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Thanks A Lot, Mr. President! My Health Premium Is Up 114%
forbes ^ | 9/27/2013 | George Anders

Posted on 09/27/2013 10:39:33 AM PDT by tobyhill

I don’t know whether to laugh or cry. My health insurer, Kaiser Permanente, has finally calculated what our family’s new health insurance rates will be under the grotesquely misnamed Affordable Care Act (a.k.a. Obamacare.) The upshot: my premiums are about to rise by 114.6%. My wife’s rates? Up 109%. Our kids? Don’t ask.

Yes, it’s time to say goodbye to my current plan, with its $232-a-month premium. That plan is being discontinued, I’m told, because it “does not meet the requirements of the ACA.” It was a nice plan, with low premiums, free physical exams, a high deductible and eligibility for a Health Savings account. We got access to Kaiser’s lower in-plan rates for minor medical care, and we had the peace of mind of substantial coverage if anything catastrophic ever happened.

(Excerpt) Read more at forbes.com ...


TOPICS: Business/Economy; Culture/Society; Extended News; Government; News/Current Events
KEYWORDS: aca; bhofascism; democrats; govtabuse; healthinsurance; obama; obamacare; tyranny
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1 posted on 09/27/2013 10:39:33 AM PDT by tobyhill
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To: tobyhill

Oh, dear. The author’s disappearing health insurance plan sounds a lot like ours.


2 posted on 09/27/2013 10:42:01 AM PDT by Tax-chick (I'm not crazy ... I'm just not you.)
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To: tobyhill

We are reading story after story from folks with similar complaints.

And this is just the beginning folks. In the weeks to come MILLIONS of employees will see their 2014 healthcare options (and the costs of those plans) presented.

And they too - like this author - will (bleep) their pants.


3 posted on 09/27/2013 10:42:48 AM PDT by Responsibility2nd (NO LIBS. This Means Liberals and (L)libertarians! Same Thing. NO LIBS!!)
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To: tobyhill

I’m afraid to bring in today’s mail.


4 posted on 09/27/2013 10:43:35 AM PDT by kitkat (STORM THE HEAVENS WITH PRAYERS FOR OUR COUNTRY.)
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To: tobyhill
There is no evidence that anyone's healthcare premiums will go up.


5 posted on 09/27/2013 10:43:46 AM PDT by bolobaby
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To: tobyhill
But the Kaiser mailing is not encouraging. As my new-premium letter declared in its second paragraph, in big, bold letters: “Everything is taken care of. There’s nothing you need to do.”
[snort]
6 posted on 09/27/2013 10:44:10 AM PDT by 1rudeboy
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To: Responsibility2nd

My brothers just got his increase yesterday 60% increase and he is as blue collar as it gets. Those pukes in DC just ripped another $400 out of his paycheck, the dirty ba$tards.


7 posted on 09/27/2013 10:44:51 AM PDT by sarge83
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To: kitkat

I refuse to participate. I will continue to pay my cash only doctor and if I have an emergency then I will get treatment and pay it out like a car. Hell with the “penalty”, I figure the amount saved will long take care of that.


8 posted on 09/27/2013 10:46:28 AM PDT by tobyhill
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To: Responsibility2nd
"This is just the beginning folks. In the weeks to come MILLIONS of employees will see their 2014 healthcare options (and the costs of those plans) presented."

The Obamacare trainwreck is gearing up for all 57 states. Bohica America, you got what you voted for or didn't vote against and stayed home both elections.


9 posted on 09/27/2013 10:48:06 AM PDT by Grampa Dave ( When insane/feral Islamics are killing each other, stand back and let Allah sort them out!)
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To: Responsibility2nd

Many business have already had their group plans drastically altered and rates hikes in anticipation of these changes.


10 posted on 09/27/2013 10:48:56 AM PDT by Arthurio
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To: sarge83

will these increases INSPIRE enough THOUGHT about supporting tramps like obama ..Pelosi etc to ensure a TURNOVER in 2014....or is it too late for that to even matter?


11 posted on 09/27/2013 10:50:00 AM PDT by MeshugeMikey ( Un-Documented Journalist / Block Captain..Tyranny Response Team)
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To: tobyhill

“I refuse to participate. I will continue to pay my cash only doctor and if I have an emergency then I will get treatment and pay it out like a car. Hell with the “penalty”, I figure the amount saved will long take care of that.”

You will be joined by millions. Millions will fly to other countries for elected surgery or surgery that can be held off.


12 posted on 09/27/2013 10:50:09 AM PDT by Grampa Dave ( When insane/feral Islamics are killing each other, stand back and let Allah sort them out!)
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To: tobyhill

Ah, but now it’s affordable for the FSA.

