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Are you ready for Obamacare's 'Mandate Plus?' (Have you heard of the "late enrollment fee"? )
American Thinker ^ | 01/14/2013 | Rick Moran

Posted on 01/14/2013 7:59:10 AM PST by SeekAndFind

Not a bug - a feature.

Politico:

_________________

The individual mandate penalties will be pretty weak as they are phased in over two years - only $95 when they start in 2014, much less than it costs to buy insurance. And yet, everyone with pre-existing conditions will have to be accepted for coverage right away.

That's why insurance companies are telling the administration the mandate won't be enough for the first two years. They want more incentives - such as a late enrollment fee - to get healthy people to sign up quickly. Without getting the healthy folks in, the fear is that everyone's health insurance premiums could shoot through the roof when all those sick people get their coverage.

The idea is being called "mandate plus" - because some of the ideas were floated by health experts last year as replacements, in case the Supreme Court struck the mandate down. Now that the mandate is here to stay, insurance companies and some policy experts say the other ideas should go hand in hand with the coverage requirement to make the whole system work - and be affordable.

The states could impose some of these incentives, too, and they could become a future lobbying battleground. But right now, the insurers are focused on persuading the Department of Health and Human Services to add them on its own.

_____________________

What do you suppose is going to happen when Medicaid expansion dumps 15 million new patients on to the health care system? Millions will be clamoring for their "free" health care. Meanwhile, healthy "young invincibles" will opt out and choose to pay the fine rather than thousands of dollars in health insurance costs.

(Excerpt) Read more at americanthinker.com ...


TOPICS: Business/Economy; Culture/Society; Government; News/Current Events
KEYWORDS: obamacare; penalty; tax
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1 posted on 01/14/2013 7:59:14 AM PST by SeekAndFind
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To: SeekAndFind

Covering a per-existing condition is not insurance. It is akin to selling fire insurance after the hose has already caught fire.


2 posted on 01/14/2013 8:05:02 AM PST by isthisnickcool (Sharia? No thanks!)
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To: SeekAndFind
RE :”The states could impose some of these incentives, too, and they could become a future lobbying battleground. But right now, the insurers are focused on persuading the Department of Health and Human Services to add them on its own. “

I can see why they need these but does the passed bill allow additional fines, really a increase in the fine by HSS without a change in law?

3 posted on 01/14/2013 8:06:37 AM PST by sickoflibs (Losing to O is NO principle!)
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To: SeekAndFind

Silly insurance companies. They just don’t get it.
It’s just about time for them to go away now.


4 posted on 01/14/2013 8:12:05 AM PST by Buckeye McFrog
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To: sickoflibs
With the Supreme Court having ruled that the various fees, fines and other nonsense in ObamaKKKare are TAXES, any changes will need to go to the House and Senate for action.

Lots of luck obamugabe ~ ain't gonna' happen.

Just like to note that when you put your medical care program under the administration of Congress you encounter institutional delay of a Constitutional sort ~ and your life will be put in the balance as they endlessly debate everything they can.

Much better to be in charge of your own medical care.

5 posted on 01/14/2013 8:13:09 AM PST by muawiyah
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To: SeekAndFind
That's why insurance companies are telling the administration the mandate won't be enough for the first two years. They want more incentives - such as a late enrollment fee - to get healthy people to sign up quickly. Without getting the healthy folks in, the fear is that everyone's health insurance premiums could shoot through the roof when all those sick people get their coverage.

The purpose of Obamacare is not to get everyone on insurance, but rather to make private medical insurance completely inviable as a business thus "requiring" the government step in as the sole source for medical payments.

It's about control, not medical care.

6 posted on 01/14/2013 8:13:16 AM PST by KarlInOhio (Choose one: the yellow and black flag of the Tea Party or the white flag of the Republican Party.)
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To: KarlInOhio
The government is never required to do anything. Leftwingtards imagine that OUR morality will not allow THEIR plan to hurt people.

THEY are wrong.

7 posted on 01/14/2013 8:15:49 AM PST by muawiyah
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To: SeekAndFind

Mandate plus- is that the same as being anally raped with a gratuitous reach around?


8 posted on 01/14/2013 8:16:27 AM PST by TADSLOS ( "I ask sir, what is the militia? It is the whole people except for a few politicians."-George Mason)
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To: SeekAndFind

The ObamaCare train wreck continues...........


9 posted on 01/14/2013 8:16:27 AM PST by headstamp 2 (What would Scooby do?)
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To: muawiyah

With the Supreme Court having ruled that the various fees, fines and other nonsense in ObamaKKKare are TAXES, any changes will need to go to the House and Senate for action.


