Posted on 01/06/2013 1:33:22 AM PST by Brad from Tennessee
Obama care is a "Cadillac" policy. It requires, for instance, contraceptives, abortafacients, mental health counseling, zero deductibles, etc. One of the most cost effective insurance policies, of any kind, is a high deductible policy. This puts you in control of day-to-day expenses, where you can make cost effectiveness decisions, and yet covers you for major medical expenses. It also keeps the mountains of paperwork away. It is also illegal under Obamacare. In short, it is illegal for an insurance company to "compete with better prices and service for your business".
My company here in California uses Aetna. The company gives us the bottom tier of coverage (because they’re cheap). Rates have risen 20% for the last 2-3 years. When you take a certain number of ‘potential’ customers from the equation the actuaries provide statistics show your limited growth. Therefore, they raise rates on existing customers (most providers in the state are doing this so a new provider will not reduce your rates) to raise revenue. The company says our rate increased so your rates increase. My pay hasn’t increased in years but my taxes and medical have.
There are 139 takers (government employee, pensioner or welfare recipient) California to every 100 tax payers (see Forbes 11/25/12).
That was my plan...get rid of the insurance companies and issue government backed loans to people who actually get sick...the insurance companies could be brokers for the loans. It would be the cheapest way to provide health care for everyone and wouldn’t take 3000 agencies to run and the details can fit on one piece of paper...
Can someone please tell me what is wrong with this plan? Why can’t Congress think of this?
Thanks Brad from Tennessee.
The NYSlimes inserted a lie right into the very first sentence.
Outside of obama's minions, did anyone really believe that? We saw the same effect when everyone was forced to buy auto insurance.
“.... the lone Obama voter.”
Wow, great!
Awesome! Reduced the staff and fixed a couple of problems.
thank you for your responses!
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