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Why One Poll Says 45% Would Rather Skip Christmas (Too much financial pressure)
CNBC ^ | 11/20/2012

Posted on 11/20/2012 10:27:12 AM PST by SeekAndFind

Despite a whittling away of consumer debt that has been underway since the recession, many Americans are still entering the holiday season unprepared to cope with the expenses that crop up around this time of year.

Think Finance, a provider of payday loans and other financial services for consumers with limited or no access to banking services, recently surveyed 1,000 Americans across all income levels who use various forms of alternative financial services — including payday loans, prepaid debit cards and direct deposit advances.

Although many of these consumers are on better financial footing and optimistic about their economic future this year, the holidays are still a source of stress and strain on their precarious finances, Think Finance said in the poll.

Some 45 percent of those polled said the holiday season brings so much financial pressure, they would prefer to skip it altogether. Almost half said their level of stress related to holiday expenses is high or extremely high.

That’s probably because nearly the same amount — some 45 percent — say they do not expect to have enough money set aside to cover holiday expenses.

Although those percentages are high, they are an improvement over a survey Think Finance conducted last year. However, it should be noted that survey focused only on consumers who earned less than $50,000 and used alternative financial services, while this year’s survey also polled consumers in higher income brackets. That suggests the financial anxiety may be more widespread than it had been in prior years.

Eight-five percent of those in this year’s survey plan to spend the same amount of money or less on gifts this year, with 54 percent planning to spend $500 or less, and 27 percent planning to spend between $500 and $1,000 on holiday gifts.

(Excerpt) Read more at cnbc.com ...


TOPICS: Business/Economy; Culture/Society; News/Current Events
KEYWORDS: christmas; finances
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1 posted on 11/20/2012 10:27:24 AM PST by SeekAndFind
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To: SeekAndFind

polls ? really?? I don’t believe anything now with the polls. they are propaganda.


2 posted on 11/20/2012 10:29:55 AM PST by Chuzzlewit
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To: SeekAndFind

Seems to me people just voted for Christmas to be every day of the year.


3 posted on 11/20/2012 10:30:21 AM PST by dfwgator
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To: SeekAndFind
Once, in my life, Christmas was a happy time where we shared joy and showed respect for others. It was a season when all things seemed to mellow and smiles were prolific.

I don't feel that anymore.

4 posted on 11/20/2012 10:32:34 AM PST by Baynative
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To: SeekAndFind

This is just a push poll story by the media to start the ball rolling with “giving to the poor, the government or some welfare queen” instead of indulging yourself or your family. Michelle O will also be chiming in about this I expect.

I heard some bitch on CNN today badgering some PR guy from Walmart why they won’t give their associates a ‘living wage’ and sacrificing their profits to do it.

The new dialog is here, folks...Democrats and ideologues are now confident in their castigation of excess (in their eyes). A constantly moving mark, kept up by the weekly talking points that constantly re-focus the administration’s public bugaboos.


5 posted on 11/20/2012 10:32:56 AM PST by Gaffer
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To: dfwgator

Keep celebrating the birth of the Messiah, forget santa.


6 posted on 11/20/2012 10:33:06 AM PST by huldah1776
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To: SeekAndFind
Thanks to the election, I won't be spending as much money for presents than I have other years. That doesn't mean I want to be rid of Christmas. It has become overly consumerist.I see evidence of it every time I come to the grand children’s home with toys on the floor.
We will still be going to mass.
7 posted on 11/20/2012 10:36:52 AM PST by lucky american (The Democrats will follow the big "D"even if it means going over a cliff.)
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To: SeekAndFind

Another plank of the Communist manifesto fulfilled, or mightily on its way.

Was nice knowing you, America.


8 posted on 11/20/2012 10:36:58 AM PST by Attention Surplus Disorder (This stuff we're going through now, this is nothing compared to the middle ages.)
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To: SeekAndFind

What I like to do for Christmas is take my loved ones and closest friends out to eat.

