Skip to comments.Minnesota's health exchange premiums lowest in nation, feds say
Posted on 09/26/2013 4:28:51 AM PDT by TurboZamboni
Are premiums on Minnesota's new health insurance exchange the lowest of any rates that will be offered across the country?
Yes, according to a new federal study.
Maybe, according to health care experts.
Absolutely! DFLers say.
That's the wrong question! Republicans counter.
The mix of reactions follows Wednesday's report by the U.S. Department of Health and Human Services that the average monthly benchmark premium for Minnesota's health insurance exchange is substantially lower than the average in any other state.
In Minnesota, the average monthly premium across all age groups will be $192. The next lowest average is in Tennessee at $245, while the national average is $328.
(Excerpt) Read more at twincities.com ...
tracking your insurance status, imposing penalties under individual and employer mandate, forcing people into government health (including the middle class through subsidized policies) and imposing national health care.
The Exchange is not a marketplace. Its a federal website (state in name only) on the federal Hub.
The bill sets up a federally-controlled board of seven political appointees in charge of maintaining 24/7 online IT connections with the Federal Data Services Hub.
In MN, The board is exempt from many state laws including rulemaking (youll have no meaningful right to object to anything it does) and the Minnesota Government data practices Act (youll have no transparency, no access to government records, no protections and no penalties).
They will save a LOT of money with ObamaCARE.
For example, the imported “doctors” from Somalia and other
Islamic terrorist-laden countries promise
to not even bother to wash their hands for dhimmis.
That will make the free-loading Somali Muslims in their DFL paradise very happy. They can bring all their relatives to live in MN, close to their blind sheik terrorist leader.
A prudent and honest journalist (if there were such a thing) would do a comprehensive research study into the cost of Obamacare Premiums in the various states that are likely to be swing states in the next presidential election . Likewise for House/Senate seats in 2014.
Nobody wants to read that kinda crap.
Everybody wants to be told what they want to hear. The lefties want to be told by MSNBC and the righties want to be told by Fox.
And I got a letter, yesterday. Seems the premiums in my company’s health plan are going up 45%, effective next month.
We’d applied to the other small group insurers in the state (all three of them, because it’s not like we’d want any real competition in health insurance), and they were more expensive, still.
It looks to me that the cost of TennCare is about $3700 per recipient, not $245. I know my own health care (mostly employer-paid) costs quite a bit more than $245 a year.
Is that like being the least-diseased prostitute in the whorehouse?
The drive-bys are trying their best to make Obamacare sound like a great deal.
But the fact of the matter is, public and private businesses are dumping their employees by the droves onto the exchanges. So for the first time in their working lives, a huge number of people are going to actually see what health insurance costs and have to write a personal check for it. (In reality, they always paid for it, as it was part and parcel of their employment package, but never had to write the check themselves.)
In most people’s minds, if they don’t pay for it directly, it’s FREE.
There will be a revolt of some sort. I just hope the revolt is targeted at Democrats who voted for this monstrosity.
The posted article says monthly.
And they will be for the first 12 months, after which the fund will be bankrupt
No no no. They don’t understand. People don’t want to pay ANYTHING for health insurance. It was free for them previously because they didn’t want to pay for it. If their pay check suddenly goes down by $200 a month, their car will be repossessed.
My sister pays NOTHING for health insurance because she doesn’t have it and “can’t afford it”. But she can afford a car payment and a $150 a month cell phone.
Some journalist needs to expose the fact that the price of ins on the state exchanges seems to relate directly to the number of blacks living in the state, with higher cost for higher population of that demographic.
That should get the liberals wound up and screaming.
Also, the software to run this STILL doesn’t work right, so these “costs” are just estimates at this point.
As per my employer, my coverage meets the mandated minimums, but will go up aprox $925 annual.
And my last two family practice doctors have both quit rather than switch to the Obamacare framework. The doc we have now, I can’t understand because of his heavy foreign accent.
“How much is your premium” is the wrong question.
The proper question is “How much is the cost of your health care coverage and who is paying for it?”
In most cases, the patient (assuming he/she accesses the health care system) pays a certain amount, depending upon co-pays and deductibles as well as the type of coverage. But the rest of the cost is borne by taxpayers (to pay for the subsidies for low income patients and program administration) and/or consumers (in the form of higher prices should the employer continue to participate in plans for their employees).
Over time, the actual cost of health care for the individual will rise or the quality of actual health care will go down...or both. Either way, the cost to the taxpayers and consumers will steadily rise as government spending continues to rise in the administration of the health care law.
This has been the case for Medicaid (low income families and children) and Medicare (basically elderly) for several decades now. The difference, of course, is that the rest of the people in the country have now been forced into the mix.
Enacting this law was a significant first step for those who dream of transforming this country into a European style Socialist Democracy form of government.
The logical next step is to default to a “single payer” system when the level of complaints about this new system reach a “critical mass” (probably within one generation).
You get what you pay for: long waits, crappy care.
But you’ll have a card to show you have ‘coverage’.
They will have to pay the fine. No matter how you slice it, paychecks are going down for a lot of people.
I’m pretty sure my sister is exempt because of her PT status and her pay.
But the fine is only $95 for the entire year. Even a low information voter can decide which is the better option, Pay $100 a month for a year or $95 for the entire year.
If rats really wanted people to be required to get insurance, why have the fine be a fraction of what the actual premium costs? why not have it be the same amount?
Rush was talking about this. The fine is cheap for the first few years, but then it becomes more than getting the insurance. But, with folks paying the fine rather than getting insurance, many insurance companies will go broke and out of business. But that is okay. In a few years the government can step in and offer insurance to replace the failed private companies.
Although I think the plan would be for the government to step in with socialized medicine, because, obviously, insurance doesn’t work. (Remember, it has NEVER been about insurance - it is about Government Healthcare.)
The end goal is single payer and taking over 1/6 of the economy.