Skip to comments.Dallas employers moving to high-deductible health plans
Posted on 11/19/2012 6:24:39 PM PST by mdittmar
WASHINGTON Companies that offer health insurance for their workers are trying to find policies that provide lots of preventive care and the best value for major medical expenses, while leaving most of what lies in between to the consumer.
Health benefit managers from companies across the country described this ambition last week during the National Business Group on Healths annual conference.
You protect against catastrophe and provide access to preventive care, while everything in the middle becomes personal responsibility, said Christine Whipple, executive director of the Pittsburgh Business Group on Health.
Policies using this approach are high-deductible plans, where employees get free checkups but have to pay $1,500 to $3,000 or more of other annual medical expenses. They are usually combined with Health Savings Accounts or health-reimbursement accounts (which provide employees with some of the cost of the care they consume).
For in-patient surgeries or hospital stays, high-deductible plans pay amounts over that deductible. The insuring companies, meanwhile, try to provide incentives that send employees to hospitals with good outcomes and lower costs.
(Excerpt) Read more at dallasnews.com ...
-— could afford my own insurance premiums, if I didn’t have to also pay for actual medical care for millions of free government medicare and medicaid patients,and lets not forget all the emergency room freeloaders, a large percentage of which are foreign illegal aliens. ——
Correct. They knew where this would lead, and the “solution,” more government.
Frustrating as hell.
If you put a panty on your head and rob a bank I will be greatly disappointed.
Only that part (if any) that exceeds 07.5% of your income is deductible on your taxes.
I promise you I won't ever be formally charged with something as uncouth and ill-bred as that!
It came out of my HSA so I’ve already received the tax “benefit”