I don’t buy gifts at that time as a matter of habit. If there is something I really want to give to someone in particular, then I will, but that’s pretty rare.

This isn’t annual buy, shopping, spend season to me, I do not care about that at all.


9 posted on 11/20/2012 10:38:07 AM PST by chris37 (Heartless.)
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To: huldah1776

I say let’s move Christmas to the REAL birth month of Yashua, sometime late September.


10 posted on 11/20/2012 10:38:50 AM PST by US Navy Vet (Go Packers! Go Rockies! Go Boston Bruins! See, I'm "Diverse"!)
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To: SeekAndFind

Gee, after Nov. 6th I would have thought this number to be 47%./sarc


11 posted on 11/20/2012 10:40:00 AM PST by Puppage (You may disagree with what I have to say, but I shall defend to your death my right to say it)
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To: SeekAndFind

Five years ago our family decided to stop the gifts. The kids get a few things and that is it. We get together, share the joy, have a little fun, like kareoke, and enjoy the company.

The charge card spending ended. We are all happier.

Nobody needs all the crap. It is so nice to enjoy things without the spending and the bills rolling in after the holiday.


12 posted on 11/20/2012 10:42:11 AM PST by dforest
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To: SeekAndFind

Cmon cnbc admit it, the real source of the info is the WHITEHOUSE!


13 posted on 11/20/2012 10:42:27 AM PST by V_TWIN (obama=where there's smoke, there's mirrors)
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To: SeekAndFind

“Financial pressure”? Really? Christmas is a spiritual experience. Embrace that and find peace in your heart. Reconnect with your family. Realize that the rest of the secular world is rotten but in this holiest of seasons, you can find peace in Christ. It’s easy.


14 posted on 11/20/2012 10:43:06 AM PST by Bloody Sam Roberts ('Need' now means wanting someone else's money. 'Greed' means wanting to keep your own...)
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To: SeekAndFind

maybe they can celebrate in church?


15 posted on 11/20/2012 10:43:35 AM PST by hecht (restore Hetch-Hetchy, and screw San Francisco and Pelosi)
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To: SeekAndFind

I don’t celebrate it at all and haven’t in about 10 years, so it’s an amazingly stress-free time for me. Back when I did celebrate it, in my early 20s, the best Christmas I had was with a group of friends, and we were all flat-broke college students with part-time jobs. We did Secret Santa and the rules were that it had to be under $10 and as homemade as possible. That was a great year. We opened our bizarre presents: incense holder made of play-doh, bootleg U2 cassette with handdrawn cover, embroidered handkerchief made into a sachet, a gift box of assorted candies leftover from Halloween... it was fun! Then we had our ravioli potluck and drank. It was my best Christmas, I think.


16 posted on 11/20/2012 10:43:38 AM PST by A_perfect_lady
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To: SeekAndFind

Christmas comes every time your use your EBT card or free gummint-provided cellphone or $9.95/mo internet service - and Uncle Sam has traded those old-fashioned red, white, and blue duds in for a Santa suit!


17 posted on 11/20/2012 10:44:15 AM PST by bigbob
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To: huldah1776
Keep celebrating the birth of the Messiah, forget santa.

That's the key to a Merry Christmas, isn't it? Watching the Pope deliver the midnight mass has been a long tradition in our home that our kids are carrying on with their kids. Forget the pressure of having to buy gifts and run yourself into debt.

The troubles will still be there later, just enjoy Christmas.

18 posted on 11/20/2012 10:48:59 AM PST by submarinerswife (Insanity is doing the same thing over and over, while expecting different results~Einstein)
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To: chris37

“What I like to do for Christmas is take my loved ones and closest friends out to eat.”

Same here. I learned with my family that Chinese restaurants do not care about holidays and they are open on those days, including New Year.


