I had no intention of putting my son on my policy so don’t yell at me)
Now, if only we could write off daycare for them
Sure - and they'll have to kill off the old and infirm faster (by denying care) to be able to provide that.
Baby wants to vote at 18, okay, you can.
Can’t drink till your 21, boo hoo.
But now you can be on mommy and daddy’s health insurance till you turn 26, you little pampered, helpless, can’t take care of yourself imbecile.
That family health insurance law has to be the worst crap our government has ever passed on the American people.
Child till 26, yea that’s going to teach responsibility....
You're right. This makes employees more expensive to the business.
Does any know if you have a 19 year old daughter in college full time but is married, can she still stay on my health insurance until 26 even though she is married?
The same thing costs her $110 here. The difference is that Pennsylvania requires all policies to include gold-plated coverage for substance abuse. Even though she had to pass a drug screening and background check to work with children.
So I guess the message our useful kids are supposed to take from all of this is break your arm and you're on your own until you reach your high deductible. But stuff illegal substances up your nose and the welcome mat is out.
Yes, you can. The courts have ruled that mandates can not discriminate on account of martial status. Check with your employer and notify them of the desire to put her on your policy.
Yes, under this law a married child is eligible to remain on your plan until age 26, although his or her spouse is not.
Is Ricardo really as stupid as he writes? The economy IS SPUTTERING because of Hussein's overbearing spending....including the JOB KILLING Deathcare Law.
I was going to say; you can’t be on your parent’s plan if your parents are unemployed.
I don’t recall stating that it was free...
My husband is active duty and we also have triCare Prime. The new law doesn’t apply to us. The kids still have until 21 if not in college and 24 if they are.
(My son is a Type 1 diabetic, so medical insurance is a terrifying subject for us. He’s actually dropped out of our local high school and just finished with a home program so that he can graduate 8 months earlier just for this reason.)
You did but the moderator named Alzheimer is on duty today and he erased part of your post. ;^)
This country is going backwards.
The forst part is a quote from the headline. The "...for now" comment was alluding to the fact that once the law is fully in effect, a lot of companies are going to start eliminating their employees’ health insurance programs and begin simply paying the $2,000 per employee annul 'fee'. When that happens, “Dad” (or “Mom”) will no longer even HAVE a health insurance policy, never mind one on which “Junior” can 'ride' until he's 26.
But how many parents can no longer afford the cost after all the premiums are increased for the additional coverages ?
The “26 year old children” B.S. was one of two written reasons my insurer gave me for raising my premiums by 33%.
The other written reason being, the no life time limit on benefits clause of obamacare, prior to obamacare the lifetime limit was $5,000,000.
I don’t have children living with me between 18 and 26.
I would like a health plan that didn't cover all the b.s. that government mandated it covers (like acupuncture) - such a plan would be much less expensive.
But no. Apparently I need a plan that covers all sorts of ludicrous quackery, psychiatric counseling, and a provision to cover my dependents until age 26.
Gee - you think that might make the plan more expensive?
Wasn’t a dig at you, was a point that there was a rise in EVERYONE’S policy cost because of this.
For the humor impaired; my post was a joke. I apologize for burdening you.
Big deal. I want to be on my kid’s plan.
This was just step number 1.
Step 2 is defining all employer paid health care ‘IMPUTED INCOME’.
Step 3 is special tax on ‘IMPUTED INCOME’ because there needs to be a new huge federal government bureaucracy to determine ‘IMPUTED INCOME’.
They knew the age could never be increased to 26 if steps 2 and 3 were done first.
Oh, I forgot to add that all Dem contributing unions will be exempt from this.
Til 26? Fine. Then they can’t vote until they’re “viable” adults, at 26.
It helps those who are fortunate to have parents with jobs and health care benefits. Obama will take care of that!
LOL! The segment of the population who needs the least amount of healthcare is getting coverage.
Young adults are the healthiest segment of the society. Life Insurance for young adults is cheap too because it is seldom used.
Why is paying to cover a segment of the population who hardly uses the very least of health insurance something to celebrate?
Thank you both for that info!
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