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Owners Lose Possessions After Home Near Twentynine Palms Is Mistakenly Foreclosed
losangelos.cbslocal.com ^ | 9-5-12

Posted on 09/06/2012 9:46:03 PM PDT by rawhide

The owners of a modest home near Twentynine Palms lost their cherished possessions after a bank mistakenly foreclosed their residence.

A crew broke into Alvin and Pat Tjosaas’ desert home and took everything after being directed by Wells Fargo to secure the structure.

The couple, however, didn’t have a mortgage on the home.

Alvin said the deputy sheriff said, “Good news, we know who took (your possessions)…Wells Fargo. Bad news, your stuff is all gone.”

All the married couple has now are three generations of memories.

Alvin, a retired mason, built the home with his father when he was a teenager.

“I know every inch, every rock…my mom mixed all the cement by hand,” he said

A spokesman for Wells Fargo released a statement apologizing to the couple.

“We are deeply sorry for the very personal losses the Tjosaas family suffered as a result of their home being mistakenly secured,” said Alfredo Padilla. “We are moving quickly to reach out to the family to resolve this unfortunate situation in an attempt to right this wrong.”

Alvin and Pat remain distraught.

“When you put your heart into something…it makes me real sad. I’m just glad I have my sweetheart. We’ve been together a long time,” said Alvin.

(Excerpt) Read more at losangeles.cbslocal.com ...


TOPICS: Miscellaneous
KEYWORDS: alvintjosaas; fargo; foreclosure; pattjosaas; tjosaas; wells; wellsfargo
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1 posted on 09/06/2012 9:46:08 PM PDT by rawhide
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To: rawhide

WF is going to pay very handsomely for the mistake I am sure.


2 posted on 09/06/2012 9:49:22 PM PDT by sigzero
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To: rawhide

If I were Alvin and Pat, I’d own Wells Fargo AND THEIR “CREW” after my LAWYERS were done with them. The banks are out of control.


3 posted on 09/06/2012 9:52:39 PM PDT by FlingWingFlyer (On 5 September 2012 A.D., the communist Democrats tried to kill God and failed.)
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To: rawhide

The directors of Wells Fargo are very lucky they did not take my home.


4 posted on 09/06/2012 9:52:54 PM PDT by Born to Conserve
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To: rawhide; blam

DEAD BEATS! This is the fault of government regulations! Dead Beats! It’s everyone’s fault but Wells Fargo! There will be FReepers along shortly to explain it to you.


5 posted on 09/06/2012 9:57:12 PM PDT by Kartographer ("We mutually pledge to each other our lives, our fortunes and our sacred honor.")
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To: rawhide

TBTF? Hell, no. Take ‘em down and Buffet with them.


6 posted on 09/06/2012 9:57:12 PM PDT by gotribe
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To: Born to Conserve

Yeah, I know what you mean.


7 posted on 09/06/2012 9:58:50 PM PDT by The KG9 Kid (Semper Fi)
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To: sigzero; rawhide

Give loans to people who can’t possibly afford to repay them, then destroy the possessions of a family who has paid their bills and lived within their means. Nice.

Where is the accountability?

Ve are chust folloving orders. Ja.


8 posted on 09/06/2012 9:59:34 PM PDT by generally (Don't be stupid. We have politicians for that.)
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To: rawhide

The settlement amount will supply the family with sufficient funds for quite a while. Ka Ching.


9 posted on 09/06/2012 9:59:45 PM PDT by lurk
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To: rawhide

Charge every single person who participated in, approved or oversaw this with grand theft, conspiracy to commit grand theft, fraud, burglary of a habitation and anything else that seems appropriate. Arrest them all immediately and publicly. No plea deals.

Do this with these people and the next few people that make this ‘mistake’ and watch how fast it stops. They aren’t cops, so they don’t have the shield of sovereign immunity.


