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Life Insurance Is Now Mandatory!
LIFE Foundation ^ | January 4,2011 | Jack Dewald

Posted on 07/04/2012 8:36:43 AM PDT by gusopol3

What if new parents were required to show proof of life insurance prior to taking their newborns home from the hospital (just like they have to have a car seat). Should parents have to show proof of “financial responsibility”?

(Excerpt) Read more at lifehappens.org ...


TOPICS: News/Current Events
KEYWORDS: healthcare; johnroberts; lifeinsurance; mandate; mandatory; obamacare
Clearly the greatest need for life insurance is that you meet your social obligations before you check out (bug out?) early. There are billions of unfunded public debt your governmnt is counting on your taxes to pay, especially the unfunded pensions of public employee early retirees who have self-sacrificed more by the time they're fifty than you will if you work to the age of 85. (I wish Scalia had used this argument instead of broccoli).
1 posted on 07/04/2012 8:36:48 AM PDT by gusopol3
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To: gusopol3

Article was written by a life insurance agent saying why HE thinks life insurance should be mandatory.


2 posted on 07/04/2012 8:41:25 AM PDT by trailhkr1 (That which can be asserted without evidence, can be dismissed without evidence - Christopher Hitchen)
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To: gusopol3

Let’s get more basic: What if new parents had to demonstrate that they were married before being allowed to take the child home?

Let’s get even more basic: What if people had to demonstrate that they were married, and gainfully employed, before being allowed to procreate?


3 posted on 07/04/2012 8:41:39 AM PDT by Arm_Bears (Journalists first; then lawyers.)
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To: gusopol3

Let’s not focus on the “what if’s” but rather work to get rid of the “what we have” in front of us.

We have prayer and work to engage in.

;-))


4 posted on 07/04/2012 8:41:49 AM PDT by SumProVita (Cogito, ergo...Sum Pro Vita. (Modified Decartes))
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To: trailhkr1

It’s an ill wind that brings nobody good. Of course there are winners when the government takes actionagainst the people. But , if health insurance, why not life insurance? Ben Franklin himself said “nothing is sure but death and taxes.” He didn’t mention “sickness” for which you do need health insurance.


5 posted on 07/04/2012 8:47:05 AM PDT by gusopol3
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To: gusopol3

How in the sam hill are the baby mamas from the ghetto, who have their first babies as teenagers, going to show any evidence of financial responsibility?

Or is this the sort of idea for which officially aggrieved minorities, illegal aliens, etc. would be exempted from????


6 posted on 07/04/2012 8:49:52 AM PDT by Dilbert San Diego
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To: Dilbert San Diego

Here’s my point in posting this: if health insurance can be mandated, why not life insurance also? There are compelling social obligations.


7 posted on 07/04/2012 8:52:47 AM PDT by gusopol3
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To: gusopol3

Great idea!!!!Unless you are a “Baby Mamma” Then it is on the tax payer.


8 posted on 07/04/2012 8:57:26 AM PDT by mosaicwolf (Strength and Honor)
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To: gusopol3
There are compelling social obligations.

And so is bathing daily. "Citizens, stop at the next booth for a 'sniff test'".

9 posted on 07/04/2012 8:59:14 AM PDT by presently no screen name
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To: gusopol3

And your point is well taken. This Obamacare mandate may be the first of many such mandates placed upon us. Mandatory life insurance may well be in our future.

And since Roberts’ legal logic is that Obamacare’s mandate is constitutional because government has the right to levy taxes, then anything can be done by the federal government, as long as it’s in the form of a tax.


10 posted on 07/04/2012 9:00:19 AM PDT by Dilbert San Diego
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To: presently no screen name

Skip the middle man, “Citizen, report to the showers.”


11 posted on 07/04/2012 9:00:19 AM PDT by gusopol3
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To: gusopol3

“Life Insurance Is Now Mandatory!”

Life insurance. Just another way to describe a firearm.


12 posted on 07/04/2012 9:01:17 AM PDT by WKUHilltopper (And yet...we continue to tolerate this crap...)
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To: gusopol3

Great, madatory life insurance will go hand in hand with the Obama-Care death panels. Kinda like a win-win.


13 posted on 07/04/2012 9:01:40 AM PDT by umgud (No Rats, No Rino's)
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To: gusopol3
I am an insurance agent.
This other agent is an idiot.

Of course, the liberals will want “postmortem guaranteed issue life insurance” since they do not understand how insurance works.

14 posted on 07/04/2012 9:06:44 AM PDT by Kansas58
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To: Kansas58

No offense intended, I know you guys are independent small business men. This was tongue in cheek, but it is as good an argument as the Obamacare mandate


15 posted on 07/04/2012 9:10:17 AM PDT by gusopol3
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To: trailhkr1

Judge Roberts agree with this!


16 posted on 07/04/2012 9:13:22 AM PDT by rawhide
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To: gusopol3

Associated Press - New regulations designed to insure the U.S. government collects on any unpaid taxpayer federal obligations at the time of a taxpayer’s death, the IRS announced today that starting in 2014 it will require all taxpayers to carry life insurance.

Under the proposal, taxpayers must name the IRS as an additional insured on all life insurance policies with the amounnt of coverage determined by a percentage of the taxpayer’s average annual income computed over the most recent 10 years.

“Since most taxpayers already have life insurance through employer provided health care coverage or through individual polices, the change will pose little inconvenience to taxpayers,” said Malcome Wright of the Washington D.C. Bureau of the IRS.

