I helped a friend get a prescription
They originally filled it with a name brand medicine, for $400, and told her her ‘co-pay’ would be $40. They thought she had insurance through a certain company.
When she told them she had no insurance, they re-filled it with a generic brand for $25. (made by the same manufacturer, without the name brand bottle)
People have NO INCENTIVE to shop around, even when it would have saved her $15 more. the pharmacy would not have told her about the other medicine by their own volition.
Only in an idiotic system like ours is this possible.
My insurance policy through my former employer required a $10.00 co-pay for prescriptions. I left my job and did not continue my insurance. When I got my prescriptions filled, same drugs, same quanity, the cost was $8.25 each.