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Advocates push idea of requiring gun insurance
Seattle Post Intelligencer ^ | 1/18/13

Posted on 01/18/2013 2:12:04 PM PST by Clint N. Suhks

As lawmakers cast around for ways to curb gun-related violence, some are hoping the insurance market might offer incentives.

A bill filed Friday in Massachusetts would require gun owners to purchase liability insurance in the event that a firearm is used to injure. The insurance policies would give those injured by a weapon a legal recourse, backers of the bill say, but they also would create financial incentives that could reduce accidents and fatalities. Gun owners, for example, might see lower insurance rates if they agreed to take firearms training courses and properly stored their weapons.

"Insurance companies were able to discourage smoking through the marketplace and make cars safer through the marketplace," said state Rep. David Linsky, the bill's sponsor.

And insurers have more leeway than law enforcement in some cases, he said.

Massachusetts already has gun storage laws, but police cannot come into a person's home without a warrant, Linsky pointed out. An insurance company, however, would be able to verify that there is proper gun storage before writing a policy.

Officials at the National Conference of State Legislatures say to their knowledge no state has adopted a gun insurance requirement.

The idea is already meeting with resistance for gun rights advocates, who say it amounts to more regulation aimed at law-abiding gun-owners.

"Now we're going to have insurance companies telling us how we are supposed to be trained and where we are going to store our guns?" said Jim Wallace, executive director of the Gun Owners Action League in Massachusetts.

Craig Baenziger, who works at a gun- and ammunition-seller in North Attleboro, Mass., called Northeast Trading Co., said requiring liability insurance for guns makes little sense because it targets people who buy the weapons legally instead of going after criminals who illegally possess them.

(Excerpt) Read more at seattlepi.com ...


TOPICS: Extended News; Government
KEYWORDS: banglist; democrats; govtabuse; guncontrol; liberalidiots; liberals; secondamendment; tyranny
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1 posted on 01/18/2013 2:12:08 PM PST by Clint N. Suhks
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To: Clint N. Suhks

Then only limo-liberals get to exercise the second amendment. These “progressives” are soooo smart. Smart like the devil.


2 posted on 01/18/2013 2:19:01 PM PST by SaraJohnson
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To: Clint N. Suhks

How about voting insurance, so the rest of us can get reimbursed for damages by the idiots who voted in Obama and the other Dems?


3 posted on 01/18/2013 2:19:04 PM PST by Argus
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To: Clint N. Suhks

Bull Sh!t idea.


4 posted on 01/18/2013 2:19:20 PM PST by onyx (FREE REPUBLIC IS HERE TO STAY! DONATE MONTHLY! IF YOU WANT ON SARAH PALIN''S PING LIST, LET ME KNOW)
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To: Clint N. Suhks

Gun insurance? How about STUPID insurance for the legislators?


5 posted on 01/18/2013 2:19:37 PM PST by Don Corleone ("Oil the gun..eat the cannoli. Take it to the Mattress.")
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To: SaraJohnson

Notice this bill originates in Massachusetts, the insurance capital of the USA?

What a scam.


6 posted on 01/18/2013 2:21:44 PM PST by onyx (FREE REPUBLIC IS HERE TO STAY! DONATE MONTHLY! IF YOU WANT ON SARAH PALIN''S PING LIST, LET ME KNOW)
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To: Clint N. Suhks

Welfare for plaintif lawyers.

Requiring docs to carry malpractice insurance created the malpractice industry.


7 posted on 01/18/2013 2:23:48 PM PST by dangerdoc (see post #6)
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To: Clint N. Suhks
liability insurance for guns makes little sense because it targets people who buy the weapons legally instead of going after criminals who illegally possess them.

Can someone explain the LOGIC in that...?

Lemme review that; it's good when laws punish law-abiding people, and leave unmolested the law breakers.

Do I have that right...?

8 posted on 01/18/2013 2:26:50 PM PST by gaijin
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To: Clint N. Suhks

Mentally-ill, lib-dems, flailing-about for anything which’ll accomplish their socialist/marxist/fascist/commie goals of “gun control”. This is also going nowhere. (Unless treasonous John Roberts requires it, by another SCOTUS tax/mandate decision.)


9 posted on 01/18/2013 2:28:04 PM PST by carriage_hill (AR-10s/15s are the 21st Century's Muskets. Self-Defense is The First Human Right.)
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To: Clint N. Suhks

And just how would that reduce crime committed with guns? It wouldn’t. It is just another measure intended to harass gun owner and cost them money.


10 posted on 01/18/2013 2:29:00 PM PST by Blood of Tyrants (The only thing that Hollywood gets right about guns is that criminals will always get them.)
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To: onyx
I'm surprised this idea hasn't surfaced long before now.

Hey! Government can compel you to buy health insurance you don't want; the Supremes even said it was constitutional. This is only the logical next step: liability insurance for those DANGEROUS weapons in your home.

Can't afford it? Have to sell your weapons? Too bad.

11 posted on 01/18/2013 2:29:26 PM PST by Jerrybob (Truth -- the new hate speech.)
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To: Clint N. Suhks
How about some “insurance” that the thieving government will not steal any more Social Security? How about some “insurance” that the government will fallow the Constitution?
12 posted on 01/18/2013 2:30:56 PM PST by mountainlion (Live well for those that did not make it back.)
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To: SaraJohnson

If someone steals a Bushmaster and raids the local High School. A couple of things are about to happen. The first is that the perpetrator doesn’t have any insurance because he stole the rifle and ammunition. Second the thirty five students that he offed are going to have to apply on their own for burial funds.


13 posted on 01/18/2013 2:31:08 PM PST by An Old Man
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To: Argus

Hear hear

I doubly second that motion.....


14 posted on 01/18/2013 2:31:36 PM PST by Sir Napsalot (Pravda + Useful Idiots = CCCP; JournOList + Useful Idiots = DopeyChangey!)
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To: Clint N. Suhks
Let's see....the poor _ _ _ _ _ welfare slobs will not be able to afford it (nor will they admit they even own a gun) so once again.....WHITEY will pay.

I'm sure we will soon have a Federal Registration Fee.....RETROACTIVE....and wait until you have tyo report possession on your 2013 Form 1040.

15 posted on 01/18/2013 2:32:39 PM PST by Sacajaweau
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To: Jerrybob

Yep you can have your guns but lts going to cost you $200 month in insurance fee. WTH?! Why? Because I’m the big bad wolf and I sad so - B. Hussein Obama.


16 posted on 01/18/2013 2:33:20 PM PST by jsanders2001
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To: Clint N. Suhks

The government needs to get out of the insurance business period.


17 posted on 01/18/2013 2:34:06 PM PST by Kadric
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To: Clint N. Suhks

Fascists...


18 posted on 01/18/2013 2:34:15 PM PST by Vendome (Don't take life so seriously, you won't live through it anyway)
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To: Argus

> How about voting insurance, so the rest of us can get reimbursed for damages by the idiots who voted in Obama and the other Dems?

I 2nd that. Now file a WH petition...


19 posted on 01/18/2013 2:35:32 PM PST by jsanders2001
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To: An Old Man

Second the thirty five students that he offed are going to have to apply on their own for burial funds.


Or, the liberals could be sued for putting the children in a “gun free” zone trap of death.

Everyone lives happily ever after. : )


20 posted on 01/18/2013 2:37:13 PM PST by SaraJohnson
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