19 posted on 11/20/2012 10:52:25 AM PST by max americana (Make the world a better place by punching a liberal in the face)
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To: lucky american

“It has become overly consumerist.I see evidence of it every time I come to the grand children’s home with toys on the floor.”

This is a result of the family NOT keeping the reason for the season alive in the hearts of their children. God sees and understands this, and knows who and who isn’t thinking of our Lord on this blessed day.

Consumers, and that is we the people have allowed the consumerism of the season to take center stage. It will always be up to the people of this nation to determine its nature, culture and faith. I fear it is a losing proposition considering the course this county has taken since the baby boomers have come into power.

I will take a return to faith, without fear of consequence, before this country will again be blessed.


20 posted on 11/20/2012 10:56:19 AM PST by Bruinator ("For socialism is not merely the labour question, it is before all things an atheistic question")
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To: max americana
Chinese Turkey!


21 posted on 11/20/2012 10:56:42 AM PST by bigbob
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To: SeekAndFind

sounds to me like the Feds think We the People need flogging over the holidays so they can pay their bankers.


22 posted on 11/20/2012 11:00:15 AM PST by mo (If you understand, no explanation is needed. If you don't understand, no explanation is possible.)
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To: lucky american

I send Christmas “Gifts” to St. Jude’s Hospital c/o my children and grandchildren. They don’t mind at all.


23 posted on 11/20/2012 11:05:34 AM PST by Sacajaweau
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To: SeekAndFind

No one forces anyone to spend more than they can afford.


24 posted on 11/20/2012 11:06:23 AM PST by SWAMPSNIPER (')
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To: SeekAndFind

If someone honestly thinks they need to take out a payday loan to buy gifts or run up a credit card with debts they cannot repay, their priorities are really screwed up. Just stop the freakin spending.


25 posted on 11/20/2012 11:07:51 AM PST by Opinionated Blowhard ("When the people find they can vote themselves money, that will herald the end of the republic.")
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To: dforest

You haven’t heard anyone in my family sing, Karaoke is out!


26 posted on 11/20/2012 11:08:30 AM PST by SWAMPSNIPER (')
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To: Gaffer
That's why I do not watch the media Fox included they can all go to Hell and take their Fricking polls with them.

I also am only giving to the Salvation Army everyone else including food banks can take a hike.

27 posted on 11/20/2012 11:15:44 AM PST by funfan
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To: Gaffer
That's why I do not watch the media Fox included they can all go to Hell and take their Fricking polls with them.

I also am only giving to the Salvation Army everyone else including food banks can take a hike.

28 posted on 11/20/2012 11:16:25 AM PST by funfan
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To: Attention Surplus Disorder
Another plank of the Communist manifesto fulfilled, or mightily on its way. Was nice knowing you, America.

Great minds think alike.

29 posted on 11/20/2012 11:19:57 AM PST by Digger
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To: funfan

I’m with you on that SA is the only organization that is selfless and effective. God is there.

Food banks, even religious ones are nothing more than civilian alternatives to government for greedy illegal Mexicans seeking to maximize their stolen booty from Americans. I see them all the time making their weekly treks to the Methodist Food Bank. It is a joke to them, but one where profit can be made.....

Illegal Mexicans are why I stopped giving out candy on Halloween, why I stopped giving canned goods and staples to food banks, and they are why I have started telling all these ‘benevolent’ fraternal organizations requesting donations on the phone.

If you press them, you’ll find the callers are paid by a company that gets upwards of 80-90% of donations - the ‘front’ organizations for these thieves are police, EMS, firemen, etc.....just one big ass damned scam to get your money.

You all got your way on the election - go ask Obama for it is my new reply.