I’m positive that “somewhere” there is a federal judge who is willing to rule that Obamacare has an open ended mandate on Taxes and that the “Secretary” can raise them whenever she pleases.

(I’m really not sure about putting a sarcasm tag on this, so I won’t.)


10 posted on 01/14/2013 8:16:46 AM PST by The Working Man
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To: SeekAndFind

then : we have to pass it before we find out what’s in it.

now : we have to enact it before we find out what’s in it.

soon : we will have to pay for it before we find out what’s in it.


11 posted on 01/14/2013 8:17:19 AM PST by JohnBrowdie (http://forum.stink-eye.net)
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To: muawiyah
"With the Supreme Court having ruled that the various fees, fines and other nonsense in ObamaKKKare are TAXES, any changes will need to go to the House and Senate for action."

Nah, that notion is from the olden days. We have Dear Leader now. He can just snap his fingers and it will be done.

12 posted on 01/14/2013 8:20:45 AM PST by dforest
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To: KarlInOhio
The law is working exactly as designed.

It was intended to collapse the private insurance industry within the decade to force a clamoring for Single Payer when the day comes when most of us can't buy insurance.


13 posted on 01/14/2013 8:21:41 AM PST by Buckeye McFrog
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To: SeekAndFind

Is there any way I can opt out of this Obamakare Medicare nightmare? If it’s going to finance abortion, I don’t want it.

I know I can’t stop them from taking what they want to out of my check; but I don’t want to participate in their Let’s Play Doctor game. I’ll pay cash for my own once a year visit to the Nurse Practitioner.


14 posted on 01/14/2013 8:23:01 AM PST by Twinkie (The earth is the Lord's, and the fullness thereof; the world and they that dwell therein. Ps. 24:1)
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To: JohnBrowdie

Yeah, once you pay for it, you will find you will be denied what was never in it for you! LOL


15 posted on 01/14/2013 8:23:41 AM PST by dforest
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To: The Working Man
If the USSC had ruled that postage constituted a tax rather than a user fee back in 1972, USPS would have died on the vine~instead, they treat postage as a user fee.

In that light it is significant that even the Leftwingtard fanatics on the USSC didn't make any attempt at all to carve out a ruling that ObamaKKKare was a user fee.

So, all those fees and fines are just taxes and need to go back to Congress for any changes. I can even envision a future USSC not well disposed toward the ObamaKKKare bureaucracy ruling that even the individual fees paid to insurance companies are, in fact, taxes!

You could end up quickly with no insurance companies, and no government involvement in medical care, and no medical establishment to which individuals could turn for help.

The possibility for total destruction of medical care in the United States has been built into ObamaKKKare

16 posted on 01/14/2013 8:24:57 AM PST by muawiyah
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To: Twinkie

The only way you can eliminate abortion in America at this time is to eliminate abortionists and their supporters. That’s where we stand at this moment. Things may change. In the meantime obamugabe thinks you have a moral responsibility to pay for it or he will kill you.


17 posted on 01/14/2013 8:28:55 AM PST by muawiyah
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To: SeekAndFind

** only $95 when they start in 2014, much less than it costs to buy insurance.**

I know of a medical insurance that only costs $99 a month. Don’t believe this Obamacare nonsense.

If you want to know what it is, you will have to FReepmail me.

Basic coverage only, not vision and dental.

With vision and dental — it is only $138 a month.


18 posted on 01/14/2013 8:29:07 AM PST by Salvation ("With God all things are possible." Matthew 19:26)
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To: muawiyah
RE :”With the Supreme Court having ruled that the various fees, fines and other nonsense in ObamaKKKare are TAXES, any changes will need to go to the House and Senate for action.
Lots of luck obamugabe ~ ain’t gonna’ happen.”

That is what I was getting at.

It didnt take a rocket scientist to figure out that the low ‘fines’ with the mandates would put insurance companies out of business as the sick and old ( say 55 to 65) stay in the pool while the others flee until they get sick.

Then some Rs will be tempted to raise the fines to keep the companies in business, versus they all go to medicaid after the companies leave the business/

19 posted on 01/14/2013 8:31:53 AM PST by sickoflibs (Losing to O is NO principle!)
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To: sickoflibs
Republicans can bring the obamugabe regime to its knees ~ and with another 100 million gun owners that may well be within our grasp much sooner than otherwise imagined.

There's a new balance on the equation ~ and this time there's no Mr. Nice Guy. The leftists must give up their beliefs or leave the country.

20 posted on 01/14/2013 8:35:03 AM PST by muawiyah
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