Skip to comments.Average Cost Of Obamacare 'Silver' Plan - $328 Per Month
Posted on 10/02/2013 7:02:45 AM PDT by tobyhill
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if it were 300 per month the amount would be 3600 per year (300*12).
“The federal government has a long record of not paying bills it has agreed to cover.”
Yes, just ask any pharmacist!
And what they do finally pay may be months after the prescription was filled for the patient leaving the pharmacy holding the bag until the fed gov decides what will be allowed and when it will be paid. You can complain until you are blue in the face and nothing will change it.
I don't find that to be the case at all. I haven't had insurance for a couple of years, since my COBRA coverage expired. I have a couple of no-kidding serious health problems that would definitely kill me if left untreated, and as a homeowner, however broke, I don't qualify for medical assistance in my state. I've been getting along with the help of a doctor friend who continues to write prescriptions for my problems, the same drugs I've been taking for years. But the costs of most of these drugs are so high without insurance that sometimes, yes, it's a choice between eating and getting meds. I cannot afford tests or mammograms or Pap smears either. No entity, from the Walmart pharmacy to labs to clinics, have offered to lower prices because I am paying cash.
That is not, of course, to say I would ever sign up for Castrocare. I couldn't pay the premiums and deductibles, even if I were not morally opposed to it.
Well, the biggest liar is Obama so who knows what to believe! Maybe Jacqui should start there!”
I’m just quoting what I read!
I agree and have run into that myself. The plan names were distinguished only by a suffix. But the corporate site did include both and they were clearly described as exchange vs.non-exchange (This was ghc.org; Washington State). It also correctly stated that the exchange version can be purchased only directly from the exchange.
One of the things I’m finding interesting is the way so-called private exchanges are developing. By trying to create this giant risk pool that lumps all the bad risks together with those low risk patients that can be coerced into signing up, the feds have created an opportunity for employers (who collectively have a pool of individuals in relatively good health simply because they wouldn’t be working if they weren’t able to) to form their own risk pool based on that health status of that group, then go shop for coverage at rates less than the exchange policies. Essentially, they’re cherry-picking some of the good risks from the exchanges. We’ll see what the impact of that is...
I don’t understand why you wouldn’t qualify for a big subsidy. Although they won’t let me purchase it(!), an exchange gold plan would cost me about$100/month after the subsidy. Rx would be only $5 mail order; $10 generics at pharmacy, no deductible. But if you won’t buy an exchange plan under any circumstances I guess there’s no reason to consider it. Have you asked the manufacturer for a discount? I had one go from several hundred dollars to $10 in their program. Also, Expanded Medicaid, if it’s going to be available in your state, doesn’t consider assets.
Is that Nick Danger- Third Eye- I mean “regnaD kcin”? Firesign.
“I need a gas station....did I just pass one?”
refuse to allow a word recog search with this name in any posting anywhere. proxy always and always code. Really have to work at it.
You are quite correct. And private employers in the know (partic. in the pharma industry and medical cos.) lobbied for this nightmare— big pharma. In the runup to it’s vote they dumped great numbers of employees of a “certain” age both to avoid pension buildup (Enron law requiring) and also any future healthcare costs they will “cherry pick” employees out. Regardless of their skills, can also assure you.
The “selected” out net employees will cost them less on the “private” exchanges. This is sick on its face.
I just blame it on the fox.
You should be able to purchase any plan on the .gov or related connector sites. The catch is you don’t get the freebies[subsidy], from what I understand you can purchase any plan as long as you can afford it.
Yes, I could in theory purchase any commercial (non-exchange) plan. But they will not allow me to purchase off the exchange, because my income is TOO LOW! So it’s Medicaid or nothing. I could exaggerate my income to get on the first year but don’t want the hassle when it catches up to me.
Found this post by accident on Facebook. Some girl named Kelly, I believe.
WARNING CONCERNING OBAMACARE>>>
——Immediate Attention Required PLEASE -——
If you do not have to sign up with Obamacare on their website PLEASE DON’T! Once you see the cost of premiums and yearly deductible and choose to opt out from that point they will within a few hours email you stating your actual fees in which now they will by any means collect.