30 posted on 11/20/2012 11:23:03 AM PST by Gaffer
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To: SeekAndFind
Maintaining the magic of Christmas for kids and,perhaps,giving them several nice gifts is great...if not essential.For adults,watching the joy of children and being with family are the only important things.I have no desire to get a new car,a TV,a vacation or anything else from loved ones...just being with family is *more* than enough.I think the commercialization of Christmas is beyond disgusting.And reading that at least one major store chain is gonna be open on Thanksgiving disgusts me almost to the point of vomitting.
31 posted on 11/20/2012 11:24:20 AM PST by Gay State Conservative (Benghazi: What Did Baraq Know And When Did He Know It?)
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To: SeekAndFind

I’d rather skip the honeymoon. Too much pressure.


32 posted on 11/20/2012 11:28:39 AM PST by a fool in paradise (America 2013 - STUCK ON STUPID)
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To: V_TWIN

The Obamas don’t celebrate Christmas with gifts. The “family” decides on one thing, if we can take what they said in 2009 at face value.


33 posted on 11/20/2012 11:37:55 AM PST by a fool in paradise (America 2013 - STUCK ON STUPID)
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To: SeekAndFind

what ever happened to “It came without ribbons!... it came without tags!... it came without packages, boxes, or bags!” ?


34 posted on 11/20/2012 11:40:45 AM PST by MNDude
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To: SeekAndFind

We are losing our way.

I fear for what will be required to get us back on track.


35 posted on 11/20/2012 11:44:10 AM PST by hsrazorback1 (Seek truth.)
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To: a fool in paradise

“The Obamas don’t celebrate Christmas with gifts. The “family” decides on one thing”

See, these people go OUT OF THEIR WAY to not be traditional Americans or do anything the way it’s always been done. I think it’s just another way to insult our country and the people in it.


36 posted on 11/20/2012 11:48:06 AM PST by V_TWIN (obama=where there's smoke, there's mirrors)
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To: V_TWIN

Their 2009 Christmas tree at the White House had pictures of Chairman Mao and an image of Obama’s face on Mt. Rushmore.


37 posted on 11/20/2012 11:49:03 AM PST by a fool in paradise (America 2013 - STUCK ON STUPID)
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To: SeekAndFind

the Grinch even found the meaning of Christmas but the folks in this poll are clueless.


38 posted on 11/20/2012 11:50:51 AM PST by Gasshog
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To: MNDude

Why... this sound sounded glad. Every Who down in Whoville, the tall and the small, was singing, without *any* presents at all! He hadn’t stopped Christmas from coming, it *came*! Somehow or other... it came just the same.


39 posted on 11/20/2012 11:57:19 AM PST by mc5cents (trai)
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To: Gaffer

“Illegal Mexicans are why I stopped giving out candy on Halloween”

Oh my gosh I stopped giving candy out for the exact reason. Behind my house we have lots of low income apartments and many illeagls live there. Every year they would come and grab the candy from you. I had had enough and have not given any halloween candy out for about 4 years now. I am sick of the people who take take take they can stick it.


40 posted on 11/20/2012 11:59:46 AM PST by funfan
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To: SeekAndFind

So what do you get when you take people who are only nominally, if that, Christian, or who otherwise feel compelled to spend lots of money on material goods for themselves and their family, in lieu of more heartfelt rewards, personal time, or to pay off “guilt debts”?

Of course they are unhappy about it. There is nothing in it to be happy about. They are trying to buy love and crank out a “Norman Rockwell” memory moment in between whatever else it is they are doing.

The problem here is not Christmas or Wal-Mart. Nor is it even materialism.


41 posted on 11/20/2012 12:00:47 PM PST by yefragetuwrabrumuy (DIY Bumper Sticker: "THREE TIMES,/ DEMOCRATS/ REJECTED GOD")
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To: funfan

Agree with you about Fox. This morning, Fox and Friends did a segment on Roger Ailes’ “diversity program”. Four graduates were featured, all black or Hispanic....now do you think their reporting will be unbiased?

“Honored to have the Rev. Jesse Jackson as the keynote speaker!”

http://ailesapprentice.foxnews.com/


42 posted on 11/20/2012 12:14:47 PM PST by CatherineofAragon (The idiocracy has come home to roost. God help us.)
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To: mc5cents
Which reminds me. With a nod to Dr. Seuss I think I can sum up how I feel about the great pretender in the White House.

