Here's a newsflash: you're paying this already, even as an employee. It comes out of the pool of money allotted for your position.
Here’s a newsflash: you’re paying this already,
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That is correct...back in the early 80’s when the Private Sector got around to providing Health Ins, they didn’t ‘like’ it as my wife was carrying the family plan (worked for US GOVT) and I opted for the cash.
So, my ‘bennies’ were a company vehicle (I didn’t ‘own’ a car or pay insurance for about 25 years- back then they didn’t ‘charge’ you because you were in the house. It was my car but my wife drove it and we only insured her.) cash for Ins and my ‘bonus’ reflected that I didn’t take vacations.
In the Asphalt end of it so summer vacations were out.
OF COURSE when Self-Employed YOU don’t get a check if the money isn’t there...same as if you are working for someone BUT at least you can ‘yell’ at the boss/owner if your check isn’t there...on your own, you are on your own.
AND no Workmens Comp, Unemployment - even though YOU pay into it if you have employees.
ALSO you can claim to be ‘your own boss’ BUT IN REALITY, the client is your boss and you are subject to the ‘whims’ of your employees....