Skip to comments.Young People Still Not Signing Up For ObamaCare (freeloaders don't enjoy pitching in)
Posted on 10/12/2013 11:52:16 AM PDT by Libloather
Guy already delivered the pathetic news of only 51,000 people signing up for Obamacare so far, but to make things worse, young people are still dodging the exchanges like the plague. Cathy Reisenwitz explains why in Forbes:
Experts say that young, healthy people must enroll in ObamaCares health exchanges to cover the cost of insuring sicker, older people. Its a simple math equation: Charge everyone roughly the same rate for access to basically the same product. The people who use it less will subsidize the people who use it more.
The problem with this plan is that it hoses young, relatively poor people like me right when we least need high bills for services theyre not using. And it helps older, relatively rich people who should be able to afford the care they need. If Americas downtrodden and struggling young people are smart, theyll opt out. Then itll be up to the federal government to fine them enough to make up for the shortfall.
(Excerpt) Read more at townhall.com ...
Old equals rich. Oh, please let it be so.
Cathy better get a second job cause I'm gonna need her tax loot when I retire.
actually who this REALLY subsidizes is sodomites who couldn’t keep themselves from packing fudge and got AIDS, who couldn’t get insurance after contracting it because it was considered a pre-existing condition.
In all fairness, “freeloading” is the only profession available to most young people today.
Kathy sounds like a class warfare lib.
When I first bought health insurance after leaving college in the mid-70’s, my premiums were $35/mo. Now they’re over $600.
That was long before this travesty was instituted our government.
Actually she is a gun-toing conservative.
a niece sent a “post” that her hc insurance premium went up 300% - she had a policy and has some “conditions” so what’s the truth, are they better off or just another victim of GOOD government. Maybe McLame can help with that answer...LOL
Sorry Katie is.
“In all fairness, freeloading is the only profession available to most young people today.”
One problem this will run into is that while young people apparently are willing to concede families and homes due to economics, they’re not going to give up new cars and tattoos. There is little incentive for young people (fortunate enough to have jobs) to give away more of their income to this “tax”, and the Dems risk a lot by forcing the issue. They are a self-centered generation (hence foregoing a next generation), but if it becomes too obvious that someone else has their hands in their paychecks their general apathy will quickly disappear.
The income tax was a way for the Democrats to take a piece of the working man’s WAGES. Obamacare is a way for the Democrats to take a piece of the working man’s/woman’s BENEFITS.
Katie is just the exact opposite in fact. Katie goes to The Late Jeff Coopers Gunsite in Paulden, AZ to sharpen her skills with her own AR-15 and the 250 Pistol course as well. No self respecting LIB would be caught dead there. She is also the editor of Townhall Magazine.
The whole program was predicated on the false belief that loads of healthy people would sign up for Obamacare and their funds would offset the sickly. Too many waivers, exceptions, exemptions and high costs have made this totally unattractive. The only people who are signing up for Obamacare are people who are young and have premedical conditions. If there is any doubt take a look at California and those who are signing up for it.
This thing will implode on itself ruining the states’ budgets or the government is going to force everyone into it. The fight is only beginning.
Neither is this old fart.
I will leave this rock before I do anything anyone from Washington says I must do.
These young people are not freeloaders, they are people whom are making a rational risk-benefit analysis on how to allocate their resources most effectively to start and build their lives.
When I was their age I had catastrophic care coverage with a large deductible (which I always kept in the bank for emergency contingency) so if I was in an accident or got cancer, I was covered up to a million bucks for first class, outstanding care without the risk of financial devastation to myself or without the need to pass my medical costs onto the public via the welfare system.
It cost me like $15 per month.
Other than that I never even visited a doctor for 20 years , nor did I need to.
I paid for two dental visits per year out of pocket.
Instead I used the money to pay for a car and house to start a life and build equity.
The same coverage, or worse coverage, being pushed onto young people today in ObamaCare will cost them $3000-$5000 per year, which is going to consume all of their precious discretionary income that should be used by them to start a life and build equity in there lives the same way all the rest of us did to realize the American Dream.
