Yeah what’s up with failing to mention deductibles???
The deductible argument is a trap - because the only way, as in the ONLY way - to drive down medical costs is to have what the old “major medical” policies did, which was to cover only the big ticket item. The “insurance” was not expensive, because processing co pays and such is what makes a 50 dollar scrip cost 175 anyway, with a 20 or 50 dollar copay or whatever.
HHS has said that they would probably NOT allow private high deductible plans to remain. Here the libs may have swerved into a good idea, but of course, they won’t be smart enough to figure it out.