And using that logic then you could say the same thing about US savers.
The real culprits are the governments and the bankers. People get used to living with what they have until bankers run unsustainable scams so that governments can create unsustainable entitlements. Therefore getting people used to what they should not of ever had. This calamity was planned and intentional from the get go. As it serves the interest of those who want to destroy freedom and the west. But that is another subject.
"Comment on the web, based on my repeated contention that the world's banking crisis was precipitated by the CRA, which concocted the nearly-limitless might of America's toxic home-mortgaging power to fund this country's unsustainable government largess: