DH says we should have divorced before our kids went to college — we would have received HUGE breaks on tuition on what we make individually and if one of us had legal custody. Salaries combined, we were hit full force.
We both have private insurance through our employers and have “been assured” (HA) that nothing will change. Neither my insurance nor his now covers the other, as it was before obamacare.
Maybe it IS time to draw up the divorce papers!!
We actually had an elderly couple come into our office who had been married for years and years file for divorce because they were better off divorced financially than married. She was devastated and he sat there patting her hand.