REAL EXAMPLE —— Please Read & Please Forward ASAP!!!
A comment posted on the Affordable Care Act/Obamacare FB page:
“I actually made it through this morning at 8:00 A.M. I have a preexisting condition (Type 1 Diabetes) and my income base was 45K-55K annually I chose tier 2 “Silver Plan” and my monthly premiums came out to $597.00 with $13,988 yearly deductible!!! There is NO POSSIBLE way that I can afford this so I “opt-out” and chose to continue along with no insurance. I received an email tonight at 5:00 P.M. informing me that my fine would be $4,037 and could be attached to my yearly income tax return. Then you make it to the “REPERCUSSIONS PORTION” for “non-payment” of yearly fine. First, your drivers license will be suspended until paid, and if you go 24 consecutive months with “Non-Payment” and you happen to be a home owner, you will have a federal tax lien placed on your home. You can agree to give your bank information so that they can easy “Automatically withdraw” your “penalties” weekly, bi-weekly or monthly! This by no means is “Free” or even “Affordable.”
I’m still waiting to see the email supposedly sent from healthcare.gov rather than paraphrasing it.
And I can’t imagine this person will be the only one to receive the bad news....
This is a different version of the email we’ve been following all day, and haven’t been able to verify. Much of it seems unlikely. The fine for $45,000 would be $450 for example, not $4037. I’m putting it in the myth file ‘til I see some actual documentation.
That’ what I was wondering. However, it has been stated the second year you don’t comply; the fines go up dramatically.
Employers have been doing this for years. AT&T was doing it years ago. Some managers in corporations have been paid $1,000 bucks per person to their depts they are able to get rid of.
This is TOTAL 50% of this persons income ARE THEY KIDDING ME!!
This NEEDS to go VIRAL! Come on FREEPERS get this out there!!!
Folks with pre existing conditions could ALWAYS get insurance for a
higher cost!! Now home liens, penalties, ect.
Smoking will be a pre existing condition, but being gay will NOT! Yet HIV
meds are extremely expensive along with HIV care!!!
I should say I can not verify. Sorry.
I am also a cash patient and have found the exact opposite, I pay MUCH
less by paying CASH! My mom and I see the same Dr. My office visit is
$60.00, she is on Medicare her same office visit is $160 .00 Medicare
actually pays $45.00. Target offers prescriptions for non insured at a very
low cost. I have an autoimmune disorder and paying cash has been much
less expensive than insurance!!
I know- was one of these drones, and it takes some kind of a mentation to do this to good people who are producing by any measure. Yet another example of the finance having nothing to do with the quality of work/product. That is, what the US manufacturing was famous for— loyalty in their workers, and high quality of workmanship.
This is not a paen to working class— but a statement of the work ethic that drove this country for a couple hundred years. So these bean counters who value nothing but their columns of number (rolling pooh into tiny rabbit pellets) have destroyed us.
hehe. Very good. (:
So if I understand you correctly, if I go into Target and say, "Here is a prescription my doctor wrote me for my asthma inhaler. What will it cost me if I pay cash, and what will it cost if I use my insurance to pay for it?" that the amount of money I will have to pay is more if I use insurance? That is not what I found last week. The charge at the Target pharmacy was $223 for my Qvar inhaler if I paid cash, $12 if I had insurance. No one would ever have or use insurance if it cost less to pay for medical services without it.
Thanks. I had forgotten that certain states were expanding Medicaid. Drive us bankrupt just a little faster. Tax those evil rich! /s
“...we STILL dont know whats in this legislation...”
That’s why I have said that anyone who EVER IMAGINED that this mess was ever intended or expected to work in practice was living in a dream world, naive beyond belief. How could anyone think that responsible legislators who were trying to solve a problem would ever sign a 2000 page mess while having absolutely no idea what it contained. They never read it and even if they had tried they could not have possibly deciphered it. Without seeing it I can guarantee that there are thousands upon thousands of references to paragraph C, line 3, subsection, clause, Santa Clause, iced bear claws etc. to the point that there IS NO CERTAIN MEANING other than what a bureaucrat may say it all means.