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Pizzu Hut - No checks policy (along with many others)
ChaCha.com ^

Posted on 12/23/2012 11:34:39 AM PST by MeneMeneTekelUpharsin

To the question "Can you use a check ordering from Pizza Hut online?" We have this answer:

You can only used a credit card or a Pizza Hut gift card to purchase online, no checks accepted.

And, driving up to their window in South Central Texas, the same sign is posted. No checks accepted as of January 1.

Wonder how many other establishments are going to do the same? I thought the economy was recovering....


TOPICS: News/Current Events
KEYWORDS: cash; checks; creditcards
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Post here establishments that have recently changed their check acceptance policy. Local Pizza Hut just did effective Jan. 1. I don't use checks for that, but thought it was interesting.
1 posted on 12/23/2012 11:34:52 AM PST by MeneMeneTekelUpharsin
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To: MeneMeneTekelUpharsin

I haven’t used a check in over 10 years.

I get suspicious when I see one at the grocery store.


2 posted on 12/23/2012 11:37:49 AM PST by freedumb2003 (Here comes bama claus here comes bama claus left down bama claus lane!)
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To: MeneMeneTekelUpharsin

A lot of folks are old fashioned, but many use checks because they don’t have money in the bank right when they want something.


3 posted on 12/23/2012 11:39:55 AM PST by umgud (No Rats, No Rino's)
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To: MeneMeneTekelUpharsin

It could be that the market for Pizzu is not what it once was.

Other than that, the only people who write checks are old ladies who hold up the line and make life a pain for other customers and merchants.


4 posted on 12/23/2012 11:42:10 AM PST by OKRA2012
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To: MeneMeneTekelUpharsin
I thought the economy was recovering.... [checks no longer accepted]

I just looked in my checkbook. The only checks I see that I'm writing are to my landlord, with the occasional check to people who won't accept cash or where I absolutely need an audit trail. (I'm not in business for myself, so I don't have to worry about tax audits.)

Instead, my e-mail is littered with "receipts" for most payments like utilities and services paid via on-line checks; my bank account has records for the bill paying services I use there.

Maybe that's why the address printed on the check I do use is now two locations out of date. :)

5 posted on 12/23/2012 11:47:17 AM PST by asinclair (B*llshit is a renewable resource.)
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To: freedumb2003

If I was a retailer, I wouldn’t accept checks either. Sorry folks, times change.


6 posted on 12/23/2012 11:47:47 AM PST by 1rudeboy
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To: freedumb2003

We use Checks and 99% of the time those are electronically cleared at the register.

Why would one be “suspicious” at the Grocery Store because of a check?

We have no Credit Cards and our Debit Card was skimmed - no problem with that with Checking/Cash so far.


7 posted on 12/23/2012 11:48:11 AM PST by NoNAIS (Yet another Government program not needed.)
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To: umgud

Many places run check as you would a Debit Card. No Dough no purchase.


8 posted on 12/23/2012 11:48:58 AM PST by Little Bill (A)
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To: umgud

Online stores like Amazon and Barnes & Noble haven’t accepted checks for years. It’s aggravating, if you want to give your credit card a rest, not to be able to print out your order and mail it in with a check.
Like an investor friend of mine said, ‘Nobody wants to deal with paper anymore”


9 posted on 12/23/2012 11:50:03 AM PST by LuciaMia
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To: MeneMeneTekelUpharsin
Pizzu

Gesundheit!

10 posted on 12/23/2012 11:51:10 AM PST by Slings and Arrows (You can't have IngSoc without an Emmanuel Goldstein.)
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To: MeneMeneTekelUpharsin

They don’t want to get hit with bounced check fees for relatively small dollar amount sales and then have to waste additional time dealing with the issue. I totally understand it.


11 posted on 12/23/2012 11:51:52 AM PST by Secret Agent Man (I can neither confirm or deny that; even if I could, I couldn't - it's classified.)
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To: MeneMeneTekelUpharsin

I wonder if no checks includes no debit cards. That’s about all I use these days, but I don’t eat in restaurants very often.