10 posted on 09/06/2012 9:59:55 PM PDT by Spktyr (Overwhelmingly superior firepower and the willingness to use it is the only proven peace solution.)
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To: rawhide
Here's one of the funnest of the comment on the site:

"Why isnt someone at Wells Fargo facing criminal charges?!!!"

Laws are for little people not Mega Banks.
11 posted on 09/06/2012 10:00:29 PM PDT by Kartographer ("We mutually pledge to each other our lives, our fortunes and our sacred honor.")
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To: sigzero
No, they won't. The sheriff could have already made arrests. Everyone will shake their heads about what a tragedy it is and the couple may get their empty, trashed house back.

WF will give them about 2 seconds profit to go away and move on.

This isn't the first time this has happened and it won't be the last.

12 posted on 09/06/2012 10:00:55 PM PDT by hopespringseternal
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To: lurk

I wouldn’t settle for less than the entire annual pre-tax profits of Wells Fargo as punitive damages, honestly. These people need to be taught a very painful lesson.


13 posted on 09/06/2012 10:01:27 PM PDT by Spktyr (Overwhelmingly superior firepower and the willingness to use it is the only proven peace solution.)
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To: rawhide
Better call Saul....

14 posted on 09/06/2012 10:02:28 PM PDT by Bobalu (It is not obama we are fighting, it is the media.)
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To: Spktyr
"Do this with these people and the next few people that make this ‘mistake’ and watch how fast it stops. They aren’t cops, so they don’t have the shield of sovereign immunity."

LOL, mega banks don't get prosecuted, they might get a fine, but it won't be anything larger than they have in petty cash box.
15 posted on 09/06/2012 10:03:29 PM PDT by Kartographer ("We mutually pledge to each other our lives, our fortunes and our sacred honor.")
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To: hopespringseternal

How long until before O-Bummer and/or Blyden blame Bush and use it in the campaign.


16 posted on 09/06/2012 10:04:57 PM PDT by SandRat (Duty - Honor - Country! What else needs said?)
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To: rawhide

“Alvin and Pat remain distraught. “

I believe Alvin and Pat now own Wells Fargo.


17 posted on 09/06/2012 10:04:59 PM PDT by FastCoyote (I am intolerant of the intolerable.)
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To: Kartographer

Never said it would actually happen. But that’s what *should* happen.


18 posted on 09/06/2012 10:05:10 PM PDT by Spktyr (Overwhelmingly superior firepower and the willingness to use it is the only proven peace solution.)
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To: rawhide

Something about this story does not smell right.

You can’t randomly foreclose on people’s homes without due process of law, even in a non-judicial foreclosure state like California.

You have to have 3 months previous notice, notices published in the newspapers, a registered 10 day notice before the sale.

And not only that, you need a writ from the court to get evicted by the sheriff.


19 posted on 09/06/2012 10:06:38 PM PDT by radpolis (Liberals: You will never find a more wretched hive of scum and villainy)
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To: rawhide

For once I’d like to see the death penalty imposed for something besides murder and treason.

The one responsible for this spirit-killing crime getting the honor.

“Just five minutes, Worm, Your Honor, Him...Me...Alone!
-Roger Waters/David Gilmour


20 posted on 09/06/2012 10:11:54 PM PDT by Emperor Palpatine (I need a good stiff drink. How 'bout you?)
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To: radpolis

There are plenty of people right here on FR who would argue different. Banks do not have to follow the law, they can forge document, commit perjury and fraud on a scale that would put most crime syndicates to shame and the most they have to do to get off the hook is pay a small fine while admiting no guilt.


21 posted on 09/06/2012 10:11:54 PM PDT by Kartographer ("We mutually pledge to each other our lives, our fortunes and our sacred honor.")
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To: sigzero

You mean the people who bank at wells f——p will be paying that bill.


22 posted on 09/06/2012 10:14:20 PM PDT by HANG THE EXPENSE (Life's tough.It's tougher when you're stupid.)
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To: Kartographer

Are you being sarcastic?

