You forgot the minor point that the “reckless” lending was forced on lenders by gov’t rules, lawyers, and professional race-baiters like obomba.
Back in the great “Texas Savings and Loan” scandal of the mid 1980s there were a few miscreants that actually went to the Federal Pen. But alas that was back in the Reagan Administration when there were at least 2 or 3 honest lawyers in the DOJ
Politicians follow the headlines. If the MSM isn’t spewing outrage, no one cares.
the Feds won’t prosecute the bankers...they refuse to enforce immigration law,they actively participate and organize a corrupt student loan system and mortgage lending outfit, they cannot deliver on the Social Security trusts and Medicare obligations they assumed.......they are an increasingly dysfunctional appendage and liability to the United States....