You're a foul one, Mr. O / You're a nasty, wasty skunk / Your heart is full of unwashed socks, your soul is full of gunk / Mr. O / The three words that best describe you are as follows, and I quote: Stink, stank, stunk!

You nauseate me, Mr. O / With a nauseous super-naus / You're a crooked jerky jockey, and you drive a crooked hoss, / Mr. O! / Your soul is an appalling dump-heap, overflowing with the most disgraceful assortment of rubbish imaginable, mangled up in tangled up knots!

You're a rotter, Mr. O / You're the king of sinful sots / Your heart's a dead tomato splotched with moldy purple spots / Mr. O! / You're a three-decker sauerkraut and toadstool sandwich with arsenic sauce!

You're a mean one, Mr. O / You really are a heel / You're as cuddly as a cactus, you're as charming as an eel / Mr O! / You're a bad banana with a... greasy black peel.

You're a vile one, Mr. O / You have termites in your smile / You have all the tender sweetness of a seasick crocodile / Mr. O / Given the choice between the two of you, I'd take the uh... seasick crocodile.


43 posted on 11/20/2012 12:17:59 PM PST by mc5cents
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To: Chuzzlewit

I don’t believe anything now with the polls.

Yes because they were so wrong before the election....we better knock it off with the polls are wrong before the next election or we are going to be in the same sitting position with our hands up our butts wondering what just happened again.


44 posted on 11/20/2012 12:18:36 PM PST by napscoordinator (GOP Candidate 2020 - "Bloomberg 2020 - We vote for whatever crap the GOP puts in front of us.")
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To: dforest

We always had a rule for our kids which I have now passed on to the grandsons. They each get 4 gifts - something they want, something they need, something to wear and something to read. Needs do include things like socks and underwear though but they do end up as stocking stuffers.

We live on the Gulf coast so for the last 15 years have gone snow skiing at Christmas but not this year. Something I saved for all year but now everything has just gotten too expensive. Last year attended a Christmas Eve candle lighting service at the top of the mountain. Awesome experience and I felt my daughter had come down to heaven and was right there with us. Youngest grandson remarked that we were probably the only family with three generations skiing down the hill together.


45 posted on 11/20/2012 12:19:04 PM PST by Grams A (The Sun will rise in the East in the morning and God is still on his throne.)
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To: SeekAndFind

If the unions cause massive wal-mart walk outs on Black Friday, who do you think will get the blame for the chaos?


46 posted on 11/20/2012 12:27:33 PM PST by tbw2
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To: funfan

I bet they didn’t even wear a costume. Just a moustache and a pillow case. Didn’t say a word. Eff them.


47 posted on 11/20/2012 12:29:50 PM PST by Gaffer
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To: SeekAndFind

I am going to get me an EBT card and buy everyone beer and cigarettes.


48 posted on 11/20/2012 12:34:14 PM PST by Gator113 (WHO gave the order to NOT rescue our men in Benghazi?)
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To: Gaffer
If you press them, you’ll find the callers are paid by a company that gets upwards of 80-90% of donations - the ‘front’ organizations for these thieves are police, EMS, firemen, etc.....just one big ass damned scam to get your money.

You are absolutely correct. They call me all the time. I always listen and then ask "How much of my donation goes to the charity?" They always have to put a manager on the phone and I am told only 10 percent goes to the charity. They are nothing but scams. I wish I could tell everyone what a rip-off they are.

49 posted on 11/20/2012 12:36:40 PM PST by muggs (Hope and Change = Hoax and Chains)
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To: Gaffer
You all got your way on the election - go ask Obama for it is my new reply.

I like that! If I ever get a call (I cannot remember how long it's been since the last one...must not be on many lists), I'll use it.

50 posted on 11/20/2012 12:38:14 PM PST by OldPossum
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