Now shut up and pay more than your fair share.


13 posted on 09/27/2013 10:50:37 AM PDT by LadyBuck (Strangeways, here we come....)
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To: sarge83

your brother pays 1066 bucks a month in health ins? damn. I’m going to stop complaining about mine.


14 posted on 09/27/2013 10:50:42 AM PDT by HenryArmitage (it was not meant that we should voyage far.)
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To: tobyhill

You won’t be allowed to do that under the ACA.............


15 posted on 09/27/2013 10:50:55 AM PDT by Red Badger (It is dangerous to be right in matters where established men are wrong. .....Voltaire)
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To: tobyhill

I think that equally important is how much your deductible/out-of-pocket increased as well.


16 posted on 09/27/2013 10:51:59 AM PDT by nesnah (Liberals - the petulant children of politics)
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To: Arthurio

“Many business have already had their group plans drastically altered and rates hikes in anticipation of these changes.”

And/or as I have been posting since Obozo was sworn in for his second term of raping and pillaging America, many businesses have been cutting the hours of their employees to get down to or below 30 hours per week.


17 posted on 09/27/2013 10:52:13 AM PDT by Grampa Dave ( When insane/feral Islamics are killing each other, stand back and let Allah sort them out!)
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To: MeshugeMikey
"will these increases INSPIRE enough THOUGHT about supporting tramps like obama ..Pelosi etc to ensure a TURNOVER in 2014....or is it too late for that to even matter?" About half of America's people are free loading citizens or illegals, so their costs will be born by the rest of us.


18 posted on 09/27/2013 10:54:49 AM PDT by Grampa Dave ( When insane/feral Islamics are killing each other, stand back and let Allah sort them out!)
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To: 1rudeboy
“Everything is taken care of. There’s nothing you need to do.” [snort]

Except fill out this 232 page form that is so complicated that you need a government educated facilitator to help you fill it out so you can get a government approved plan.

19 posted on 09/27/2013 10:58:37 AM PDT by Pontiac (The welfare state must fail because it is contrary to human nature and diminishes the human spirit.)
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To: tobyhill
...I will continue to pay cash..in an emergency I will...pay it out like a car...

The problem here is that hospitals charge you several times as much as the negotiated price paid by insurance companies.

The first step in any rational healthcare reform proposal would be to require hospitals to charge everybody the same price.

Many doctors will give you a discount for paying cash. Hospitals don't do that.

20 posted on 09/27/2013 11:01:09 AM PDT by j. earl carter
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To: Grampa Dave

Next there will a regulation than any Dr. that accepts Obamacare will NOT be able to take a “cash only” patient, and perhaps a regulation that the Dr. be required to TURN IN the cash paying patient.


21 posted on 09/27/2013 11:01:27 AM PDT by machogirl (First they came for my tagline)
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To: Tax-chick

Nods. Just what Dingy Harry and 0 want. Oh! Annnnd the RepubElite.

: /
Give us strength Lord,
Tatt


22 posted on 09/27/2013 11:01:30 AM PDT by thesearethetimes... ("Courage, is fear that has said its prayers." Dorothy Bernard)
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To: tobyhill
Thanks A Lot, Mr. President! My Health Premium Is Up 114%

Don't you just hate the SOBs that caused this?

23 posted on 09/27/2013 11:01:45 AM PDT by Mark17 (It is every liberal's job to destroy America, and every conservative's job to stop him.)
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To: nesnah

>I think that equally important is how much your deductible/out-of-pocket increased as well.<
Bingo!!!

Obama’s shamWOW show depends on tricking the masses into thinking that their low, affordable premium is great! They FINALLY get INSURANCE!!!! :-)
Oops.... the deductible is $25,000.00?????????


24 posted on 09/27/2013 11:02:14 AM PDT by patriotsoul
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To: tobyhill

25 posted on 09/27/2013 11:02:18 AM PDT by hosepipe (This propaganda has been edited to include some fully orbed hyperbole..)
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To: Tax-chick
The silver plan costs $438 a month in Connecticut. That's the mid level plan between gold and bronze. There's going to be a lot of pissed off people when they have to shell out all that money for obamacare. The democrats will pay for their arrogance.
26 posted on 09/27/2013 11:03:02 AM PDT by peeps36 (I'm Not A Racist, I Hate Douchebags f All Colors)
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To: tobyhill

And if you do refuse to participate - have you considered if the IRS penalties will be less than or greater than the Obamcare premiums?


27 posted on 09/27/2013 11:03:43 AM PDT by Responsibility2nd (NO LIBS. This Means Liberals and (L)libertarians! Same Thing. NO LIBS!!)
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To: tobyhill

This is gonna be good. The next few weeks will be fun to watch. This is the result of colossal stupidity on the part of the electorate.
It’s unfair to the normal people who voted against the marxist. When your neighbors complain, just say that you didn’t vote for the marxist.


