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Fountain Hills man [who has cancer] dropped from health insurance because of new regulations
abc15.com ^ | October 4, 2013 | Ryan Cummings

Posted on 10/04/2013 7:57:56 AM PDT by grundle

FOUNTAIN HILLS, AZ - A Fountain Hills man says he may soon have to get another job just to pay for healthcare insurance under the new Affordable Care Act.

Michael Cerpok, is a high school drop-out, one of six kids born to a school teacher, and doesn’t come from a wealthy family. He has run two businesses for more than 25 years and says he may have to do more to literally stay alive.

“I've worked hard because I've had to, and I’ve had to, because cancer runs in my family," says Cerpok, who picked his current health insurance based on that family history. His monthly premium is just about half of his monthly take-home pay.

Back in 2006, he found out he had an incurable form of leukemia that requires ongoing treatment until he dies.

In 2012, his treatment bill was more than $350,000. But because of his insurance, his out-of-pocket was only $4,500.

That’s about to change because Michael just got a letter from his insurance carrier saying as of January 1, he would be dropped from coverage because of new regulations under Obamacare. His doctor at the Mayo Clinic may be gone as well.

(Excerpt) Read more at abc15.com ...


TOPICS: Miscellaneous
KEYWORDS: 0carenightmare; cancer; obamacare; obamacareanecdote

1 posted on 10/04/2013 7:57:57 AM PDT by grundle
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To: grundle

Gawd, the more I read on the impacts of obamacare the more it scares the hell out of me. I am pretty healthy but my wife is a stroke survivor and although she is doing good this obamacare could destroy us financially if things change for her health or my employment.


2 posted on 10/04/2013 8:01:14 AM PDT by DonaldC (A nation cannot stand in the absence of religious principle.)
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To: grundle
I think this is being published as a "Why we need government-run healthcare" story.
But I see it as a "How government involvement has disrupted the health insurance business" story.
3 posted on 10/04/2013 8:02:40 AM PDT by ClearCase_guy (21st century. I'm not a fan.)
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To: grundle

So, besides the fact that Obama and the Democrats drove his insurance carrier to drop him, what exactly is his beef?

Is he pissed at Republicans? There’s no there there in this story...he’s sick and his insurance coverage is gone. This is what Obama and the Democrats intended. Does he think anyone else is to blame?


4 posted on 10/04/2013 8:02:58 AM PDT by Gaffer
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To: grundle

Wait, ABC (the LSM) telling the awful truth about Husseincare? Was gibt? Didn’t they get the memo? Is there trouble among the factions in socialist paradise?


5 posted on 10/04/2013 8:03:18 AM PDT by Still Thinking (Freedom is NOT a loophole!)
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To: grundle

Michael Cerpok needs to get hold of a Democrat Senator , genuflect properly, and get his help to register for Obama Care. The Obama Care system is working just as designed, to create a patronage system and to remove freedom.


6 posted on 10/04/2013 8:06:05 AM PDT by Candor7 (Obama fascism article:(http://www.americanthinker.com/2009/05/barack_obama_the_quintessentia_1.html))
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To: ClearCase_guy
I think this is being published as a "Why we need government-run healthcare" story.

I'm not so sure. If that were the idea, they could have done a lot better on the Any Private Company That Provides A Service For Money Without Pointing A Gun At You Is Evil...spin. They mentioned more than once that it was Husseincare that caused this, which normally they would have omitted. Unless they're so confident in the results of their work over the past decades they don't expect people to even be able to process it, so it doesn't matter if hide it or not. Or they're just incompetent, even at being tools for tyranny; that's always a good possibility.

7 posted on 10/04/2013 8:08:36 AM PDT by Still Thinking (Freedom is NOT a loophole!)
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To: grundle

This will just serve to move us to single payer. Stories like this will serve the left to agitate for more government intervention. The healthcare system has already been irreparably damaged by ObamaCare. There is no turning back now. John Roberts sealed our fate.


8 posted on 10/04/2013 8:09:45 AM PDT by headstamp 2 (What would Scooby do?)
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To: grundle

Hey...this whole Obamacare thing was supposed to eliminate this kind of recision activity. What’s the deal here? Why isn’t Obamacare working in this case?


9 posted on 10/04/2013 8:10:41 AM PDT by Milton Miteybad (I am Jim Thompson. {Really.})
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To: grundle

Let me see if I have this right. Assuming the computer “gulches” have been fixed, Obamacare will work this way:

1. I sign on to either a state or federal exchange on December 31st, 2013 and hopefully before New Years Eve is over, I have successfully enrolled in Obamacare.

