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Cash-only doctors abandon the insurance system [and their prices are much, much lower]
CNN ^ | June 11, 2013 | Steve Hargreaves

Posted on 06/15/2013 6:25:26 PM PDT by grundle

"The paperwork, the hassles, it just got to be overwhelming," Nunamaker said. "We knew that we had to find a better way to practice."

So Nunamaker and his partner set up a membership-based practice called Atlas M.D. -- a nod to free-market champion Ayn Rand's book Atlas Shrugged.

By cutting out the middleman, Nunamaker said he can get a cholesterol test done for $3, versus the $90 the lab company he works with once billed to insurance carriers. An MRI can be had for $400, compared to a typical billed rate of $2,000 or more.

Nunamaker encourages his patients to carry some type of high-deductible health insurance plan in case of an emergency or serious illness. But for the everyday stuff, he said his plan works better for both doctor and patient.

"It would be like if car insurance paid for gas, oil and tires," he said. "It would be very expensive, and you'd have to get pre-approval for a trip out of town."

Kevin Petersen, a Las Vegas-based general surgeon, stopped taking insurance in 2005. Petersen named the same reasons as Nunamaker: too much paperwork and overhead, declining payments from insurance companies, and a general loss of control.

"The insurance industry took over my practice," he said. "They were telling me what procedures I could do, who I could treat -- I basically became their employee."

Now Petersen does hernia operations for $5,000 a pop, which includes anesthesia, operating room time and follow-up visits. He negotiates special rates for the anesthesiologist and the operating room, and is able to provide the service for about a third of what a patient might pay otherwise.

(Excerpt) Read more at money.cnn.com ...


TOPICS: Miscellaneous
KEYWORDS: abortion; deathpanels; healthcare; healthinsurance; obamacare; zerocare
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1 posted on 06/15/2013 6:25:26 PM PDT by grundle
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To: grundle

This is great news. But I’m sure the government will soon step in to stop it.


2 posted on 06/15/2013 6:29:04 PM PDT by skeeter
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To: grundle

I wish there were a national registry of some sort for these guys so we could find them more easily.

Optometrists and dentists, too.


3 posted on 06/15/2013 6:29:22 PM PDT by Persevero (Homeschooling for Excellence since 1992)
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To: Persevero

I’m sure some FReeper could create a website for that!


4 posted on 06/15/2013 6:31:31 PM PDT by Jack Hydrazine (I’m not a Republican, I'm a Conservative! Pubbies haven't been conservative since before T.R.)
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To: skeeter

Yes, leftists want this banned I bet


5 posted on 06/15/2013 6:32:11 PM PDT by GeronL (http://asspos.blogspot.com)
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To: grundle

The benevolent dictators in Washington will put a stop to this.


6 posted on 06/15/2013 6:34:50 PM PDT by E. Pluribus Unum (It is the deviants who are the bullies.)
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To: grundle

My niece got a back MRI - after hours - for $350 in cash


7 posted on 06/15/2013 6:36:15 PM PDT by GeronL (http://asspos.blogspot.com)
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To: grundle

The doctors need to start advertising so we know where to go to stay away from zerocare nuts.


8 posted on 06/15/2013 6:37:24 PM PDT by jeffc (The U.S. media are our enemy)
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To: grundle
Nunamaker said he can get a cholesterol test done for $3, versus the $90 the lab company he works with once billed to insurance carriers.

Can anyone say why that is, and/or how the lab got away with it, and/or why the insurance companies don't do a better job of trying to keep prices down?

9 posted on 06/15/2013 6:41:03 PM PDT by jeffc (The U.S. media are our enemy)
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To: E. Pluribus Unum

I thought collectivists loved choice!/s


10 posted on 06/15/2013 6:47:15 PM PDT by Jack Hydrazine (I’m not a Republican, I'm a Conservative! Pubbies haven't been conservative since before T.R.)
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To: grundle

If you take your car to a body shop to repair damage, the first thing asked is if it is insurance or self paid. Same reasoning.


11 posted on 06/15/2013 6:47:32 PM PDT by Mark (Obama is more confused than a hungry baby in a topless bar)
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To: grundle


Will those doctors give me a good rate for burned soles?
12 posted on 06/15/2013 6:50:51 PM PDT by Jack Hydrazine (I’m not a Republican, I'm a Conservative! Pubbies haven't been conservative since before T.R.)
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To: grundle

Isn’t this how it used to be many years ago?


13 posted on 06/15/2013 6:52:05 PM PDT by Henry Hnyellar
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To: Persevero

my thoughts, precisely!


14 posted on 06/15/2013 6:53:10 PM PDT by krunkygirl (force multiplier in effect...)
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To: grundle

I had a doctor tell me he couldn’t take cash patients. Apparently someone sued him on the grounds cash patients received better care.


15 posted on 06/15/2013 6:53:24 PM PDT by driftdiver (I could eat it raw, but why do that when I have a fire.)
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To: Persevero
I wish there were a national registry of some sort for these guys so we could find them more easily.

Not me. As soon as there's a "registry", these guys will be in jail.

I'll stick to personal reference.

16 posted on 06/15/2013 6:54:40 PM PDT by workerbee (The President of the United States is DOMESTIC ENEMY #1)
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To: GeronL

We go to a doc that works out of his house. Been going to him for about 3 years now. He charges by the minute. He told me an MRI shouldn’t cost more than a $150.


17 posted on 06/15/2013 6:56:11 PM PDT by bigheadfred (barry your mouth is writing checks your ass cant cash)
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To: Henry Hnyellar
Isn’t this how it used to be many years ago?

Yes. During WW2 there were wage controls put on by the fedgov, and companies began to offer "medical insurance" to employees as a way to increase compensation without violating the rules.

This was the beginning of severing the financial link between medical consumer and medical provider. The rest is history.

18 posted on 06/15/2013 6:56:12 PM PDT by nascarnation (Baraq's economic policy: trickle up poverty)
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To: bigheadfred

did you actually get one for that price? of a back?


19 posted on 06/15/2013 6:57:25 PM PDT by GeronL (http://asspos.blogspot.com)
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To: grundle

The Brown Clown and his lackeys ( Pelosie, Reid, and all the other A$$hole self serving Socialists) won’t like that one bit.


20 posted on 06/15/2013 6:58:00 PM PDT by mongo141 (Revolution ver. 2.0, just a matter of when, not a matter of if!)
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