28 posted on 09/27/2013 11:04:33 AM PDT by I want the USA back (Media: completely irresponsible traitors. Complicit in the destruction of our country.)
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To: Grampa Dave
I dunno be careful.

Sometimes, it's an emergency. A friend just had an emergency gall bladder surgery. 70k so far -- the bills say. They have a HD plan and their exposure is limited. I would imagine you can negotiate the numbers down but I have no idea how much or how much time that would take.

I am ready for a small island in the South Pacific somewhere.

29 posted on 09/27/2013 11:05:08 AM PDT by riri (Plannedopolis-look it up. It's how the elites plan for US to live.)
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To: tobyhill

Quit your whining, George. Democrats voted. It’s the law of the land.


30 posted on 09/27/2013 11:08:14 AM PDT by CitizenUSA (Why celebrate evil? Evil is easy. Good is the goal worth striving for.)
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To: machogirl

Mark Steyn touched on that very issue when filling in for Rush a few days ago. It really isn’t farfetched at all to believe “they” will make cash for care illegal; after all, how will “they” be able to protect you if “they” aren’t in control?


31 posted on 09/27/2013 11:08:21 AM PDT by workerbee (The President of the United States is DOMESTIC ENEMY #1)
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To: peeps36
And it's still shitty coverage, correct? You still have to pay something like 30%?

So my friend with the gall bladder surgery is still on the hook for 30% of 70K on top of the increased premiums?

Gonna be a lotta bankrupt families.

32 posted on 09/27/2013 11:08:42 AM PDT by riri (Plannedopolis-look it up. It's how the elites plan for US to live.)
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To: tobyhill
Yes, it’s time to say goodbye to my current plan, with its $232-a-month premium. That plan is being discontinued, I’m told, because it “does not meet the requirements of the ACA.” It was a nice plan, with low premiums, free physical exams, a high deductible and eligibility for a Health Savings account. We got access to Kaiser’s lower in-plan rates for minor medical care, and we had the peace of mind of substantial coverage if anything catastrophic ever happened.

That's the crux of the matter right there. The 'benevolent' federal government has decided what kind of benefits Americans should have, regardless of people's individual wants and needs, and has imposed a top-down regime with mandated benefits.
Insurance companies, in order to remain solvent and cover millions of uninsured, must raise premiums to cover their increased costs of providing these government mandated services.

Central planning doesn't work in economics, and it doesn't work in health care. Freedom works.
33 posted on 09/27/2013 11:10:04 AM PDT by Deo volente (God willing, America shall survive this Obamanation.)
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To: tobyhill
I don’t know whether to laugh or cry.

Just vote for Obama again (if he ignores the Constitution/BOR and runs anyways), or Hillary Clinton (if he doesn't). That'll fix EVERYthing.

34 posted on 09/27/2013 11:12:17 AM PDT by Lazamataz (Early 2009 to 7/21/2013 - RIP my little girl Cathy. You were the best cat ever. You will be missed.)
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To: bolobaby

That’s an appropriate picture of Mohammed Saeed al-Sahhaf. We’ve got people just like him in the USA. They work for NBC, ABC, CBS, MSNBC, CNN, the New York Times,...


35 posted on 09/27/2013 11:12:27 AM PDT by CitizenUSA (Why celebrate evil? Evil is easy. Good is the goal worth striving for.)
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To: sarge83

Yeah, but people with pre-existing conditions and people who take no effort to earn $ to pay for their own care will be covered (at your brother’s expense of course). It’s called wealth redistribution, aka theft, but it’s the law of the land. They voted don’t you know.


36 posted on 09/27/2013 11:15:15 AM PDT by CitizenUSA (Why celebrate evil? Evil is easy. Good is the goal worth striving for.)
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To: peeps36

All of this so that some people can get free or heavily subsidized coverage. 90% of responsible Americans get to pick up the tab for the other 10%.


37 posted on 09/27/2013 11:17:04 AM PDT by CitizenUSA (Why celebrate evil? Evil is easy. Good is the goal worth striving for.)
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To: riri

“So my friend with the gall bladder surgery is still on the hook for 30% of 70K on top of the increased premiums?”

Not really right? I mean, he should only have to pay 30% of the CONTRACTED amount. I just had an MRI that was billed to my insurance company at $2,610. The contracted amount was $500. Insurance paid 80% of that, and I was left with a bill of $100.

The amounts they bill are ludicrous.


38 posted on 09/27/2013 11:23:16 AM PDT by TangledUpInBlue (I have no home. I'm the wind.)
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To: TangledUpInBlue
I don't know. We were looking at the bill and it looked like the contractual amounts.

