Skip to comments.Thanks A Lot, Mr. President! My Health Premium Is Up 114%
Posted on 09/27/2013 10:39:33 AM PDT by tobyhill
I dont know whether to laugh or cry. My health insurer, Kaiser Permanente, has finally calculated what our familys new health insurance rates will be under the grotesquely misnamed Affordable Care Act (a.k.a. Obamacare.) The upshot: my premiums are about to rise by 114.6%. My wifes rates? Up 109%. Our kids? Dont ask.
Yes, its time to say goodbye to my current plan, with its $232-a-month premium. That plan is being discontinued, Im told, because it does not meet the requirements of the ACA. It was a nice plan, with low premiums, free physical exams, a high deductible and eligibility for a Health Savings account. We got access to Kaisers lower in-plan rates for minor medical care, and we had the peace of mind of substantial coverage if anything catastrophic ever happened.
(Excerpt) Read more at forbes.com ...
Oh, dear. The author’s disappearing health insurance plan sounds a lot like ours.
We are reading story after story from folks with similar complaints.
And this is just the beginning folks. In the weeks to come MILLIONS of employees will see their 2014 healthcare options (and the costs of those plans) presented.
And they too - like this author - will (bleep) their pants.
I’m afraid to bring in today’s mail.
But the Kaiser mailing is not encouraging. As my new-premium letter declared in its second paragraph, in big, bold letters: Everything is taken care of. Theres nothing you need to do.[snort]
My brothers just got his increase yesterday 60% increase and he is as blue collar as it gets. Those pukes in DC just ripped another $400 out of his paycheck, the dirty ba$tards.
I refuse to participate. I will continue to pay my cash only doctor and if I have an emergency then I will get treatment and pay it out like a car. Hell with the “penalty”, I figure the amount saved will long take care of that.
The Obamacare trainwreck is gearing up for all 57 states. Bohica America, you got what you voted for or didn't vote against and stayed home both elections.
Many business have already had their group plans drastically altered and rates hikes in anticipation of these changes.
will these increases INSPIRE enough THOUGHT about supporting tramps like obama ..Pelosi etc to ensure a TURNOVER in 2014....or is it too late for that to even matter?
“I refuse to participate. I will continue to pay my cash only doctor and if I have an emergency then I will get treatment and pay it out like a car. Hell with the penalty, I figure the amount saved will long take care of that.”
You will be joined by millions. Millions will fly to other countries for elected surgery or surgery that can be held off.
Ah, but now it’s affordable for the FSA.
Now shut up and pay more than your fair share.
your brother pays 1066 bucks a month in health ins? damn. I’m going to stop complaining about mine.
You won’t be allowed to do that under the ACA.............
I think that equally important is how much your deductible/out-of-pocket increased as well.
“Many business have already had their group plans drastically altered and rates hikes in anticipation of these changes.”
And/or as I have been posting since Obozo was sworn in for his second term of raping and pillaging America, many businesses have been cutting the hours of their employees to get down to or below 30 hours per week.
Except fill out this 232 page form that is so complicated that you need a government educated facilitator to help you fill it out so you can get a government approved plan.
The problem here is that hospitals charge you several times as much as the negotiated price paid by insurance companies.
The first step in any rational healthcare reform proposal would be to require hospitals to charge everybody the same price.
Many doctors will give you a discount for paying cash. Hospitals don't do that.
Next there will a regulation than any Dr. that accepts Obamacare will NOT be able to take a “cash only” patient, and perhaps a regulation that the Dr. be required to TURN IN the cash paying patient.
Nods. Just what Dingy Harry and 0 want. Oh! Annnnd the RepubElite.
Give us strength Lord,
Don't you just hate the SOBs that caused this?
>I think that equally important is how much your deductible/out-of-pocket increased as well.<
Obama’s shamWOW show depends on tricking the masses into thinking that their low, affordable premium is great! They FINALLY get INSURANCE!!!! :-)
Oops.... the deductible is $25,000.00?????????
And if you do refuse to participate - have you considered if the IRS penalties will be less than or greater than the Obamcare premiums?
This is gonna be good. The next few weeks will be fun to watch. This is the result of colossal stupidity on the part of the electorate.
It’s unfair to the normal people who voted against the marxist. When your neighbors complain, just say that you didn’t vote for the marxist.
