Skip to comments.Lower Health Insurance Premiums to Come at Cost of Fewer Choices
Posted on 09/23/2013 6:22:37 PM PDT by Jim Robinson
WASHINGTON Federal officials often say that health insurance will cost consumers less than expected under President Obamas health care law. But they rarely mention one big reason: many insurers are significantly limiting the choices of doctors and hospitals available to consumers.
From California to Illinois to New Hampshire, and in many states in between, insurers are driving down premiums by restricting the number of providers who will treat patients in their new health plans.
When insurance marketplaces open on Oct. 1, most of those shopping for coverage will be low- and moderate-income people for whom price is paramount. To hold down costs, insurers say, they have created smaller networks of doctors and hospitals than are typically found in commercial insurance. And those health care providers will, in many cases, be paid less than what they have been receiving from commercial insurers.
Some consumer advocates and health care providers are increasingly concerned. Decades of experience with Medicaid, the program for low-income people, show that having an insurance card does not guarantee access to specialists or other providers.
Consumers should be prepared for much tighter, narrower networks of doctors and hospitals, said Adam M. Linker, a health policy analyst at the North Carolina Justice Center, a statewide advocacy group.
(Excerpt) Read more at nytimes.com ...
I’d like to see some substantiation on that.
Can you provide the subsection of the law that references this?
The only religious exemption I can find is for groups that are currently outside the Soc Sec system, which includes Amish and Mennonites.
Platinum: No deductible
Gold: No deductible
Silver: $2,000 Medical Deductible
Bronze: $5,000 for Medical and Drugs
Mine is going up around $90 but, then, I’m in a new age category also.
Not for family vato. Add it up.
Hey! I read it on the internets!
Well they must mean it will be lower for the people who will get if for free like the people who get the obamaphones, They will see lower or no premiums while you and I will be paying for it and in my case I will get to pay a penalty but will have no insurance because I wont be able to afford the premiums. FBO
Yes, I think that is individual. Max out of pocket for family I just posted.
No offense but I’m not buying it until I see some links.
Muslims aren’t exempt. He was joking or just spouting off. It has been claimed many times on FR but isn’t true.
LET ME TRY THAT AGAIN
Maximum out-of-pocket for one:
They did a news article on a DFW local station tonight. Two health navigators were walking the street and went up and knocked on an apartment door in shady neighborhood. Fat Mexican holding a light skinned kid came to the door. The two insurance whores started telling him how he and his family was eligible for insurance. No way in hell is that guy going to pay $2 dollars fo insurance for himself and his half dozen kids and esposa.
They will just keep showing up at the emergency room and expecting free healthcare.
Govt involvement will lower premiums... sure it will.
Ultimately, fewer choices will translate into more sick people, followed in short order with more dead people — many of whom were perfectly content with their coverage and their plan before ReBamaLosi “reformed” healthcare.
“Federal officials often say that health insurance will cost consumers less than expected...”
Guess they “expected” much higher rates. Still BS but it sounds better.
The hospitals do get federal funds to try and offset those unpaid ER visits — that’s one thing they’re trying to reduce but probably won’t work.
Invest in rope. I predict a lot of it is going to be needed in D.C.