Posted on 07/16/2012 10:37:44 PM PDT by STARWISE
*
ONLY ONE Bank in Oregon....PING!!!
LOL
I should get one for my brother’s birthday.
great idea.
I know! LOL
Where’s “Fred’s Bank”?
“Hi, I’m Fred, I have a bank, you got $1500, I’ll put here in my white suit. White suit pocket.”
Ping!
Blast fromt he past. Haven’t heard that line in quite some time. I still have the album...what I don’t have is a turntable.
Helpful advice! Thanks!
GULP....I don’t see SunTrust on Maryland’s list....:(
Where Whitey Bulger keeps his money?
No, with a name like that, they have to be really, really, really honest.
Why are we trusting an MSN list of safe banks?
Was this list made up by libs for their lib friends who are milking these banks?
In the article, they link to
http://www.investinganswers.com/financial-dictionary/ratio-analysis/texas-ratio-2619
which explains the formula and notes this at the end of the piece:
Why It Matters:
The Texas ratio takes into account two important factors in a bank’s health: the number of bad loans it’s made and the cushion the bank’s owners have provided to cover those bad loans (i.e. common equity).
If too many of the bank’s loans are nonperforming (as described by the Texas ratio’s numerator), the bad loans will erode the bank’s equity cushion, which could cause the bank to fail.
Likewise, if there is not enough equity in a bank (as described by the Texas ratio’s denominator), the bank will not be able to absorb very many bad loans and the bank will fail.
~ ~ ~
Judge for yourself.
Thanks!!
Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.