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Twin Cities doctors bypass insurers; patients charged directly for care
pioneer press ^ | 1-28-13 | Christopher Snowbeck

Posted on 01/29/2013 5:40:41 AM PST by TurboZamboni

Starting in April, the practice will ask patients to pay doctors directly for their care and no longer will accept payments from insurance companies except for Medicare.

"We believe that insurance companies are making it increasingly difficult to practice patient-centered medicine," the doctors in the practice wrote to patients this month.

The doctors are joining the small but growing number of physicians who since the late 1990s have tried going the "direct pay" or "concierge" route, where doctors typically care for a smaller group of patients who are willing to pay for easier access to their physician.

It's a trend that continues even though the federal health law of 2010 will require most patients in the country starting next year to buy health insurance -- a rule that's expected to bring millions of people into the health care system.

(Excerpt) Read more at twincities.com ...


TOPICS: Business/Economy; Government; News/Current Events
KEYWORDS: healthcare; healthinsurance; insurance; medical; obamacare; obamalies; regulations; singlepayer
leftists outraged judging by the comments section.
1 posted on 01/29/2013 5:40:50 AM PST by TurboZamboni
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To: TurboZamboni
The doctors are joining the small but growing number of physicians who since the late 1990s have tried going the "direct pay" or "concierge" route, where doctors typically care for a smaller group of patients who are willing to pay for easier access to their physician.

The Free Market is like life itself. It will find a way, even in the most inhospitable of environments.

2 posted on 01/29/2013 5:44:09 AM PST by Sirius Lee (All that is required for evil to advance is for government to do "something")
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To: TurboZamboni

In December my wife had to have a CAT scan. At the clinic where it was done, they told us the co-pay would be $780, but, if we paid for it outright, it was $384. Also, the out of pocket cost for paying for the review of the CAT scan was $75, $325 if we ran it through our insurance.

Outlawing insurance would lower the cost of healthcare.


3 posted on 01/29/2013 5:46:20 AM PST by tje
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To: tje

It’s the dirty little secret that BC & BS has known for decades.


4 posted on 01/29/2013 5:54:16 AM PST by Eric in the Ozarks (In the game of life, there are no betting limits)
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To: tje

I know our chiropractor makes more $ via co-pay. Its a crooked wasteful system and direct pay is anathema to so called affordable care. Not everyone is going to fall for this sham of a health care scheme.


5 posted on 01/29/2013 5:57:44 AM PST by Gasshog (Welcome to the United States of Stupidos!)
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To: TurboZamboni

Actually, what’s coming will be a LOT of medical tourism. Smarter countries will set up high-quality hospitals, primarily staffed by their own nationals, but with Western-Trained (if not Westerners) doctors.

When the math is done, they will be cheaper than insurance co-pays and deductibles. In other words, we will have successfully OUTSOURCED medicine, just as we did with manufacturing.

Luckily we still have lawyers here - LOL.


6 posted on 01/29/2013 5:59:17 AM PST by BobL
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To: TurboZamboni
Twin Cities doctors bypass insurers; patients charged directly for care

About TIME! Considering most 'health' care doesn't even cover dental, I recently had to get dental services and went to a direct-pay place who takes NO insurance whatsoever - and payed less than half of what it would have cost by going to a 'regular' dentist.

------

By putting a middle man [insurance] between you and the person providing the service, all you can do is increase the cost. It seems like simple, basic economics to me.

And no one has been able to explain to me exactly HOW 'insurance' is nothing more than government-sactioned GAMBLING!

------

The People have an inalienable Right to private contract - to purchase property from someone at an agreed price, and it doesn't matter if it's a used car, and ourgrown child's toy, a gun OR health care services.

Yet you can bet your bottom dollar that direct pay medical services WILL become government's next target!

[sigh]

7 posted on 01/29/2013 6:14:32 AM PST by MamaTexan (To follow Original Constitutional Intent, one MUST acknowledge the Right of Secession)
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To: TurboZamboni

Back in the 80’s I worked for an internist. Charges incurred were for office as well as hospital care. If you had no insurance, he would accept small monthly payments. He was wonderful. People paid faithfully small amounts til bill was paid in full.