2. Beginning in January, 2014 I will send in a monthly premium determined by the type of plan I have selected………..anywhere from $195.00 to $550.00.

3. Then, every time I receive healthcare I will pay an out of pocket expense (a deductible) up to between $3000.00 and $6,000.00 each year.

4. Once I reach the deductible for that year, I only have to make a copay amount that could be between $10.00 and 100.00.

5. Now the good news. Let’s assume I am eligible for some subsidies. To receive those subsidies I will only have to wait until I file my federal or state income tax during the first three months of 2015.

Please feel free to add to or correct this process if you feel don’t have it quite right. My only disclaimer is the dollar amounts are for illustrative purposes only and the real amounts will vary based on the type of plan you select and individual demographic factors.


10 posted on 10/04/2013 8:11:05 AM PDT by Datom (Still runnin' "Against the Wind.")
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To: Candor7

Yup, vote buying at it’s best. We really don’t stand a chance in this environment.


11 posted on 10/04/2013 8:11:21 AM PDT by refermech
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To: Still Thinking
There are three paths:

1) Go back to the way it was <-- this pretty much never happens (though one could hope)
2) Keep Obamacare <-- stories like this one are making it clear that this would be a bad choice
3) Move directly to Single Payer.

Single Payer was really the only strategy they've ever had. Obamacare was a smokescreen. It was intended to be bad. Now it is failing and they need to "find another way".

12 posted on 10/04/2013 8:12:33 AM PDT by ClearCase_guy (21st century. I'm not a fan.)
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To: ClearCase_guy
I think this is being published as a "Why we need government-run healthcare" story. But I see it as a "How government involvement has disrupted the health insurance business" story.

Yep - we need more government to "repair" the damage that the same government has wrought. One would think that the long-suffering "silent majority" would be roaring by now....

13 posted on 10/04/2013 8:22:19 AM PDT by trebb (Where in the the hell has my country gone?)
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To: ClearCase_guy

And, of course, the reason ObaMaoCare will fail isn’t that it was designed to but because the evil Republicans underfunded it.


14 posted on 10/04/2013 8:34:49 AM PDT by Vigilanteman (Obama: Fake black man. Fake Messiah. Fake American. How many fakes can you fit in one Zer0?)
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To: grundle
He's a middle-aged businessman, so you know, who cares? Am I right?
15 posted on 10/04/2013 8:34:58 AM PDT by freerepublicchat
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To: ClearCase_guy
Single Payer was really the only strategy they've ever had. Obamacare was a smokescreen. It was intended to be bad. Now it is failing and they need to "find another way".

If Obamacare continues to suck anywhere near as bad as it does today, why would anyone in the general public say, "yeah, we just need to let the government do everything?" Why would anyone be onboard with that?

16 posted on 10/04/2013 8:36:52 AM PDT by Lou L (Health "insurance" is NOT the same as health "care")
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To: grundle

Again, that is what the majority of those that voted, voted for.


17 posted on 10/04/2013 8:37:36 AM PDT by sport
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To: sport
Again, that is what the majority of those that voted, voted for.

Rumor has it that Pelosi has read Obama care and she STILL doesn't know whats in it. /s

18 posted on 10/04/2013 8:46:08 AM PDT by Datom (Still runnin' "Against the Wind.")
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To: Lou L
The people were not on board with Obamacare and the people were not on board with homosexual marriage.

The opinion of the people does not count. You get what you get, and the media tells you that you love it.
The slow progression to Single Payer is simply to make the story somewhat believable and convince people that voting is still somewhat meaningful. But it isn't.

19 posted on 10/04/2013 8:48:22 AM PDT by ClearCase_guy (21st century. I'm not a fan.)
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To: grundle

According to Obama his best option is to just take the pain pills until he dies!!!


20 posted on 10/04/2013 8:50:13 AM PDT by ontap (***)
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To: Gaffer

“Michael realizes millions of people will benefit from the coverage, but he wants them to realize that others are making sacrifices to make that happen.”


21 posted on 10/04/2013 8:51:15 AM PDT by Rusty0604
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To: Lou L

“What we’ve done with Obamacare is have a step in the right direction, but we’re far from having something that’s going to work forever,” Reid said.