On the rare occasions that I order pizza I always use cash. It’s never even occurred to me to use a check.

But I would never use a credit card for something as trivial as pizza.


12 posted on 12/23/2012 11:53:12 AM PST by JoeDetweiler
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To: umgud

“but many use checks because they don’t have money in the bank right when they want something.”

Not a good practice anymore. Most of the large retailers will electronically scan the check and process it within hours after receiving it for payment.

I think Walmart has the money within 30 minutes.


13 posted on 12/23/2012 11:53:32 AM PST by driftdiver (I could eat it raw, but why do that when I have a fire.)
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To: Secret Agent Man
I understand why a business would do this, but I'm kind of surprised that major retail chains would have this kind of policy. With all of the problems I've seen with credit card fraud and identity theft, I've actually taken a major step backwards and use my credit cards less than I did a few years ago. In particular, I've pretty much stopped making online credit card purchases entirely.
14 posted on 12/23/2012 11:54:42 AM PST by Alberta's Child ("I am the master of my fate ... I am the captain of my soul.")
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To: LuciaMia

Amazon takes electronic checks. I just gave ‘em about $75.00.


15 posted on 12/23/2012 11:55:47 AM PST by JoeDetweiler
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To: MeneMeneTekelUpharsin

PIzzaHut franchises are said to earn about 5% of gross sales.
Of course, each store’s experience varies, and that 5% is (like many franchise profit claims) likely on the high side.

If one pizza is sold for one bad check, it takes 20 more sales to earn back just that one loss. And, those 20 sales then don’t earn a penny towards the profits they were expected to provide the firm.

Many merchants have been tapering down on their check acceptance policies during this Obama “Great Recession”

suggestion: just bring a few dollars with you next time?


16 posted on 12/23/2012 11:55:58 AM PST by faithhopecharity
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To: MeneMeneTekelUpharsin

Pizza Hut—Aren’t they the ones that use fake cheese and meat?


17 posted on 12/23/2012 11:57:04 AM PST by Fiji Hill (i)
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To: driftdiver

“I think Walmart has the money within 30 minutes.”

Using a Check @ Walmart is processed on the spot before the receipt is printed. At the bottom there is a transaction # which is the “electronic release of funds”.

One does have to sign a “if the Check is returned” a “fee” will be charged” - however that is (according to our Walmart Manager) merely a legal hook just in case a check was Approved via Bank Error.


18 posted on 12/23/2012 11:59:03 AM PST by NoNAIS (Yet another Government program not needed.)
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To: NoNAIS

>>Why would one be “suspicious” at the Grocery Store because of a check?<<

b/c I wonder if the check is good then why not use a DR card?

>>We have no Credit Cards and our Debit Card was skimmed - no problem with that with Checking/Cash so far.<<

The days of not having some sort of plastic are all but over. The manual process of handling a check is a massive hassle that adds little value to the retailer.

Your DR card was hacked? You are supposed to be insured. No reason to stop using one.

I know “A Christmas Carol” is super popular these days, but we really are past the technology of Scrooge and Marley...


19 posted on 12/23/2012 12:01:33 PM PST by freedumb2003 (Here comes bama claus here comes bama claus left down bama claus lane!)
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To: MeneMeneTekelUpharsin

Only time I write a check is to one local utility every month that still charges $5 “convenience fee” for using a debit/credit card. Other than that I haven’t written a check in probably 10+ years.


20 posted on 12/23/2012 12:02:27 PM PST by Domandred (Fdisk, format, and reinstall the entire .gov system.)
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To: JoeDetweiler

>>Amazon takes electronic checks. I just gave ‘em about $75.00.<<

E-checks are closer to DR withdrawals. The bank won’t issue them if the funds aren’t there.


21 posted on 12/23/2012 12:04:03 PM PST by freedumb2003 (Here comes bama claus here comes bama claus left down bama claus lane!)
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To: JoeDetweiler

>>Amazon takes electronic checks. I just gave ‘em about $75.00.<<

E-checks are closer to DR withdrawals. The bank won’t issue them if the funds aren’t there.