All to pay for the societal costs of the medical problems our failed Social Welfare Policies have loaded onto the backs of our children.
To the young people of America, I apologize for the actions of the older generation who's selfish and self righteous actions have destroyed the same path to the American Dream that our Parents bequeathed to US.
To our Eternal Shame , the legacy we leave to our children is one poverty in both spirit and physical wealth in much less free country than we enjoyed.
If only there was a way that only those who voted for Obama would be forced to sign up for it and the rest of us would be exempt. Sounds like true “fairness” to me.
I live in CT. To get a ObamaCare quote, you don’t need to give up you name, DOB, etc. All you need is gender, age and county you live in. The “cheapest” plan for me according to ObamaCare is the “catastrophic coverage” option. It costs approx. 300/month with a $6,350 deductible.
No wonder young people aren’t signing up. You will spend almost $10K before you are “covered.”
no problem says obama and bernanke. we’ll get them on the flip side by adding a few more zeros in our spreadsheet.
Years ago, I worked for a company for three months in the summer and didn't know they had a retirement plan - I was never told that since I was only going to be there three months. We did our taxes the next year and I did an IRA contribution/deduction as usual. The IRS sent a nasty letter that I couldn't deduct an IRA contribution because I worked for a company that had a retirement plan. They threatened to take the extra taxes out of our bank account. My husband sent the tax amount and told them they had better not touch our bank account. They absolutely can do it.
When you openly teach, encouraged, and convince people to get into freeloading, it kind of catches on with other folks, too. What a surprise!
Now that they need people to NOT be freeloaders so they can take care of the professional freeloaders, it’s tough to find “clean” young people who actually have jobs! Too bad, barack, huh?
There may be an even bigger issue. According to our younger relatives in their mid 30's to mid 40's, the age group below them is often a cash only society.
If they work, they want cash. They pay by cash or the cash cards available at stores.
The last thing these people want is to turn into IRS their real incomes.
So when it comes to getting on the site and registering with their SSN's, it "ain't" going to happen.
Yes, but the odds of you having a major claim have also risen substantially.
“In all fairness, freeloading is the only profession available to most young people today.”
That is BS! Any able-bodied young person could make a pretty good living cutting and selling firewood.
A beat-up old pickup, a chainsaw, and a splitting maul is all that’s required. $200 a day easy, and that would be a short day!
I hear there’s a “smoking” surcharge in Obamacare. Is there a Gay Sex surcharge ???
That has several underlying assumptions. .
1. They have woods available where they are allowed to fell trees, etc.
2. They have a market for firewood. Not too many places in the inner cities have fireplaces anymore, and. . .
3. The EPA or state ALLOWS people to burn wood. (See California for the obvious example of this. . .)
> That is BS! Any able-bodied young person could make a pretty good living cutting and selling firewood.
A few of them could, but they can’t all do that. The math is pretty clear - there just aren’t any jobs for the next generation to take.
Other than Hi,Ca,Fl plenty of people buy firewood, even in cities.
Most farmers would let you cut down-wood and fence-rows.
So who did you and your buddies vote for, Katie Pavlich.?
And assumes USFS is allowing access to its forests and issuing permits for tree harvesting (which they aren't at the moment).
It would be a damn-site more than a few, but there other similar things they can do. There is no excuse for anyone able-bodied to sit on their ass and whine about not having a job.
Actually they moved the deadline to the middle of February because so few people are showing much interest in the program and fewer still have actually been able to sign up. To get the results they need to prove Obamacare is a success they quietly moved up the deadline.
That is totally true in an environment where people can live off the land if they need to.
Today, the federal government owns all that land and will shoot you if you go there without their OK. So that’s a pretty good excuse.
As far as getting a job within the existing economy, there are literally thousands of jobs for tens of millions of young people. Regardless of what happens in any individual case, the math is unavoidable - there simply aren’t jobs for a majority of them.
Try to do something off the grid, get a herd of TLA agents on your butt. Even if you’re 5 and your entrepreneurialism consists of a lemonade stand, there will be cops in your face.
