Skip to comments.Fountain Hills man [who has cancer] dropped from health insurance because of new regulations
Posted on 10/04/2013 7:57:56 AM PDT by grundle
FOUNTAIN HILLS, AZ - A Fountain Hills man says he may soon have to get another job just to pay for healthcare insurance under the new Affordable Care Act.
Michael Cerpok, is a high school drop-out, one of six kids born to a school teacher, and doesnt come from a wealthy family. He has run two businesses for more than 25 years and says he may have to do more to literally stay alive.
I've worked hard because I've had to, and Ive had to, because cancer runs in my family," says Cerpok, who picked his current health insurance based on that family history. His monthly premium is just about half of his monthly take-home pay.
Back in 2006, he found out he had an incurable form of leukemia that requires ongoing treatment until he dies.
In 2012, his treatment bill was more than $350,000. But because of his insurance, his out-of-pocket was only $4,500.
Thats about to change because Michael just got a letter from his insurance carrier saying as of January 1, he would be dropped from coverage because of new regulations under Obamacare. His doctor at the Mayo Clinic may be gone as well.
(Excerpt) Read more at abc15.com ...
Gawd, the more I read on the impacts of obamacare the more it scares the hell out of me. I am pretty healthy but my wife is a stroke survivor and although she is doing good this obamacare could destroy us financially if things change for her health or my employment.
So, besides the fact that Obama and the Democrats drove his insurance carrier to drop him, what exactly is his beef?
Is he pissed at Republicans? There’s no there there in this story...he’s sick and his insurance coverage is gone. This is what Obama and the Democrats intended. Does he think anyone else is to blame?
Wait, ABC (the LSM) telling the awful truth about Husseincare? Was gibt? Didn’t they get the memo? Is there trouble among the factions in socialist paradise?
Michael Cerpok needs to get hold of a Democrat Senator , genuflect properly, and get his help to register for Obama Care. The Obama Care system is working just as designed, to create a patronage system and to remove freedom.
I'm not so sure. If that were the idea, they could have done a lot better on the Any Private Company That Provides A Service For Money Without Pointing A Gun At You Is Evil...spin. They mentioned more than once that it was Husseincare that caused this, which normally they would have omitted. Unless they're so confident in the results of their work over the past decades they don't expect people to even be able to process it, so it doesn't matter if hide it or not. Or they're just incompetent, even at being tools for tyranny; that's always a good possibility.
This will just serve to move us to single payer. Stories like this will serve the left to agitate for more government intervention. The healthcare system has already been irreparably damaged by ObamaCare. There is no turning back now. John Roberts sealed our fate.
Hey...this whole Obamacare thing was supposed to eliminate this kind of recision activity. What’s the deal here? Why isn’t Obamacare working in this case?
Let me see if I have this right. Assuming the computer gulches have been fixed, Obamacare will work this way:
1. I sign on to either a state or federal exchange on December 31st, 2013 and hopefully before New Years Eve is over, I have successfully enrolled in Obamacare.
2. Beginning in January, 2014 I will send in a monthly premium determined by the type of plan I have selected ..anywhere from $195.00 to $550.00.
3. Then, every time I receive healthcare I will pay an out of pocket expense (a deductible) up to between $3000.00 and $6,000.00 each year.
4. Once I reach the deductible for that year, I only have to make a copay amount that could be between $10.00 and 100.00.
5. Now the good news. Lets assume I am eligible for some subsidies. To receive those subsidies I will only have to wait until I file my federal or state income tax during the first three months of 2015.
Please feel free to add to or correct this process if you feel dont have it quite right. My only disclaimer is the dollar amounts are for illustrative purposes only and the real amounts will vary based on the type of plan you select and individual demographic factors.
Yup, vote buying at it’s best. We really don’t stand a chance in this environment.
1) Go back to the way it was <-- this pretty much never happens (though one could hope)
2) Keep Obamacare <-- stories like this one are making it clear that this would be a bad choice
3) Move directly to Single Payer.
Single Payer was really the only strategy they've ever had. Obamacare was a smokescreen. It was intended to be bad. Now it is failing and they need to "find another way".
Yep - we need more government to "repair" the damage that the same government has wrought. One would think that the long-suffering "silent majority" would be roaring by now....
And, of course, the reason ObaMaoCare will fail isn’t that it was designed to but because the evil Republicans underfunded it.
If Obamacare continues to suck anywhere near as bad as it does today, why would anyone in the general public say, "yeah, we just need to let the government do everything?" Why would anyone be onboard with that?
Again, that is what the majority of those that voted, voted for.
Rumor has it that Pelosi has read Obama care and she STILL doesn't know whats in it. /s
The opinion of the people does not count. You get what you get, and the media tells you that you love it.
The slow progression to Single Payer is simply to make the story somewhat believable and convince people that voting is still somewhat meaningful. But it isn't.
According to Obama his best option is to just take the pain pills until he dies!!!
“Michael realizes millions of people will benefit from the coverage, but he wants them to realize that others are making sacrifices to make that happen.”
What weve done with Obamacare is have a step in the right direction, but were far from having something thats going to work forever, Reid said.
When show panelist Steve Sebelius asked if that meant eventually doing away with insurance-based coverage, Reid replied, Yes, yes. Absolutely, yes.
One goal of Obamacare is to not have any more stroke survivors. Compare fully socialized England to semi-socialized Canada to the US here: http://www.ncbi.nlm.nih.gov/pmc/articles/PMC2691453/
Single Payer is just a step away from Single Provider.
It’s amazing to see ObamaCare is working as intended and people are still putting up with it.
Anyone who actually believes tha ObamaCare was intended to reduce healthcare costs and provide better quality of care also thinks Santa Claus is up in the North Pole making CAT Scan machines to leave under hospital Christmas Trees this December
The good thing about it is that the sheep who clamored so loudly and long for it are about to find out. That is what all the,” mr. president, this is not what I voted for when I voted for you”, bawling is going to be. But what they are too stupid to grasp is, yes it is exactly what they voted for.
” This is what Obama and the Democrats intended. Does he think anyone else is to blame?”
I was thinking the same thing. Death panels won’t event be needed.
>>There is no turning back now. John Roberts sealed our fate.<<
JR didn’t elect Obama. Stupid Americans did. Being stupid hurts. We are learning just how much it hurts these days.
I am enjoying watching the sonsofbictches who put Obama in power hurt.
I think you got it, except that I think the preventative visits are no copay and you don’t file for the subsidy with your taxes. It comes off the premium to begin with. Oh, and the deadline is Dec 15 not Dec 31.
I wonder how long it’ll be before someone in a similar tough spot decides to go out with a flourish, taking a bunch of federal scalps in the process? Unintended consequences a-comin’.
What would prompt anyone to assume that single payer would be any different or better than Obama's (UN)Affordable Healthcare Act?
Other than out future president failed to get any interest in it almost 20 years ago?
Thanks for the correction.
Brain death from having attended collectivist indoctrination centers?
I was the guy who said no way could Baraq get re-elected with $4 gas, 8% unemployment, and surging food prices.
So the kerfluffle over Obamacare may or may not be significant in the final analysis, as long as the entitlements keep gushing out.
Yeah, I know what you mean. Shortly after he won in 08, I predicted the ‘10 rout, and thought he’d get so severely trounced in ‘12 that the Dems might even do away with him during his first term to avoid having to run him again. Shows what I know.
Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.