The way the silver plan details read it looks like a family of 4 will pay for every bit of their HC except catastrophic occurrences.
That would mean eye care, vaccinations, physicals, broken bones and stitches and minor hospitalization like tonsils would all be out of pocket.
The idea of getting a lot of young families to pony up to make this work sounds good if they can afford platinum plans.
What isnt being considered is that folks raising kids have a lot of expenses such as dental care, braces, glasses and chronic conditions like asthma that really add up and they would get no help in this plan that I can see. I'm not finding all the facts in this foggy plan, but it looks like the bestway to afford cheap HC is to be completely on the dole.
Working families making under $225,000 are going to be hit hard.
Another unmentioned feature?/bug in Owebamacare is the law requires an employer to offer insurance to the employee, but it never mentioned the family of a covered employee.
It also offers a credit on the insurance of that employee that goes to the employer that offers the coverage.
Only those not offered insurance by their employer qualify for the credits in the state exchanges.
Read that last part several times, it’s very important.
Many employers can and will opt to save money by only offering coverage to the employee. The family is left uncovered AND unable to qualify for credits in the exchanges!!!
If say the husband/father is covered at work and earns over about $45,000 a year the family wouldn’t qualify for Medicaid either, because that is based on household income.
The idiot liberals that voted for O’bastard are just starting to find out the truth and they are fuming.
If young people are supposedly going to be paying in to prop up this disaster, and they get subsidies if they make below $45K a year, and those who make more than $45K a year have health insurance paid by their employer, how is there any money going toward this ponzi scheme? I realize there is a tax on every single employer paid plan but still, they keep saying young people will buy in. Instead, the government will be subsidizing them.
How will young families be able to afford this? If they are struggling to pay for a home and car, how can they come up with an additional $10K a year or more to pay for health insurance?
So we are back to the government giving insurance to the drug dealers and prostitutes and hippies who don't work and don't qualify for welfare/medicaid because they don't have children living with them. Reparations
From the documents I received from my employer this week, those exchange health care plans are paid for in after-tax dollars.