Despite the nutty conspiracy theories, the US Constitution is still in effect and you can’t deprive a person of his property without due process of law.

No corporation can force anybody off their property, only a law enforcement officer with a writ from the court can do it.

And California is more litigious than most states when it comes to this stuff.


23 posted on 09/06/2012 10:15:02 PM PDT by radpolis (Liberals: You will never find a more wretched hive of scum and villainy)
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To: rawhide

Just out of curiosity, why should it be that if a house is going to be “secured,” even if it has been legitimately foreclosed upon, for the sake of argument, that all the possessions should be destroyed or irretrievably disposed of? There could be plenty of value in the possessions, e.g. antiques, and they are simply not the bank’s property.


24 posted on 09/06/2012 10:15:47 PM PDT by coloradan (The US has become a banana republic, except without the bananas - or the republic.)
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To: gotribe


Too bad there ain't a crew like this around to take B of A down permanently....
25 posted on 09/06/2012 10:16:53 PM PDT by Emperor Palpatine (I need a good stiff drink. How 'bout you?)
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To: rawhide
“We are deeply sorry for the very personal losses the Tjosaas family suffered as a result of their home being mistakenly secured,” said Alfredo Padilla. “We are moving quickly to reach out to the family to resolve this unfortunate situation in an attempt to right this wrong.”

About 1% as sorry as you're about to be, if I'm on the jury, Al!

26 posted on 09/06/2012 10:19:06 PM PDT by Still Thinking (Freedom is NOT a loophole!)
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To: Kartographer; All

There are plenty of people right here on FR who would argue different. Banks do not have to follow the law, they can forge document, commit perjury and fraud on a scale that would put most crime syndicates to shame and the most they have to do to get off the hook is pay a small fine while admiting no guilt.


google ...mers clouded titles
big fraud coming to american homeowners (70 million may be affected)
yes the banks are taking homes that have already been paid off
http://webofdebt.wordpress.com/2012/08/25/virulent-worm-destroys-u-s-housing-market/


27 posted on 09/06/2012 10:19:19 PM PDT by freedommom
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To: radpolis

Sadly No I am not. Been following this for sometime. The amount of fraud and illegal behaviors especially in regards to securitized mortgages is staggering.


28 posted on 09/06/2012 10:19:24 PM PDT by Kartographer ("We mutually pledge to each other our lives, our fortunes and our sacred honor.")
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To: Emperor Palpatine

PS...CORRECTION:

Wells Fargoi!!!!

All those banks are effing crooks as far as I’m concerned.


29 posted on 09/06/2012 10:19:41 PM PDT by Emperor Palpatine (I need a good stiff drink. How 'bout you?)
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To: Kartographer

Somebody signed off on this. If the law won’t deal with them, then that person needs to suffer in such a way that they beg for the law to put them in jail just to get relief.

Nature abhors a vacuum.


30 posted on 09/06/2012 10:21:27 PM PDT by Edward Teach
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To: Kartographer

Uh, there is a difference between Wall Street fraud and kicking people off their property without due process.

I would like to see one documented case besides this one where a bank kicked a person off their property without going through an legal mortgage foreclosure process and unlawful detainer lawsuit and writ of possession.


31 posted on 09/06/2012 10:24:06 PM PDT by radpolis (Liberals: You will never find a more wretched hive of scum and villainy)
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To: hopespringseternal

What an incredibly ironically sad statement to have to come from someone with such an uplifting handle! I do truly hope that the evil-will-win cynical projection you describe will not be the one that happens!

I affirm your FReeper handle: hopespringseternal!


32 posted on 09/06/2012 10:28:34 PM PDT by TEXOKIE (Nobody made a greater mistake than he who did nothing because he could do only a little. EdmondBurke)
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To: The KG9 Kid; Born to Conserve

Heisenberg reaction moment!