Now, this involved a three night stay and an ER initial visit with quite a few tests because they did not know what was causing the acute pain he was in.

He later had some complications where he couldn't urinate die to the anesthesia and they had to catheterize him. (Which caused the third day)

Realistically, though, this could be ANYONE's midnight heart attack scare, gall bladder attack --etc. Once you are there, you are there and pretty much at their mercy. And every step of the way, they are racking up charges. Every charge was itemized. Also, he went in at 2am on a Monday night and the surgeon could not perform the surgery until 9 pm the next next. Meanwhile, he's waiting in the hospital and they are racking up the charges. You are pretty powerless at that point. I guess you can rip the IV and walk out...or endure some unknown pain.

I don't know what you do at this point, honestly.

39 posted on 09/27/2013 11:46:03 AM PDT by riri (Plannedopolis-look it up. It's how the elites plan for US to live.)
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To: tobyhill

I have private insurance through my employer and have been “assured” that nothing is going to change — yeah right!! We’ve already been informed that DH’s insurance no longer covers me and mine no longer covers him.

I expect a HUGE increase soon or a massive deduction.

Damn you Judge Roberts!!


40 posted on 09/27/2013 11:53:46 AM PDT by Bon of Babble (Didn't make it to the gym today. That makes 5 years in a row.)
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To: tobyhill

41 posted on 09/27/2013 11:59:49 AM PDT by Bon of Babble (Didn't make it to the gym today. That makes 5 years in a row.)
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To: Grampa Dave

ObAMA MONEY fo EVERYBODY!!


42 posted on 09/27/2013 12:01:29 PM PDT by MeshugeMikey ( Un-Documented Journalist / Block Captain..Tyranny Response Team)
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To: tobyhill

Hey - don’t worry about these little ‘glitches’. They are merely ‘anecdotal’, says dear leader and the rest of his clown car passengers.


43 posted on 09/27/2013 12:01:37 PM PDT by SusaninOhio
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To: MeshugeMikey

Hey!

Where’s your graphics? ?

I posted one near the bottom of this thread — but I miss YOURS!!


44 posted on 09/27/2013 12:02:25 PM PDT by Bon of Babble (Didn't make it to the gym today. That makes 5 years in a row.)
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To: tobyhill

Are the freakin’ idiot senators reading this stuff? The garbage in the Senate is purposely ignoring it! They will pay a heavy price.


45 posted on 09/27/2013 12:03:58 PM PDT by jersey117
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To: Grampa Dave

I read a report that clinics are already setting up across the border in Mexico with American doctors — cash only. Canadians used to flee here to get medical care that they had to wait months for, now WE’RE going South to do the same thing.

I live in California and I can only IMAGINE what it’s going to be like after even MORE illegals flood into the system... They’re the ones that need to get health care in Mexico from THEIR government.


46 posted on 09/27/2013 12:07:09 PM PDT by Bon of Babble (Didn't make it to the gym today. That makes 5 years in a row.)
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To: Tax-chick

I’m sorry to hear that. Hope something workable emerges for you.

We lost ours also but the State of Washington with its socialistic welcoming arms is ever so happy to migrate us into another state program. We are actually trying to stay clear of the Medicaid Morass, but that’s where the state says we’re going like it or not. Believe it or not they will not permit me to enroll in one of the commercial plans on the state exchange (I might do it in a sneaky way anyway, for the first year).


47 posted on 09/27/2013 12:10:07 PM PDT by steve86 (Some things aren't really true but you wouldn't be half surprised if they were.)
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To: Bon of Babble

The left wing pariahs in Sacramento, have placed the illegals at the front of the line for their free care.

If you have something that needs to be done surgically, get it done before 1 Jan 2014.

I had extensive foot surgery a couple of weeks ago with rehab up to 8-10 weeks.

Our best weather, kayaking and fishing are during Sept/Oct early November.

We decided not to try it next year.


48 posted on 09/27/2013 12:11:24 PM PDT by Grampa Dave ( When insane/feral Islamics are killing each other, stand back and let Allah sort them out!)
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To: Bon of Babble
This is scary, truthful and true. Thanks!


49 posted on 09/27/2013 12:15:48 PM PDT by Grampa Dave ( When insane/feral Islamics are killing each other, stand back and let Allah sort them out!)
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To: Grampa Dave

Moonbeam Brown wants to allow ILLEGAL ALEINS to practice... .LAW......In california

we really are doomed to living in Wonderland.


50 posted on 09/27/2013 12:20:55 PM PDT by MeshugeMikey ( Un-Documented Journalist / Block Captain..Tyranny Response Team)
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