Skip to comments.Credit scores impacting new Affordable Care Act
Posted on 10/08/2013 6:56:31 PM PDT by moovova
ORLANDO, Fla. - Many people signing up for health care in Florida through the Affordable Care Act have been shocked when they have to give proof of their credit score before they finish the process.
Anne Packham, one of many people licensed by the state to help people navigate the government's website, said on Tuesday that the credit check occurs so providers can make an educated decision about who to insure.
(Excerpt) Read more at clickorlando.com ...
One of BO’s most ardent supporters, a hateful, detestable woman I worked with, who called anyone who didn’t like him a racist, filed for bankruptcy and is in massive debt again.
Love it when the hammer comes down on their toes.
Stupid is supposed to hurt.
Wait - the government forces you to have insurance, but the insuring agency can deny you on the basis of your credit score?
The poorest affected most!! Isn't that what the liberals scream when they perceive a "right" is being taken away?
It would seem that a product one is required to buy, that someone is required to sell regardless of credit. This is designed to fail and bring in single payer.
Is she blaming the Tea Party?
WTF? This is an improvement in the current system in WHAT way?
But too much of a stretch for home owner's or health insurance.
“Anne Packham, one of many people licensed by the state to help people navigate the government’s website, said on Tuesday that the credit check occurs so providers can make an educated decision about who to insure.”
What? I thought that this was the “affordable” care act to insure all the “poor” people that could not afford insurance? I think that by definition poor would go hand in hand with a low credit score. If you don’t have the money to buy something on time payments and are able to make those payments timely you will never have a good credit score. Or like my Mother who pays in cash in full so has no credit.
Oh no, it’s not who. It’s a reason to jack the rates they will pay.
Do I have it about right, or is there more?
What, they can’t con the insurers?
Well, that’ll put the stake in it!
Last I heard, everything was the ‘Right Wing Nutjobs’ fault but, I am sure she has often used the sexually crude democrap term for Tea Party Members.
“Do I have it about right, or is there more?”
It was a very short article without a lot of detail. This is the first I’ve heard of a credit score being part of the process. If true...just wow.
worse than that ....poor credit or no credit or only credit was bad suffers the type of remedy coverage
simple deal...can’t make money on sickly poor people
Hmmmmm? No,se puede? Your credit score stinks. No healthcare for you.
I believe — without being authoritative here — that it still depends on state laws. In my state credit scores can not be used to determine health insurance eligibility or premiums either before or after ACA. In addition, I ran lots of applicant simulations on my state exchange and never once did ‘credit score’ come up.
I suspect many low information voters have bad credit scores.
So does this mean no insurance????
Republicans need to hold on until people can get on these websites and try to sign up.
Or maybe that is the reason they aren’t working right now.
LOL ... credit check to see if you can pay Comrade. No pay, big fine Comrade. No pay fine Comrade, we built big jailhouse just for you Comrade.
Let’s recap for the week, shall we.
We find your application will be used for Audit purposes and turned over to LEOs to use at a later date to persecute you.
You must provide credit info. So they have reason to jack your rates thru the roof.
They will use it all combined with data gathered thru the social websites to determine your political affiliation to dictate if you will get that life saving/sustaining procedure or medicine.
Can’t they just claim their bad credit score as a pre-existing condition?!
Now that’s funny.
Seems logical that if one were denied health insurance based on a poor credit score, one would have a very good case for declining to pay the resultant penalty.
This thing gets more insane every day. Let’s say they will not insure you because of your credit. Do they then Fine you?
State law may be superceded in a roundabout, unobvious way.
If true, this is the most unreported significant news item since a certain something on a blue dress.
Thing is I’ve posted this alot is that for Obamcare to work it depends on automatic withdrawal ....millions of folks are default... IRS, alimony...child support..repos...you name it. So they don’t have a checking account it will get seized. That’s why so many currency exchanges open 24 hours.
It ain't "affordable" if you can't afford it.
The whole Obamacare website seems to be mainly a data gathering tool, it’s MAJOR purpose, so that’s what they did up front—gathered minutia of personal data. Problem is the data didn’t head for the solution of finding the best health connection for the searcher and got stuck. Almost as if the programmers had never programmed before.
well they passed it. zer0 signed it. What do you think?
not the point...everyone is insured meanin registered but the issue is the type and depth of coverage
this is the cullin of the herd mechanism weather underground folk alluded to in the 60’s / 70’s
yep is a mining dream for the irs and other related government agencies. People showing up that never showed up before. Hear tell Donald Duck, Mickey Mouse and Goofy even signed up.
0DeathCare...what the NSA doesn't know about you, *health*.guv will find out ;-)
Just a timely reminder from the IT world:
Systems run exactly as they are designed to run. No exceptions.
Or like my Mother who pays in cash in full so has no credit.”
Really hard to figure out that ideal spot between too much credit and insufficient credit history because you don’t live on credit, particularly as you age beyond 65 and your score goes down anyway.
Really hard to figure out that ideal spot between too much credit and insufficient credit history because you dont live on credit, particularly as you age beyond 65 and your score goes down anyway.
Well my Mom is 82 owns her home and does not drive so for her it does not matter, unlike most of us.
Hmmmmmmmm - - - ?
Sounds like the pot calling the kettle black.
(No racial, un-PC pun intended).
OMG... this is hilarious!!! Somebody, please pass the popcorn.
If I hadn’t quit drinking many years ago, I’d be drunk right now.... ROFLMAO
“I ran lots of applicant simulations on my state exchange and never once did credit score come up.”
I don’t know...did you officially register?
Yes, officially applied as my own name (for real). Nothing about credit score.
then I shall stand corrected.
I’m just waiting for Obama to come out and say, “I didn’t build that. Someone else made it happen.”
Now that’s a feel good story. :)
Instead of Bush’s fault...it was Pelosi’s fault!
On the other end of the spectrum is my 22 year old grandson. His mom-my daughter- died 11 years ago and so we paid his college tuition and for his pick-up with cash from his trust fund even though his dad wanted him to borrow money for both “to establish credit”. Told him there was plenty of time for that later and if he couldn’t pay cash for something he needed to save up until he could.
He finally has a pretty good job, saves 20 percent of his check and is reasonably thrifty. Of course he doesn’t have a wife or children yet. Will be interesting to see how credit rating issues affect him as he grows older.
Did you catch Obama’s speech at lunchtime today?
He remarked he’s “...been cutting our deficit by eliminating tax loopholes for the nation’s wealthiest taxpayers and lowest wage earners”....
How does cutting tax loopholes for the lowest wage earners help out the country?
“Im just waiting for Obama to come out and say, I didnt build that. Someone else made it happen.
Maybe it depends on the state...like you mentioned.
Anyway, if true, it’s one more nail in the ACA coffin.