33 posted on 09/06/2012 10:28:35 PM PDT by GOYAKLA (Recall/ Impeachment Day, November 6, 2012. FUBO, same for RINOs)
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To: radpolis
You can’t randomly foreclose on people’s homes without due process of law, even in a non-judicial foreclosure state like California.

You have to have 3 months previous notice, notices published in the newspapers, a registered 10 day notice before the sale.

And not only that, you need a writ from the court to get evicted by the sheriff.

That's all well and good. However, it seems the "subcontractors" had the wrong address:

The house recently had valuables stored in the garage, including decades worth of family heirlooms. But the house was in ruins after Tjosaas says subcontractors hired by Wells Fargo entered the property with a foreclosure notice in hand. The notice had the name Stephen A. Janosik on it, but the address for the Tjosaas family home…Tjosaas says the subcontractors broke down doors, smashed windows, tore down walls, taking anything of value to sell later on.

I think all retirees should own and be proficient in the use of miniguns. There is no reason "subcontractors" (or other critters known for address errors) need ever to know their grandchildren.

34 posted on 09/06/2012 10:30:46 PM PDT by cynwoody
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To: freedommom

Here’s an example Countrywide sells two blocks of 20 million dollars each in securitized mortgages, now they give the someone a loan for $200,000. As soon as they close they take the loan off their books and assign the mortgage bank and the money coming in goes into a pool pay the owners of the various securities, but they never official and legal assign it to anyone. Now they are just the servicing agent, but they don’t actually own the mortgage. In Countrywide’s case they go out of business being brought by BOA, but as I said the mortgages are assigned blank and now not only are the parties that should have done the assignment gone the time to registers them by law has pasted. This leaves the whole system open to fraud.


35 posted on 09/06/2012 10:30:56 PM PDT by Kartographer ("We mutually pledge to each other our lives, our fortunes and our sacred honor.")
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To: coloradan

That’s the question I have. Even if the bank honestly thought that the house was to be foreclosed upon, the possessions would then be auctioned off to help pay off what might be still owed on the mortgage.

It takes time to put things up for auctions, because you have to catalogued everything, unless you sell it en masse, but even that takes time.

The stuff should have been secured.

The only thing I can think of is that whoever emptied the house might have bought it off the bank unseen, with the expectation of selling the possessions in part would allow for a profit.


36 posted on 09/06/2012 10:32:58 PM PDT by Jonty30 (What Islam and secularism have in common is that they are both death cults.)
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To: Spktyr
They lack intent. Mens Ray
37 posted on 09/06/2012 10:34:15 PM PDT by Domangart
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To: GOYAKLA
Heisenberg reaction moment!

38 posted on 09/06/2012 10:39:35 PM PDT by Bobalu (It is not obama we are fighting, it is the media.)
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To: freedommom

New details on key figure in major housing fraud case indicted after exclusive 5 On Your Side report

Read more: http://www.newsnet5.com/dpp/news/local_news/investigations/key-figure-in-major-housing-fraud-case-marc-tow-indicted-after-exclusive-5-on-your-side-report#ixzz25l9IqYeJ

There is TONS of this going on.

http://www.newsnet5.com/dpp/news/local_news/investigations/key-figure-in-major-housing-fraud-case-marc-tow-indicted-after-exclusive-5-on-your-side-report


39 posted on 09/06/2012 10:39:48 PM PDT by Kartographer ("We mutually pledge to each other our lives, our fortunes and our sacred honor.")
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To: Chunga85; Lurker; azhenfud; Wolfie; UCFRoadWarrior; servantoftheservant

PING!!!


40 posted on 09/06/2012 10:47:34 PM PDT by Kartographer ("We mutually pledge to each other our lives, our fortunes and our sacred honor.")
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To: Kartographer

I met Marc Tow over 20 years ago, and he was a wheeler and dealer, then.

I had listings to sell several properties in downtown Long Beach, and he tried to scheme us and buy them with nothing down.

He is a lawyer.

