Free Republic
Browse · Search
News/Activism
Topics · Post Article

Skip to comments.

Obamacare deductibles a dose of sticker shock (Chicago Trib)
Chicago Tribune ^ | October 13, 2013 | By Peter Frost

Posted on 10/14/2013 7:12:04 PM PDT by Brad from Tennessee

Adam Weldzius, a nurse practitioner, considers himself better informed than most when it comes to the inner workings of health insurance. But even he wasn't prepared for the pocketbook hit he'll face next year under President Barack Obama's health care overhaul.

If the 33-year-old single father wants the same level of coverage next year as what he has now with the same insurer and the same network of doctors and hospitals, his monthly premium of $233 will more than double. If he wants to keep his monthly payments in check, the Carpentersville resident is looking at an annual deductible for himself and his 7-year-old daughter of $12,700, a more than threefold increase from $3,500 today. To promote the Oct. 1 debut of the exchanges, the online marketplaces where consumers can shop and buy insurance, Obama administration and Illinois officials touted the lower-than-expected monthly premiums that would make insurance more affordable for millions of Americans. But a Tribune analysis shows that 21 of the 22 lowest-priced plans offered on the Illinois health insurance exchange for Cook County have annual deductibles of more than $4,000 for an individual and $8,000 for family coverage.

Those deductibles, which represent the out-of-pocket money consumers must spend on health care before most insurance benefits kick in, are higher than what many consumers expected or may be able to stomach, benefit experts said.

(Excerpt) Read more at articles.chicagotribune.com ...


TOPICS: Extended News; US: Illinois
KEYWORDS: aca; bhohealthcare; obamalegacy; stickershock

1 posted on 10/14/2013 7:12:04 PM PDT by Brad from Tennessee
[ Post Reply | Private Reply | View Replies]

To: Brad from Tennessee

TS Illinois. You get EXACTLY what you deserve.


2 posted on 10/14/2013 7:15:32 PM PDT by Kozak ("Send them back your fierce defiance! Stamp upon the cursed alliance! To arms, to arms.....")
[ Post Reply | Private Reply | To 1 | View Replies]

To: Brad from Tennessee

This was all knowable information last November. I have no idea why the republicans (Romney, in particular) didn’t make a campaign issue out of the thousands of pages of Obamacare regulations that were being kept secret until after the election.


3 posted on 10/14/2013 7:16:40 PM PDT by JohnBrowdie (http://forum.stink-eye.net)
[ Post Reply | Private Reply | To 1 | View Replies]

To: JohnBrowdie

Because criticizing 0bama is racist


4 posted on 10/14/2013 7:19:07 PM PDT by FatherofFive (MIslam is evil and must be eradicate)
[ Post Reply | Private Reply | To 3 | View Replies]

To: JohnBrowdie

Romney stupidly did not condemn Romneycare. Conservatives knew that he was the wrong person to run against Obama but the establishment thought they were smarter than we were.


5 posted on 10/14/2013 7:19:32 PM PDT by Richard from IL
[ Post Reply | Private Reply | To 3 | View Replies]

To: Brad from Tennessee; Kozak
Obamacare deductibles a dose of sticker sucker shock.

There, fixed it.

6 posted on 10/14/2013 7:21:45 PM PDT by Enterprise ("Those who can make you believe absurdities can make you commit atrocities." Voltaire)
[ Post Reply | Private Reply | To 1 | View Replies]

To: Brad from Tennessee

This will be wildly popular with the newly insured. (If there are any newly insured)

Patients Pay Before Seeing Doctor as Deductibles Spread
http://www.bloomberg.com/news/2013-10-14/patients-pay-before-seeing-doctor-as-deductibles-spread.html

“Hospitals provided $41 billion in care for which no payment was received in 2011, up from $3.9 billion in 1980, according to a January report by the American Hospital Association. About 25 percent of uncompensated care stems from insured patients, Caroline Steinberg, vice president of trends analysis at the association, said in an interview.”