“For those without life insurance in place, taxpayers will be required to show proof of insurance with their 2014 tax returns,” said Wright. Tax forms will have a line added that Wright said will appear as as simple check box to make the process easy for taxpayers.

The IRS change is expected to be implemented under executive order by the White House.


17 posted on 07/04/2012 9:21:04 AM PDT by gunsequalfreedom (Conservative is not a label of convenience. It is a guide to your actions.)
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To: gusopol3
“Citizen, report to the showers.”

And a train is waiting, check the age group before entering and gender is of no importance.

18 posted on 07/04/2012 9:22:42 AM PDT by presently no screen name
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To: Dilbert San Diego

Of course they would be exempt. Only the middle class will be expected to foot the bill for everyone that can’t pay their own way. As usual, the middle class gets ‘the big screw’ from the socialist Democrats.

Obama and the Democrats have done more, in less than four year,s to destroy the middle class than any of the Democrats have done in previous years, including Teddy “Hic” Kennedy.


19 posted on 07/04/2012 9:24:01 AM PDT by XenaLee (The only good commie is a dead commie.)
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To: gunsequalfreedom

Watch out, if you post that, make sure it’s got the “sarc/ “displayed prominently ;).


20 posted on 07/04/2012 9:25:10 AM PDT by gusopol3
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To: gusopol3
There are compelling social obligations.

This gets to the heart of what our civilization is currently wrestling with -- What is the Social Contract?

For the past few centuries, there has been some level of agreement on this. Rousseau started the ball rolling, and there was a sense that individuals owed at least something to society, and that society owed something to the individual. At different times and different places, the expectations were seen in different ways.

I think that in the US and in Europe, civilization is struggling with a new conception of the Social Contract. And I think it leans very heavily toward -- individuals owe a great deal to society, and society owes next to nothing to the individual.

I think we've reached Hillaire Belloc's "Servile State".

21 posted on 07/04/2012 9:26:16 AM PDT by ClearCase_guy (Roger Taney? Not a bad Chief Justice. John Roberts? A really awful Chief Justice.)
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To: ClearCase_guy

Sounds like E.O. Wilson’s ant hill or bee hive.


22 posted on 07/04/2012 9:31:32 AM PDT by gusopol3
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To: Kansas58
I am an insurance agent.

Funny how different generations think about life insurance. I have $250k term on myself (single not married but have a gf) and I really don't think that is a lot in today's world. Have another $200k from work.

My grandmother has several old $5k policies and thinks that is sufficient and has told me a future wife will bump me off to get the money...and she is serious. She thinks it's wrong to have that much and thinks it's a waste of money even though my premium is less than $20 per month.

23 posted on 07/04/2012 9:35:36 AM PDT by trailhkr1 (That which can be asserted without evidence, can be dismissed without evidence - Christopher Hitchen)
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To: gusopol3
As you probably know, it has been a frequent theme in literature over several centuries that the society of mindless beings like ants or bees is superior to the human society of individuals with free will.

It really goes back to Genesis. Before we ate of the Tree of the Knowledge of Good and Evil, we were better off. Now we have free will and we suffer. Many writers and philosophers have felt that rigid control and lack of free will would be a path back to paradise.

The Left doesn't necessarily come out and say it, but they want us to be an ant hill or a bee hive.

We are fighting nothing less than that battle.

24 posted on 07/04/2012 9:42:48 AM PDT by ClearCase_guy (Roger Taney? Not a bad Chief Justice. John Roberts? A really awful Chief Justice.)
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To: ClearCase_guy

I guess the removal of USSR as an object lesson and the success the Chinese have had in portraying themselves as a land of happy consumers, with a real boost from people like Thomas Friedman, has dulled the perception of many. What the heck, they have a wide segment of the population believing Cuba is a paradise.


25 posted on 07/04/2012 9:47:46 AM PDT by gusopol3
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To: gusopol3
atch out, if you post that, make sure it’s got the “sarc/ “displayed prominently ;).

If someone can't figure that one out, they don't deserve to be on FR. But I do appreciate the heads up. FReepRegards

26 posted on 07/04/2012 10:37:28 AM PDT by gunsequalfreedom (Conservative is not a label of convenience. It is a guide to your actions.)
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To: gusopol3; zot; SeraphimApprentice; Interesting Times

And if the dims take back the House and bH0 is re-immaculated, they will probably pass such a law.


27 posted on 07/04/2012 11:24:20 AM PDT by GreyFriar (Spearhead - 3rd Armored Division 75-78 & 83-87)
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To: gusopol3

I was a stockbroker for quite a long time. We also had to be licensed insurance agents. Customers would come in and ask me to set up a life insurance policy on their new-born.

My standard response was no. You insure assets. You don’t insure liabilities.


28 posted on 07/04/2012 2:55:54 PM PDT by VMI70
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To: GreyFriar

Muslims and illegal aliens will be exempt.


29 posted on 07/04/2012 4:17:59 PM PDT by zot
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To: trailhkr1
Don't be so dismissive of your grandmother. I'm sure yours didn't get to her station in life by dumb luck.

She clearly has no need beyond those old "$5k" polices to cover her death and has no obligation to leave a big insurance windfall for relatives.

Since you are single and unmarried--age unknown so you might not be forgoing kids--you have no obligation to leave anything behind either.

30 posted on 07/05/2012 9:12:05 AM PDT by newzjunkey
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