8 posted on 01/29/2013 6:17:26 AM PST by FES0844
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To: TurboZamboni

There are practices in Central Texas that are doing the same thing. We are seeking them out for our medical needs. May they thrive.


9 posted on 01/29/2013 6:18:46 AM PST by txrefugee
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To: TurboZamboni

This kind of thing is happening all over.
I know of one doctor who is doing this and going back to paper records


10 posted on 01/29/2013 6:20:07 AM PST by Lorianne (fedgov, taxporkmoney)
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To: TurboZamboni

Sounds fine, until you read that they’ll still take Medicare.

Hard to yank that nipple out of your mouth, isn’t it?


11 posted on 01/29/2013 6:43:56 AM PST by Empire_of_Liberty
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To: Empire_of_Liberty

Also, for primary care to include routine procedures and tests this would work but for surgeries not so much... Very few people have a cool million lying around to pay for heart bypass


12 posted on 01/29/2013 6:47:52 AM PST by longfellowsmuse (last of the living nomads)
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To: TurboZamboni

If you had ANY concept of the absurd tap-and-shuffle providers have to go through to try and get paid for their services, you would not blame them a bit. Some of them frankly would even prefer single payer to the current train wreck.


13 posted on 01/29/2013 7:00:25 AM PST by Buckeye McFrog
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To: longfellowsmuse

That’s the point. Insurance serves a useful economic purpose when it protects against catastrophic costs. Insurance which covers minor costs is horribly inefficient.


14 posted on 01/29/2013 7:00:55 AM PST by Mr. Lucky
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To: Mr. Lucky

I completely agree...All the “uninsured” who use the ER’s for their care instead should have policies covering catastrophic care and pay out of pocket for everything else... but this would be akin to telling a 4 year old there is no such thing as Santa Claus. Instead we pay outrageous premiums so “Jane” can have her sex change operation.


15 posted on 01/29/2013 7:05:54 AM PST by longfellowsmuse (last of the living nomads)
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To: TurboZamboni

My brother has a high-deductible insurance policy. He recently injured his knee and elected to not involve the insurance company to pay toward his deductible and just dealt with the doctor directly. His bill for x-rays of his knee and the doctor evaluation was $100. Going back to the old days of patient-to-doctor payments for incidents like this is what doctors should be encouraging. Anything to strangle the insurance companies’ influence in healthcare can only be positive.


16 posted on 01/29/2013 7:18:43 AM PST by mancini
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To: longfellowsmuse

Bingo!


17 posted on 01/29/2013 7:57:50 AM PST by Mr. Lucky
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To: MamaTexan

Obama Lies About Supporting Single Payer at NH Town Hall

On June 30, 2003, speaking to an AFL-CIO Civil, Women’s, and Human Rights Conference, Obama said:

“I happen to be a proponent of single payer universal health care plans. . . A single payer health care plan, a universal health care plan. And that’s what I’d like to see. But as all of you know, we may not get there immediately. Because first we have to take back the White House, we have to take back the Senate, and we have to take back the House.”

http://www.americanthinker.com/blog/2009/08/obama_lies_about_supporting_si.html


18 posted on 01/29/2013 8:00:21 AM PST by TurboZamboni (Looting the future to bribe the present)
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To: tje

No, outlawing the free-riders would lower the costs of insurance.


19 posted on 01/29/2013 8:22:11 AM PST by SgtHooper (The last thing I want to do is hurt you. But it's still on the list.)
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To: TurboZamboni

!


20 posted on 01/29/2013 10:02:51 AM PST by skinkinthegrass (who'll take tomorrow,spend it all today;who can take your income,tax it all away..0'Bozo man can :-)
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To: SgtHooper
There are 2 kinds of free-riders on insurance.

The first are the folks who don't get it and don't pay.

The second are the medical industry lobbyists who insist that any medical insurance policy must cover everything, every niggling problem and every possible therapy and therapist.

New Jersey has as much trouble with the second set as the first, if not more. I'm not sure how to practically limit the trouble these lobbyists cause, but outlawing medical insurance might do it.

21 posted on 01/29/2013 10:31:54 AM PST by slowhandluke (It's hard to be cynical enough in this age.)
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To: Mr. Lucky

I think some confuse insurance with health care.


22 posted on 01/29/2013 12:03:55 PM PST by TurboZamboni (Looting the future to bribe the present)
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