7 posted on 10/14/2013 7:22:37 PM PDT by listenhillary (Courts, law enforcement, roads and national defense should be the extent of government)
[ Post Reply | Private Reply | To 1 | View Replies]

To: Kozak

FU


8 posted on 10/14/2013 7:23:59 PM PDT by esoxmagnum (real men don't hide in bunkers, they charge the bunkers)
[ Post Reply | Private Reply | To 2 | View Replies]

To: Richard from IL

Yep.


9 posted on 10/14/2013 7:24:00 PM PDT by NVDave
[ Post Reply | Private Reply | To 5 | View Replies]

To: Brad from Tennessee

So sorry. Thanks for playing.


10 posted on 10/14/2013 7:24:03 PM PDT by Vince Ferrer
[ Post Reply | Private Reply | To 1 | View Replies]

To: Brad from Tennessee

And yet the GOPe can’t surrender on this issue fast enough.

The Republican Party is officially dead to me. While I still like some individuals within it, I am ready to see it collapse and have a new Conservative party emerge from the ashes.


11 posted on 10/14/2013 7:24:17 PM PDT by comebacknewt (Newt (sigh) what could have been . . .)
[ Post Reply | Private Reply | To 1 | View Replies]

To: Brad from Tennessee
Let's pray every union person who backed Obama AND ObamaCare is stuck with this horror...

Not only is it NOT affordable AND the deductibles are too high, but if YOU don't buy this piece of crap, the IRS will come after you for fines... that get bigger every year.

12 posted on 10/14/2013 7:25:24 PM PDT by GOPJ (Brieitbart sent me... Freeper newfreep)
[ Post Reply | Private Reply | To 1 | View Replies]

To: Brad from Tennessee
"But a Tribune analysis shows that 21 of the 22 lowest-priced plans offered on the Illinois health insurance exchange for Cook County have annual deductibles of more than $4,000 for an individual and $8,000 for family coverage."

Well SOMEONE has to pay for the healthcare that Obama is going to GIVE to the 30 million illegals that the Republicans will cave on.

13 posted on 10/14/2013 7:27:29 PM PDT by Enterprise ("Those who can make you believe absurdities can make you commit atrocities." Voltaire)
[ Post Reply | Private Reply | To 1 | View Replies]

To: Enterprise
"But a Tribune analysis shows that 21 of the 22 lowest-priced plans offered on the Illinois health insurance exchange for Cook County have annual deductibles of more than $4,000 for an individual and $8,000 for family coverage."

Hey dopey college students - read it and weep!

14 posted on 10/14/2013 7:29:25 PM PDT by Enterprise ("Those who can make you believe absurdities can make you commit atrocities." Voltaire)
[ Post Reply | Private Reply | To 13 | View Replies]

To: esoxmagnum

Actually, you really do. Thanks Illinois.


15 posted on 10/14/2013 7:29:32 PM PDT by slouper (LWRC M6A2)
[ Post Reply | Private Reply | To 8 | View Replies]

To: GOPJ

Since the IRS has total access to ALL a person’s financial records, there is no hiding, and no way to stop them from SEIZING whatever people have to satisfy OBAMAMCARE. 16,000 new IRS agents are going to be very BUSY!


16 posted on 10/14/2013 7:31:41 PM PDT by Enterprise ("Those who can make you believe absurdities can make you commit atrocities." Voltaire)
[ Post Reply | Private Reply | To 12 | View Replies]

To: comebacknewt

There are those who council that the Republicans should just let Obamacare be the law because it will collapse under its own weight. THIS COULDN’T BE MORE WRONG, AND MORE STUPIDLY MORONIC. Yeah, let’s just have 16,000 new IRS agents start seizing everything they can get their hands on.


17 posted on 10/14/2013 7:33:55 PM PDT by Enterprise ("Those who can make you believe absurdities can make you commit atrocities." Voltaire)
[ Post Reply | Private Reply | To 11 | View Replies]

To: Brad from Tennessee
Here's the good news for Chicago and Peter Frost: those guys who hang around looking like the gang-bangers they really are? They'll have totally free health care coverage. Their baby mama's will have totally free care... and everyone who's currently scamming the system will have totally free heath care to go along with their ObamaPhones... And many illegals... White lowlifes with 'anger issues' will have free health care too.