When show panelist Steve Sebelius asked if that meant eventually doing away with insurance-based coverage, Reid replied, “Yes, yes. Absolutely, yes.”

http://news.yahoo.com/-harry-reid-says-obamacare-will-lead-to-single-payer-system—174601028.html


22 posted on 10/04/2013 8:53:44 AM PDT by Rusty0604
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To: DonaldC
my wife is a stroke survivor

One goal of Obamacare is to not have any more stroke survivors. Compare fully socialized England to semi-socialized Canada to the US here: http://www.ncbi.nlm.nih.gov/pmc/articles/PMC2691453/

23 posted on 10/04/2013 8:54:47 AM PDT by palmer (Obama = Carter + affirmative action)
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To: ClearCase_guy
Single Payer was really the only strategy

Single Payer is just a step away from Single Provider.

24 posted on 10/04/2013 8:56:37 AM PDT by palmer (Obama = Carter + affirmative action)
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To: grundle

It’s amazing to see ObamaCare is working as intended and people are still putting up with it.

Anyone who actually believes tha ObamaCare was intended to reduce healthcare costs and provide better quality of care also thinks Santa Claus is up in the North Pole making CAT Scan machines to leave under hospital Christmas Trees this December


25 posted on 10/04/2013 9:02:10 AM PDT by rdcbn
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To: Datom

The good thing about it is that the sheep who clamored so loudly and long for it are about to find out. That is what all the,” mr. president, this is not what I voted for when I voted for you”, bawling is going to be. But what they are too stupid to grasp is, yes it is exactly what they voted for.


26 posted on 10/04/2013 9:04:33 AM PDT by sport
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To: Gaffer

” This is what Obama and the Democrats intended. Does he think anyone else is to blame?”

I was thinking the same thing. Death panels won’t event be needed.


27 posted on 10/04/2013 9:25:18 AM PDT by The Antiyuppie ("When small men cast long shadows, then it is very late in the day.")
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To: headstamp 2

>>There is no turning back now. John Roberts sealed our fate.<<

JR didn’t elect Obama. Stupid Americans did. Being stupid hurts. We are learning just how much it hurts these days.


28 posted on 10/04/2013 10:04:48 AM PDT by B4Ranch (AGENDA: Grinding America Down ----- <<http://vimeo.com/63749370)
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To: B4Ranch

I am enjoying watching the sonsofbictches who put Obama in power hurt.


29 posted on 10/04/2013 10:08:04 AM PDT by sport
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To: Datom

I think you got it, except that I think the preventative visits are no copay and you don’t file for the subsidy with your taxes. It comes off the premium to begin with. Oh, and the deadline is Dec 15 not Dec 31.


30 posted on 10/04/2013 10:33:29 AM PDT by MaFreedom (Once more unto the breach!)
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To: grundle

I wonder how long it’ll be before someone in a similar tough spot decides to go out with a flourish, taking a bunch of federal scalps in the process? Unintended consequences a-comin’.


31 posted on 10/04/2013 10:43:14 AM PDT by Charles Martel (Endeavor to persevere...)
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To: headstamp 2
This will just serve to move us to single payer.

What would prompt anyone to assume that single payer would be any different or better than Obama's (UN)Affordable Healthcare Act?
Other than out future president failed to get any interest in it almost 20 years ago?


FUTURE PRESIDENT

32 posted on 10/04/2013 12:19:09 PM PDT by publius911 (Look for the Union label, then buy something else.)
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To: MaFreedom

Thanks for the correction.


33 posted on 10/04/2013 12:54:21 PM PDT by Datom (Still runnin' "Against the Wind.")
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To: Lou L
If Obamacare continues to suck anywhere near as bad as it does today, why would anyone in the general public say, "yeah, we just need to let the government do everything?" Why would anyone be onboard with that?

Brain death from having attended collectivist indoctrination centers?

34 posted on 10/04/2013 6:22:25 PM PDT by Still Thinking (Freedom is NOT a loophole!)
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To: Still Thinking

I was the guy who said no way could Baraq get re-elected with $4 gas, 8% unemployment, and surging food prices.

So the kerfluffle over Obamacare may or may not be significant in the final analysis, as long as the entitlements keep gushing out.


35 posted on 10/04/2013 6:24:56 PM PDT by nascarnation (Democrats control the Presidency, Senate, and Media. It's an uphill climb....)
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To: nascarnation

Yeah, I know what you mean. Shortly after he won in 08, I predicted the ‘10 rout, and thought he’d get so severely trounced in ‘12 that the Dems might even do away with him during his first term to avoid having to run him again. Shows what I know.


36 posted on 10/04/2013 7:01:20 PM PDT by Still Thinking (Freedom is NOT a loophole!)
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