So there is a perfectly good excuse for many of them, which is that their own government is blocking off all their avenues of opportunity, and actively preventing new ones from being created. Government crushing the economy isn’t an abstract thing, it’s very real, with guns and victims and a trail of unemployed and malinvested resources.
Thanks for your keen insight Katie. Is there anything else F-ed up socialism can help you with?
***and got AIDS,***
I’ve always felt this was the real reason for Hillarycare and Obamacare.
We must treat Obamacare like the Catastrophic Health Care fiasco of the late 1980s and early 1990s, and strangle it in it’s cradle.
Good for you! Under the new system you wouldn't have to pay a fine and you might even get a gold star. However the sacrifice you made may not be as great as what young people currently will be asked to shoulder. Just since 1980 the cost of health insurance in comparison to available disposable income for middle income people has increase approximately 5 times.
I also always had car insurance, but personally I never had health insurance until I was 28 years old and it was provided by my employer. Before that I worked in a small family business and we barely scraped by. The only times I went to the doctor was to get small chunks of metal pulled from my eye on a couple of occasions and I paid for that out of my own pocket.
Since I have had insurance the only time I have gone to the doctor is for my employer and also physicals for the FAA and my commercial drivers license which I still have to pay for out of my own pocket. I also had to have my appendix removed which cost $10,000... which is less than a single year's premiums according to my pay check.
Despite irresponsible folks such as myself who had no health insurance when they were young... the system has been working since the country was founded without requiring people to buy health insurance. Some would argue that even with the burden of those who have not always paid when they got sick our system was still one of the best in the world. Somehow doctors, nurses and other health care providers still managed to make a good living. How can that be when so many of us didn't buy health insurance? How did our health care system survive without the government setting priorities and telling everyone what to do?
What a mystery! How can we survive without the government telling all of us what we need?
Really, though, neither big government nor big insurance is your friend. In the old days you didn't have to deal with either of those. Now it is a facistic situation where the boundary between government and the big insurance companies is becoming blurred, as the two entities work arm in arm. The companies basically architected sections of Obamacare and happily implement them when they become law. If people do sign up in large numbers (not looking likely at this point) the large insurance companies will profit handsomely. If people don't sign up, well you will still see the same ex insurance company executives actors being appointed to government boards under HHS when single payer is implemented.
Government health programs like medicare have always been about wealth re-distribution from younger, poorer people that are raising families to older, wealthier people.
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I wonder how many would sign up for Social Security if it was optional?
Calm down. You have an education and long life in front of you.
To say you have “nothing” is a slap in the face to folks that have nothing. Step up, Be yourself, and thank God everyday that Sun comes up from the east!
Bored! Get a Kayak and hit the river.
OK, explain why a farmer would allow a person dressed like a gang-banger on his land ??
I base my self worth on that stuff. Is that a sane thing to do? Probably not but it is how it is. If the enemy takes the future away then I’ll become exceedingly unpleasant.
I hear you; I hope you do meet someone and have the means to have a family if that is the path you choose. I’m married for nearly twenty years with kids, about fifteen years older than you; many friends and family are in your position but slightly older than you. It is tough raising a family and money is tight; I sometimes wonder if I should have waited longer but I was afraid at the time that it would never be “the right time”. I don’t think marriage and children are for everybody; it is a huge (and permanent) change. I personally couldn’t imagine life differently at this point; I never had much coming from a large family so doing without isn’t as difficult for me as it might be for someone from a more comfortable youth. When I first married we lived for a couple of years in a tiny basement apartment saving money to start a family and buy a home; that apartment seemed luxurious in comparison to living in a single family house with parents and a number of siblings.
Having the mortgage and children reduces my income tax (being replaced with a property tax instead); I couldn’t imagine how high my income taxes would be without either of those deductions. Many young people get their first slap of reality with their first pay stub; they won’t be happy to see that reduced further. One of the problems I see in this economy is that people have to either work harder to have discretionary income for them to enjoy on non-essentials or they can sit back, breed irresponsibly, and still get a comfortable living out of it.