See Peter, there are winners and losers... the losers are the people who work for a living...

18 posted on 10/14/2013 7:37:23 PM PDT by GOPJ (Brieitbart sent me... Freeper newfreep)
[ Post Reply | Private Reply | To 1 | View Replies]

To: Richard from IL

While Romneycare is a different government level than Obamacare, and technically not the same (Romneycare is probably constitutional, Obamacare not) one might wonder if fear of making Romneycare look economically stupid caused Romney to pull his punches here.


19 posted on 10/14/2013 7:40:37 PM PDT by HiTech RedNeck (The Lion of Judah will roar again if you give him a big hug and a cheer and mean it. See my page.)
[ Post Reply | Private Reply | To 5 | View Replies]

To: Brad from Tennessee

Most people don’t understand that the extremely large deductibles are part of the Death Panel health care rationing scheme.


20 posted on 10/14/2013 7:40:56 PM PDT by RetiredTexasVet (When His Arrogance talks out of his a$$, Harry Reid's lips move.)
[ Post Reply | Private Reply | To 1 | View Replies]

To: GOPJ

Well, socialism has now become naked. This is a Good Thing.


21 posted on 10/14/2013 7:41:24 PM PDT by HiTech RedNeck (The Lion of Judah will roar again if you give him a big hug and a cheer and mean it. See my page.)
[ Post Reply | Private Reply | To 18 | View Replies]

To: Richard from IL

Close the thread down. We have the winner right here.


22 posted on 10/14/2013 7:47:22 PM PDT by Brasky (You miss every shot you never take)
[ Post Reply | Private Reply | To 5 | View Replies]

To: listenhillary

A lot of that care for no payment was due to illegals. Illegals are a large number of the uninsured as well. The elephant in the room...


23 posted on 10/14/2013 7:47:27 PM PDT by Tammy8
[ Post Reply | Private Reply | To 7 | View Replies]

To: GOPJ
the IRS will come after you for fines... that get bigger every year.

And after paying the huge fines you STILL don't have health insurance, so you get nothing for your money.

24 posted on 10/14/2013 8:10:07 PM PDT by FrdmLvr
[ Post Reply | Private Reply | To 12 | View Replies]

To: listenhillary
“Hospitals provided $41 billion in care for which no payment was received in 2011, up from $3.9 billion in 1980, according to a January report by the American Hospital Association. About 25 percent of uncompensated care stems from insured patients...

That was under the old system - where no one was denied medical care.

Obama and dems have a new plan. They will make people HURT who don't buy medical insurance... just like they're doing with the shutdown. Buy it or else. No more free hospital care - no more memorials or parks until dems get it their way 100%

Newest dem tactic - pain - deprivation...

Buy the expensive insurance with sky high deductibles that breaks your family or dems will send the IRS after you AND let your child die.

25 posted on 10/14/2013 8:16:20 PM PDT by GOPJ (Brieitbart sent me... Freeper newfreep)
[ Post Reply | Private Reply | To 7 | View Replies]

To: Enterprise
Well someone has to pay the salaries and benefits of those new 16,000 IRS workers. If we're not happy, if we joke about them maybe we'll get arrested. That's what the TSA is telling people who fly... if you joke about us, we'll arrest you. /s
26 posted on 10/14/2013 8:19:33 PM PDT by GOPJ (Brieitbart sent me... Freeper newfreep)
[ Post Reply | Private Reply | To 16 | View Replies]

To: Richard from IL
Romney stupidly did not condemn Romneycare. Conservatives knew that he was the wrong person to run against Obama but the establishment thought they were smarter than we were.

And they still do. We gotta flush that crowd down the toilet, because here comes Jeb.

27 posted on 10/14/2013 8:22:29 PM PDT by Lancey Howard
[ Post Reply | Private Reply | To 5 | View Replies]

To: JohnBrowdie
This was all knowable information last November. I have no idea why the republicans (Romney, in particular) didn’t make a campaign issue

You seriously don't know why Romney couldn't make an issue out of romneycare? Oops, I mean obamacare.