Sometimes, it's an emergency. A friend just had an emergency gall bladder surgery. 70k so far -- the bills say. They have a HD plan and their exposure is limited. I would imagine you can negotiate the numbers down but I have no idea how much or how much time that would take.
I am ready for a small island in the South Pacific somewhere.
Quit your whining, George. Democrats voted. It’s the law of the land.
Mark Steyn touched on that very issue when filling in for Rush a few days ago. It really isn’t farfetched at all to believe “they” will make cash for care illegal; after all, how will “they” be able to protect you if “they” aren’t in control?
So my friend with the gall bladder surgery is still on the hook for 30% of 70K on top of the increased premiums?
Gonna be a lotta bankrupt families.
Just vote for Obama again (if he ignores the Constitution/BOR and runs anyways), or Hillary Clinton (if he doesn't). That'll fix EVERYthing.
That’s an appropriate picture of Mohammed Saeed al-Sahhaf. We’ve got people just like him in the USA. They work for NBC, ABC, CBS, MSNBC, CNN, the New York Times,...
Yeah, but people with pre-existing conditions and people who take no effort to earn $ to pay for their own care will be covered (at your brother’s expense of course). It’s called wealth redistribution, aka theft, but it’s the law of the land. They voted don’t you know.
All of this so that some people can get free or heavily subsidized coverage. 90% of responsible Americans get to pick up the tab for the other 10%.
“So my friend with the gall bladder surgery is still on the hook for 30% of 70K on top of the increased premiums?”
Not really right? I mean, he should only have to pay 30% of the CONTRACTED amount. I just had an MRI that was billed to my insurance company at $2,610. The contracted amount was $500. Insurance paid 80% of that, and I was left with a bill of $100.
The amounts they bill are ludicrous.
Now, this involved a three night stay and an ER initial visit with quite a few tests because they did not know what was causing the acute pain he was in.
He later had some complications where he couldn't urinate die to the anesthesia and they had to catheterize him. (Which caused the third day)
Realistically, though, this could be ANYONE's midnight heart attack scare, gall bladder attack --etc. Once you are there, you are there and pretty much at their mercy. And every step of the way, they are racking up charges. Every charge was itemized. Also, he went in at 2am on a Monday night and the surgeon could not perform the surgery until 9 pm the next next. Meanwhile, he's waiting in the hospital and they are racking up the charges. You are pretty powerless at that point. I guess you can rip the IV and walk out...or endure some unknown pain.
I don't know what you do at this point, honestly.
I have private insurance through my employer and have been “assured” that nothing is going to change — yeah right!! We’ve already been informed that DH’s insurance no longer covers me and mine no longer covers him.
I expect a HUGE increase soon or a massive deduction.
Damn you Judge Roberts!!
ObAMA MONEY fo EVERYBODY!!
Hey - don’t worry about these little ‘glitches’. They are merely ‘anecdotal’, says dear leader and the rest of his clown car passengers.
Where’s your graphics? ?
I posted one near the bottom of this thread — but I miss YOURS!!
Are the freakin’ idiot senators reading this stuff? The garbage in the Senate is purposely ignoring it! They will pay a heavy price.
I read a report that clinics are already setting up across the border in Mexico with American doctors — cash only. Canadians used to flee here to get medical care that they had to wait months for, now WE’RE going South to do the same thing.
I live in California and I can only IMAGINE what it’s going to be like after even MORE illegals flood into the system... They’re the ones that need to get health care in Mexico from THEIR government.
I’m sorry to hear that. Hope something workable emerges for you.
We lost ours also but the State of Washington with its socialistic welcoming arms is ever so happy to migrate us into another state program. We are actually trying to stay clear of the Medicaid Morass, but that’s where the state says we’re going like it or not. Believe it or not they will not permit me to enroll in one of the commercial plans on the state exchange (I might do it in a sneaky way anyway, for the first year).
The left wing pariahs in Sacramento, have placed the illegals at the front of the line for their free care.
If you have something that needs to be done surgically, get it done before 1 Jan 2014.
I had extensive foot surgery a couple of weeks ago with rehab up to 8-10 weeks.
Our best weather, kayaking and fishing are during Sept/Oct early November.
We decided not to try it next year.
Moonbeam Brown wants to allow ILLEGAL ALEINS to practice... .LAW......In california
we really are doomed to living in Wonderland.