Skip to comments.As Obamacare Deadline Looms, Doctors are Opting for “Cash Only” Clinics
Posted on 08/23/2013 1:23:49 PM PDT by NCjim
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The individual is not required ever to purchase “health insurance”. Instead, payment of an annual fine in lieu of approved “health insurance” (really a protection racket) is a viable option for a while, until the fines get as high as actually buying the “health insurance” coverage.
In Islamic countries this is called “jizya”, a tax on the Dhimmi class paid to the Islamic authorities. You are allowed to not practice the Islamic religion, but only at a price.
The ultimate trump of obamacare.
Every day I thank God that neither Osama Obama,his rich pals,Members of Congress and their staffs nor members of certain “special” labor unions will ever have to wait six months for heart surgery like Canadians do now and we,the Great Unwashed,will in the near future.
and if you pay in cash the price is a lot lower apparently.”
My internist was agreeable to my request for a negotiated fee based on cash only - not credit card or check. Rarely sick and don’t see her unless I absolutely have to. I have a copy of all of her chart notes on my visits even though they are almost impossible to read and no paperwork ever leaves her office. Works for both of us.
There are a variety of prescription savings clubs that the uninsured can join for a nominal fee, like with CVS, Walgreens, etc. Hubby’s medicine used to cost us 20 bucks when we had insurance, but without it would have been $252. With the prescription card, we pay about $132.
Insurance saved us a lot, but since we were paying over $600 for a family of 3 (including our 25-year-old daughter) just to be covered, we never really spent what we put into it. We certainly can’t afford ZeroCare’s price of $1250/month just for the 2 of us, so we probably won’t be insured again until we hit 65.
what the didn’t tell you, is that there was a generic alternative for $1
Be sure to underpay your income tax.
I believe garnishing tax refunds is currently the only mechanism in place to collect the fines.
I was thinking along those same lines regarding HIPAA and I bet the more liberal states (to begin with) will require participation in government insurance programs as a condition for a license to practice
That is not allowed under Obamacare, and Hillarycare will be worse.
There will only be certain times you can enroll.
...and some 3rd party insurer with heavy campaign donations to the DNC... isn't skimming the pot.
This is what I believe is the answer also. Unfortunately it is both constitution and common sense, so it has no chance of ever being considered.
Anyone think Hitler would have loved all the goons involved in this Holocaust?
Okay, so how about a new product, Catastrophic care coverage that doesn’t qualify as an Obama approved policy, and only covers you for two months of medical bills? (Sort of a glorified version of those Cancer Only mailorder policies) If it has the same coverage delay as the OCare policies it’ll be necessary to carry it ahead of time, but it should still be cheaper than the deductables on Ocare. And the combination of the cost of the coverage, pay per use primary care, and the fine will still be cheaper than an Ocare policy.
This is one of several dozen workarounds (bankruptcy’s another), and I suspect they haven’t covered them all.
For a kid who has no insurance coverage now, carrying the risk of having to cover a month of costs while he waits out the OCare effectiveness delay is still going to be preferable to his current situation, and there’ll be a strong incentive to just take that risk. Males under 35 tend to think they’re invulnerable anyway.
The California exchange actually has a catastrophic policy available for enrolees under 30. They’ve jacked up the price on it, though, so it’s not much cheaper.
I paid cash for emergency surgery a few years ago. It was astounding how much lower the bill became when i pulled out my checkbook versus an insurance card.
My niece got an MRI “after hours” for a huge discount paying cash
The Dept of Just Us will handle this cash only, 0RunAround issue.
My doctor tells me that he could cut his bills by a third if people paid cash only.