Can someone explain to me where they are accessing your health records other than the name of the insurance company? This wild claim is occurring in story after story and not one backs it up with the slightest shred of evidence.
"According to Americans for Tax Reform, at a minimum, the form will need to contain: the name and health insurance identification number of the taxpayer; the name and tax identification number of the health insurance company; the number of months the taxpayer was covered by this insurance plan; and whether or not the plan was purchased in one of Obamacares exchanges.
What? Have you ever heard of digital transfer of information? This isn’t paper we’re talking about. 10 years of a sick individual’s high-activity medical history can be transferred in mere seconds.
There was an article in Forbes about a class action lawsuit emerging out of Florida. Have to find that but that’s as direct a source as I’ve seen.
Check that... California, not Florida.
The information is very, very easy to come by. There are clearing houses to which all claims are electronically submitted and then electronically transferred to insurance carriers based on that carrier’s electronic payor number. All information has become very standardized - patient, date of birth, ID number, address, name and date of birth of the insured, diagnosis code, procedure code, and providers NPI number which will lead you to the demographic and tax information on the provider themselves.
Major insurance carriers are now doing EFT’s (Electronic Funds Transfers) of all money to providers so they have access to the doctor’s bank name and account number.
This all started under Clinton with HIPAA and sold under the guise of protecting the confidentiality of patient’s health records.
All meds also have an assigned corresponding code number. Although not yet mandated, at some point in time doctors will also have to include the code numbers of all the meds their patient is taking when they bill Medicare. There is no reason to believe that this will not also be required for commercial insurance.
I work in this area every day. You would be amazed at how easy it is or will be to gain access to this information.
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IRS faces class action lawsuit over theft of 60 million medical records