22 posted on 12/23/2012 12:04:29 PM PST by freedumb2003 (Here comes bama claus here comes bama claus left down bama claus lane!)
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To: MeneMeneTekelUpharsin

Does anyone use checks any more?


23 posted on 12/23/2012 12:04:56 PM PST by mnehring
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To: mnehring
Does anyone use checks any more?

Yes, I do.

24 posted on 12/23/2012 12:06:15 PM PST by Alaska Wolf (Carry a Gun, It's a Lighter Burden Than Regret)
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To: MeneMeneTekelUpharsin

I use credit cards for everything that I can and pay the bill in full every month, so I never pay interest and I accumulate rewards points or other promotional discounts. Target’s card is one of the best, giving you an instant 5% discount on everything purchased there.

The only change I noticed with credit cards was there used to be a “loophole” that let you use a credit card’s bill pay service to pay other credit card bills. Essentially that was a loophole that allowed you to do a balance transfer with no transfer fee. They stopped letting you do that about 4 years ago.


25 posted on 12/23/2012 12:07:10 PM PST by JediJones (The Republicans just pulled another "Boehner.")
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To: MeneMeneTekelUpharsin

If I owned a business, I wouldn’t accept a paper check. In this day and age, if you don’t have a debit card, you need to do some serious self analysis.


26 posted on 12/23/2012 12:07:20 PM PST by KoRn (Department of Homeland Security, Certified - "Right Wing Extremist")
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To: MeneMeneTekelUpharsin

I wasn’t even aware restaurants took checks anymore. Many places don’t anymore, not really because of bounced checks, but just because of the added workload of processing them. If you take just one check a day, you still have to fill out a deposit slip, stamp an endorsement, make a copy of the check/receipt, enter it manually or scan it into your accounting system, file the paperwork, and take the deposit to the bank. With a credit card payment, it’s just a swipe and a few keystrokes, and the money is in your bank a couple days later. Saves a lot of overhead to just not take checks, if they are only a tiny fraction of your business.


27 posted on 12/23/2012 12:08:45 PM PST by Boogieman
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To: freedumb2003

“Your DR card was hacked? You are supposed to be insured. No reason to stop using one.”

Of course we are insured. All we had to do was prove we were not in Burma during a 18 minute period around Midnight in which our account was siphoned off in $15 increments every 90 seconds. Thankfully our Bank “Cancelled” our Debit Card.

In spite of providing a Certified Passport Image showing no such Entry or Leaving of the U.S. to Burma, verbal discussion with Branch Manager, etc. - We were invited to contact the Burmese Officials to discuss returning our money.

You would be very surprised how much your Debit Card is not covered.

Scrooge and Marley aside - when a government can create Trillions of Electronic Dollars such can also be removed by those who chose to.


28 posted on 12/23/2012 12:09:09 PM PST by NoNAIS (Yet another Government program not needed.)
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To: KoRn

Why?

My Grandmother once said “If everyone else jumped off a cliff - Would You?”

To each his own. We just choose to be a little different - there - self analysis done!


29 posted on 12/23/2012 12:13:30 PM PST by NoNAIS (Yet another Government program not needed.)
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To: MeneMeneTekelUpharsin

I did have my credit card number hacked twice. Once Amazon actually caught it and told me because someone else on Amazon tried to use a card I had registered on Amazon. They didn’t even let the charge go through.

Another time it was from a smaller online store and it was a much bigger hassle. They didn’t know about it for weeks and by the time I caught it many purchases had been made. The card company didn’t even fix it right the first time and kept accepting bogus charges because they were considered “subscriptions.” However the second time we spoke they finally removed all the fraudulent charges from my bill.

So using plastic does have risks. But that’s one reason I would never use a debit card, only a credit card. When people have fraud on a debit it can take real money out of your account. Even if you can get it back later you’re out access to your cash for a while. With a credit card, it’s not a big deal if some fraudulent charges get temporarily added to the balance.


30 posted on 12/23/2012 12:14:37 PM PST by JediJones (The Republicans just pulled another "Boehner.")
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To: MeneMeneTekelUpharsin
That one doesn't bother me as much as pizza joints that won't accept cash for online orders to be delivered.
31 posted on 12/23/2012 12:14:37 PM PST by Cyber Liberty (Obama considers the Third World morally superior to the United States.)
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To: asinclair

I looked at my check register once and noticed the past four checks were all written to the IRS. April 15, each one year apart from the previous. I just don’t use them for much.


32 posted on 12/23/2012 12:16:38 PM PST by Cyber Liberty (Obama considers the Third World morally superior to the United States.)
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To: NoNAIS

I agree about debit cards. Credit cards seem to be much more reliable about removing fraudulent charges from your account. I assume credit cards are making much more profit off of their service and can afford to absorb the fraud.


33 posted on 12/23/2012 12:17:38 PM PST by JediJones (The Republicans just pulled another "Boehner.")
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To: NoNAIS

Same here no no Credit Cards got dinged once with one,it’s harder for a crook to do checks they don’t like to show ID.
My brother has lifelock and still got dinged for five grand.


34 posted on 12/23/2012 12:22:09 PM PST by Vaduz
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To: NoNAIS

>>You would be very surprised how much your Debit Card is not covered.

Scrooge and Marley aside - when a government can create Trillions of Electronic Dollars such can also be removed by those who chose to.<<

It is MUCH MUCH easier to alter a check — handwritten or, if the perp is lucky, typewritten — than hack a DR card.

And I *NEVER* *EVER* use my DR card. I didn’t want to get into why you don’t have a CR card (I have 3 so if I ever have a problem I have a fallback). I pay $0 in interest since I pay it to zero ever month and I pay $0 in charges because I am a good customer of over 20 years.

So — why don’t you use a CR card? They don’t cost anything and are a lot more protected than DR cards.

As for the government creating money — they don’t use plastic to do that.

The day of the check is long gone: I will be amazed if manually written ones are accepted by anyone in 10 years.


35 posted on 12/23/2012 12:31:34 PM PST by freedumb2003 (Here comes bama claus here comes bama claus left down bama claus lane!)
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To: MeneMeneTekelUpharsin
There was a Pizza shop my family used to frequent as a child that had a sign over the counter that said, "We have an agreement with the bank... We don't take checks, and they don't make pizza."

Mark

36 posted on 12/23/2012 12:39:25 PM PST by MarkL (Do I really look like a guy with a plan?)
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To: NoNAIS
"You would be very surprised how much your Debit Card is not covered."

Right. That is why I really don't like them. Debit card reimbursement policies and limits are bank policy only and can be changed by the bank. The credit card loss limit is $50 as long as you notify within the prescribed time limit. The banks are pushing debit cards very hard, however. The latest attempt I have seen is to reissue the teller machine cards as combined teller/debit cards.

37 posted on 12/23/2012 12:46:43 PM PST by Truth29
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To: NoNAIS

If your debit card was skimmed, I don’t blame you for using checks.


38 posted on 12/23/2012 12:47:56 PM PST by 9YearLurker
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To: mnehring
Does anyone use checks any more?

Yes.

39 posted on 12/23/2012 12:49:56 PM PST by bgill (We've passed the point of no return. Welcome to Al Amerika.)
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To: MeneMeneTekelUpharsin
Most people who resort to checks these days are just "floating" money in order to make it to next payday. I'm very suspicious of anybody using a check, unless they are over age 50 and are just stuck in old ways.

All my transactions are made instantly, either through cash or by electronic means.

40 posted on 12/23/2012 12:51:05 PM PST by SamAdams76
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To: mnehring
Does anyone use checks any more?

I do, when I pay my rent (my apt complex changes a fee for electronic payments,) and for any medical bills that I get in the mail (I'm not talking about copayments here - those go on my debit card.)

My normal monthly bills are all payed through electronic fund transfers, but if I'm not going to be making regular payments, I'd rather just write a check and mail it in.

Mark

41 posted on 12/23/2012 12:51:30 PM PST by MarkL (Do I really look like a guy with a plan?)
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To: freedumb2003

I have a question. How do you get cash?
I’m serious about this question as I would like to get away from credit cards in resturants when I can’t hold the card.