My client-property owner lost everything, including his marriage, from his overly risky and highly leveraged gamble. Nice guy, architect-dreamer, Christian man.

But he didn’t fall for Tow’s scams.


41 posted on 09/06/2012 11:00:03 PM PDT by truth_seeker
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To: radpolis

Seems like the sheriff is taking Well Fargo’s side. He basically said we know who did it, but the property’s gone. Sorry.


42 posted on 09/06/2012 11:02:59 PM PDT by nickcarraway
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To: generally

“Ve are chust folloving orders. Ja.”

This did not fly in the courtroom in Nuremberg, and it won’t fly in ours either. Too bad the judgements won’t be as severe in ours.


43 posted on 09/06/2012 11:10:30 PM PDT by The Antiyuppie ("When small men cast long shadows, then it is very late in the day.")
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To: radpolis
Most likely it was a clerical typo error in the address.

I have rentals, the city sent out a Code enforcement for weeds. I called the tenant, lawn was mowed at the time it was written. The City worker wrote down correct house number, but the office clerk thought the 9 was a 7. Easy to do when people don't write plainly.

It actually was for the house next door, ending in #9.

Even the hospitals are making sure things are correct, hubby had back surgery recently, they used a magic marker to write on his back, instructions of where to cut. Too many stupid/needless mistakes can be made. Amazing but necessary these days.

This story is a sad situation for those owners, all their memories, can never get those items back. Sad

44 posted on 09/06/2012 11:16:13 PM PDT by annieokie
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To: Jonty30

The bank has a title to your house (supposing a legit foreclosure) but they have no title to your stuff.


45 posted on 09/06/2012 11:19:03 PM PDT by coloradan (The US has become a banana republic, except without the bananas - or the republic.)
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To: nickcarraway

Once property is taken by a foreclosure crew it’ll be impossible to recovery. It’s scattered to the wind and likely in a landfill.


46 posted on 09/06/2012 11:25:06 PM PDT by newzjunkey (Election night is 61 days away.)
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To: coloradan

I understand that and quite agree with you on that.

But I’m saying that there is no way the bank did not know where it all went.


47 posted on 09/06/2012 11:32:31 PM PDT by Jonty30 (What Islam and secularism have in common is that they are both death cults.)
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To: radpolis

All this could have happened but then the idiot crew shows up at the wrong house.


48 posted on 09/06/2012 11:32:58 PM PDT by bjorn14 (Woe to those who call good evil and evil good. Isaiah 5:20)
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To: radpolis

OK, since you’ve obviously been living in another country for the past three years, here’s several:

1. Court-ordered foreclosure on a home which was bought for cash in Florida:

http://www.bloomberg.com/news/2010-10-08/man-who-had-no-mortgage-faced-foreclosure-anyway-ann-woolner.html

Since the bank can produce no verifiable documentation as to a mortgage being held on the property, they clearly committed a fraud upon the court at some point to get the court order. This is more common in Florida than other states, as the state has created fast-track court hearings to clear the foreclosure backlog.

2. Foreclosure on home in Massachusetts, again without any mortgage being on the property:

http://www.scribd.com/doc/27370429/Cardoso-v-Bank-of-America

3. In Texas, home seized, power shut off, 75 lbs of frozen fish subsequently thaws... with predictable results:

http://galvestondailynews.com/story.lasso?ewcd=4e1cfb1bebbf31e1

Oh, yes, and this home was owned free and clear. No mortgage.

4. Now for something different. BofA forecloses on someone who is current on their loan:

http://www.post-gazette.com/stories/local/neighborhoods-north/woman-says-bank-of-america-wrongly-repossessed-home-236879/#ixzz0hhcu41ko

There are dozens of other cases around the country of free and clear homes being either given notice of foreclosure or being entered by people employed by banks.


49 posted on 09/07/2012 12:16:09 AM PDT by NVDave
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To: rawhide

What the hell happened to their belongings?


50 posted on 09/07/2012 12:35:29 AM PDT by deek69
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