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Without going into actual included benefits, the four "metal" levels as they call it correspond to subscribers' financial exposure levels, like this

Bronze: 60%
Silver: 70%
Gold: 80%
Platinum: 90%

So your "financial exposure level" is the 100% minus the above percentage

Naturally, premiums are least for the bronze plans and most for the platinum plans.

21 posted on 05/26/2013 12:15:42 PM PDT by steve86 (Acerbic by Nature, not NurtureĀ™)
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I guess that insurers are free to design their own benefit packages as long as the required (including immoral) benefits are included. Then the customer picks the insurer and the package (as has been done all along) and finally the metal level. This is in addition to completing the paperwork/online forms for the subsidy. This is going to be quite complicated for the consumer and I can see even a pretty high-info person like myself making a selection mistake and having to live with it for at least a year.


29 posted on 05/26/2013 12:26:44 PM PDT by steve86 (Acerbic by Nature, not NurtureĀ™)
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To: steve86

High out of pocket maximums for the lower tiered offerings.. Higher maximums than you see in most bottom end current plans. Imagine for the express purpose of having “teaser” rates.


32 posted on 05/26/2013 12:31:22 PM PDT by Arthurio
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To: steve86
Silver: 70%

Actually this is only for the insured individual (age not specified) who is in the highest income bracket of 250%-400% of the Federal Poverty Level (FPL) those under 150% FPL have 94%.

41 posted on 05/26/2013 12:44:42 PM PDT by Mike Darancette (Plan "B" is now Plan "A")
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