42 posted on 12/23/2012 1:20:43 PM PST by encm(ss)
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To: MeneMeneTekelUpharsin

Larger retailers are now using instant check withdrawal, in which the cashier runs the check through a machine that notifies the bank to automatically withdraw the money from the check casher’s account instantly, though it is probably not credited to the retailer until later.

It makes sense for them to do this, because the credit card companies charge a fee by transaction, so if it is for under $5, the retailer loses his profit. Since checks have no fee, they save the retailer money.


43 posted on 12/23/2012 1:24:19 PM PST by yefragetuwrabrumuy (Pennies and Nickels will NO LONGER be Minted as of 1/1/13 - Tim Geithner, US Treasury Sect)
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To: OKRA2012
"Other than that, the only people who write checks are old ladies who hold up the line and make life a pain for other customers and merchants."

Not exactly. I'm in my 40s, and I like my checks with the big cat designs. I always have them filled out and ready except for the amount, and I can write that in a lot faster than many of the people bumbling with their debit cards. "Which button do I push again? And where do I swipe it? Oh, that didn't work...."

44 posted on 12/23/2012 1:29:43 PM PST by CatherineofAragon (Support Christian white males---the architects of the jewel known as Western Civilization)
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To: NoNAIS

You would be very surprised how much your Debit Card is not covered.


True...the debit card has less protections than a credit card...especially if you use it as a debit card and not a credit card

I still write checks for the monthly bills....unless I can trust the company I am dealing with. I will not pay bills on-line because if someone were to get into your bank acct they can clean it out. Only a fool thinks “secure website” is really secure


45 posted on 12/23/2012 1:31:50 PM PST by SeminoleCounty (Seems that the ones who understand little about the economy are economists)
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To: MeneMeneTekelUpharsin

We don’t take checks on our farm. I make exceptions, but as a rule we don’t take them. I got burned with a $35 charge, for $3 worth of eggs. Honestly I would have given her the eggs if she had said she didn’t have the money.


46 posted on 12/23/2012 1:33:58 PM PST by DYngbld (I have read the back of the Book and we WIN!!!!)
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To: encm(ss)

Maybe I’m missing something, but you can go to an ATM and make a withdrawal with a debit or ATM card. You can go to the bank and make a withdrawal in person during business hours. You can use a debit card at grocery stores, they offer a cash back in addition to purchase option. Some other physical retailers do as well. You can go completely Luddite and receive a physical paycheck, take it to the issuing bank and cash it. Many poor people do this, they don’t have enough money to keep minumum balances for an account themselves and cannot afford the fees.


47 posted on 12/23/2012 1:37:03 PM PST by RegulatorCountry
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To: encm(ss)

>>I have a question. How do you get cash?<<

I use my ATM card. Since I ONLY use it at an ATM machine, I never use it as a DR card.

>>I’m serious about this question as I would like to get away from credit cards in resturants when I can’t hold the card.<<

Basically impossible. Just figure you are covered (for the most part). I primarily use AMEX and they are super-protective of their customers.


48 posted on 12/23/2012 1:37:20 PM PST by freedumb2003 (Here comes bama claus here comes bama claus left down bama claus lane!)
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To: mnehring; All; y'all

I write one for my tithe every other week at Church... we don’t have debit card swipers in our pews yet...


49 posted on 12/23/2012 1:41:27 PM PST by Rightly Biased (Avenge me Girls AVENEGE ME!!!! ( I don't have any son's))
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To: JoeDetweiler

The paper check is an awkward thing compared to the debit card, which can be treated as if it was a credit card if the merchant desires. Not enough money in account comes back as though it were credit limit reached, so in either case the merchant (and customer) are warned.

However, I’d be hesitant to use a debit card as a credit card if it had to be “run” out of my view, like some restaurants do. Some employees aren’t honest and will copy your card for future fraudulent use.


50 posted on 12/23/2012 1:45:25 PM PST by HiTech RedNeck (How long before all this "fairness" kills everybody, even the poor it was supposed to help???)
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