Since I closed my Family Farm Business on 11/1/11, my yearly Geisinger Co Health Services cost has jumped from (group plan) $3,000yr w/ $500 deductible to (individual carry-over group) $5,350yr w/ $2,500 decuctible, for same coverage.
If I didn’t have that group extended carry-over plan available, it’d be twice that cost, as new individual payer for like coverage.
Of my previous 28 employees, ~90% had spouse coverage, or took higher deduct to lower different option plan costs, and the rest of us took advantage of group carry-over option.
I’m bracing for 2013’s increase, though Geisinger hasn’t notified us yet.
Like many Americans, I haven’t gotten a pay raise in years - because the money that would have been added to my take home has instead been sent to feed the healthcare system and now the Obama mandate.