“more expensive for them than Americans with other unhealthy habits.”
Are homos getting higher premiums?
I smoke and cigarettes never gave me AIDS or STDs.
So sad that we can’t tolerate all the deviants, but, the contemporary world is supposed to be more civilized than the world before the first century. Imagine that. Let’s not focus on the religion of homosexual behavior and think about science and infectious diseases. A study which analyzed tens of thousands of gay obituaries and compared them with AIDS deaths data from the Centers for Disease Control (CDC), has shown that the life expectancy for homosexuals is about twenty years shorter than that of the general public. The study, entitled Gay obituaries closely track officially reported deaths from AIDS, has been published in Psychological Reports (2005;96:693-697). The actual life expectancy for a homosexual male with AIDS is 39 . . . without AIDS . . . 41.
For a smoker? Early to mid 60s. AND, smokers don’t infect other people.
And for the homosexual community to brag about their lifestyle and to shove it in our face instead of getting psychological help—well, it doesn’t make you the brightest bulb in the sack. When I see the “gays” giggling on the TV shows and mocking the normal people I just laugh and think they must have AIDS dementia.
My mom smoked from age 20 (1948) until age 40 (1968) when both of my parents quit. Mom's heart began failing in 2010 with congestive heart failure episodes of increasing severity. The week before she passed, she had pain in her back. The doctor X-rayed her lungs to check for pneumonia vs the common "wet" lungs that come with edema from congestive heart failure. The doctor discovered cancer in both lungs. Her kidneys were down to 10% function from the diuretics used to treat the congestive heart failure. She was far too fragile to deal with the lung cancer. She declared in a perfectly clear fashion that she wanted a DNR on her medical chart and wanted to return to her assisted living arrangements. It was a very uncomfortable final few days for her.
As a postscript, Mom handed over the entire $3900/month of her social security plus another $1,000/month from her savings to stay in the assisted living facility from April 2011 to Nov 2011. The long term medical coverage that she and my dad paid $300/month over 30 years was declared "not eligible" because the facility didn't have an MD on site 24/7. The facilities that did have an MD 24/7 were full of shrieking wretches and odors that prompted an urge to vomit on many occasions. Check the terms and conditions of your coverage carefully.
I am not a smoker, but by these standards, gays need to be charged higher rates. A risky lifestyle is a risky lifestyle and deserves an increase. I also think that by the same token, obese people also need to be charged extra. We all know what lifestyles are unhealthy, we can’t just charge extra for the ones that are politically correct and expedient.