on the brighter side, doctors are slashing prices for those paying in cash
And some are opening up concierge practices. It’s the 21st Century version of apartment buildings going condominium. Pay a couple thousand per year, flat rate, see them whenever for minor and routine things.
Major items get referred out, of course, so there would still be incentive to hold a Major Medical only policy.
Unfortunately socialists are deliberately forcing us in the opposite direction: less free markets, fewer choices, less competition, more overhead. After 60+ years of interfering with the health care industry, they sense their ultimate goal is within reach - single payer, government run, government controlled health care. Power and votes in perpituity for them, shared mediocrity and misery for everyone else. Very sad to see this happening before our eyes.
Interesting thing is that the concierge services seem to be growing fastest in some blue states like WA, OR.