[HiTech RedNeck]

She said she’d been mugged; however she still had the card for some reason. Either the mugger took pity on her and let her keep it to return home, or she had it in another pocket. Still you’d think they’d offer to help get her to the police station and report the mugging (and certainly skip the handcuff treatment) unless the NYC blue is truly so jaded as to not care about this.

[Harmless Teddy Bear]

I used to keep my subway pass in a outside pocket where I could grab it easily. My wallet and other valuables were kept in an inside pocket as I rarely needed to get them out until I was at my destination.