I suppose folks have to think through whether, in a breakdown of the financial system followed quickly by a breakdown of social order, they plan to shelter in place or stay flexible enough to bug out
Me I prefer the latter scenario, therefore I can carry silver and gold coins for “barter” but I cannot carry toilet paper or bags of rice, etc. Junk silver coins for small stuff, gold coins if a big exchange item is needed.
Good for those who are pantry stocking as long as they think they can stay and defend their stockpile of rice, aspirin, soap, whiskey, batteries and toilet paper for a long long time. Not everyone lives miles out in the country on tillable land with water and easily take themselves off the grid so no roaming desperate citizens find them
Especially once local word gets out they got extra stuff in that pantry to barter with. Then how long can bullet owners stay up with one eye open, and truly how many men women and feral kids can they shoot before numbers turn
Me.... I think about going on the move if the situation gets out of control, and stop when and where it’s safe to do so. Liveaboard sailboat, maps, fishing gear, water purification, etc offers a getaway option if land travel not expedient
There is an art to know when it is safe to barter and you never do it from your house. And, you don't do it until things have calmed down and there is a safe place to barter. And, you use small items to use for barter, never anything that would say you have lots of “stuff” at your house.
I wouldn't have to barter for anything but I still have everyday items people need, to use for barter should I need to - bars of soap is one of those. Could also give medical care for items I might need.