28 posted on 10/14/2013 8:31:40 PM PDT by Graybeard58 (_.. ._. .. _. _._ __ ___ ._. . ___ ..._ ._ ._.. _ .. _. .)
[ Post Reply | Private Reply | To 3 | View Replies]

To: Richard from IL

Exactly right.
The GOP establishment is just stupid.
There is no getting around that.


29 posted on 10/14/2013 8:33:06 PM PDT by Lorianne (fedgov, taxporkmoney)
[ Post Reply | Private Reply | To 5 | View Replies]

To: Graybeard58

You seriously didn’t read my post. Or you are seriously more interested in criticizing romney’s happily mouldering corpse than dealing with the present. or you don’t understand how much more to obama’s sinister health care law there is than merely the the individual mandate.


30 posted on 10/14/2013 8:46:54 PM PDT by JohnBrowdie (http://forum.stink-eye.net)
[ Post Reply | Private Reply | To 28 | View Replies]

To: Brad from Tennessee

I have been saying for weeks now that the increased monthly premiums are not the worse of obammacare, even thought they are very bad, but it is the deductibles that will hurt you more. These deductibles have to be met most times before any insurance will kick in. This article shows that.


31 posted on 10/14/2013 8:50:06 PM PDT by rawhide
[ Post Reply | Private Reply | To 1 | View Replies]

To: Brad from Tennessee

291% increase over current coverage - I wonder if he voted for Obama ... twice !!!


32 posted on 10/14/2013 9:03:31 PM PDT by Lmo56 (If ya wanna run with the big dawgs - ya gotta learn to piss in the tall grass ...)
[ Post Reply | Private Reply | To 1 | View Replies]

To: GOPJ
[See Peter, there are winners and losers... the losers are the people who work for a living...]

An unending mantra of Obama is his party's dedication to the “middle class.” This is a lie. Obama launched a war on the middle class the day he took office.

33 posted on 10/14/2013 9:39:17 PM PDT by Brad from Tennessee (A politician can't give you anything he hasn't first stolen from you.)
[ Post Reply | Private Reply | To 18 | View Replies]

To: Brad from Tennessee
An unending mantra of Obama is his party's dedication to the “middle class.” This is a lie.Obama launched a war on the middle class the day he took office.

I believe you're right... but it's senseless. I have no idea why he chose to do that...

34 posted on 10/15/2013 4:39:27 AM PDT by GOPJ (Brieitbart sent me... Freeper newfreep)
[ Post Reply | Private Reply | To 33 | View Replies]

To: GOPJ

[I believe you’re right... but it’s senseless. I have no idea why he chose to do that... ]

The middle class is the portion of society that is the repository of moral values such as work ethic, and most resistant to change. In the U.S. the nucleus of the middle class are the Scots-Irish who are stubbornly independent. But in Marxist theory the middle class of any society has to be reduced to poverty and fear to make it more malleable.


35 posted on 10/15/2013 12:50:18 PM PDT by Brad from Tennessee (A politician can't give you anything he hasn't first stolen from you.)
[ Post Reply | Private Reply | To 34 | View Replies]

To: Brad from Tennessee
The middle class is the portion of society that is the repository of moral values such as work ethic, and most resistant to change. In the U.S. the nucleus of the middle class are the Scots-Irish who are stubbornly independent. But in Marxist theory the middle class of any society has to be reduced to poverty and fear to make it more malleable.

That's easily the best three sentence answer I've seen on FreeRepublic... Thanks Brad.

36 posted on 10/15/2013 3:51:39 PM PDT by GOPJ (Brieitbart sent me... Freeper newfreep)
[ Post Reply | Private Reply | To 35 | View Replies]

To: GOPJ

Thank you.


37 posted on 10/15/2013 3:56:42 PM PDT by Brad from Tennessee (A politician can't give you anything he hasn't first stolen from you.)
[ Post Reply | Private Reply | To 36 | View Replies]

Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.

Free Republic
Browse · Search
News/Activism
Topics · Post Article

FreeRepublic, LLC, PO BOX 9771, FRESNO, CA 93794
FreeRepublic.com is powered by software copyright 2000-2008 John Robinson