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Now available: Prices for every insurance plan offered on Healthcare.gov (GET IN HERE!)
Hot Air ^ | October 23, 2013 | Allahpundit

Posted on 10/23/2013 12:30:03 PM PDT by 2ndDivisionVet

Someone stumbled across this spreadsheet on the ObamaCare website last night and it’s been zapping around Twitter ever since. Is this information … supposed to be public? I thought the whole point of forcing people to register before showing them the prices is that they didn’t want you to see how expensive the plans are until you’d already been lured with the promise of subsidies.


TOPICS: Business/Economy; Culture/Society; Government; News/Current Events
KEYWORDS: aca; backdoorpremiumdata; costs; exchangespremiums; obamacare; obamacareanecdotes; obamacaredeductibles; obamacarepremiums; premiumdata; premiumsdata
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1 posted on 10/23/2013 12:30:03 PM PDT by 2ndDivisionVet
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To: 2ndDivisionVet

I’ll bet the Zerocare folks would love to patch that information hole, but it’s already too late. They can’t get the toothpaste back in the tube now.

Better cook up some more lies to explain it.


2 posted on 10/23/2013 12:33:38 PM PDT by Windflier (To anger a conservative, tell him a lie. To anger a liberal, tell him the truth.)
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To: 2ndDivisionVet

Step one: Compare prices to voter history. Are the premiums higher in Republican states?
Step two: Compare navigators to past democratic campaign contributions.


3 posted on 10/23/2013 12:40:13 PM PDT by isthisnickcool (NO MORE IRS!)
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To: 2ndDivisionVet
I downloaded and zipped it earlier.

In case it disappears, here is a link to mine: https://app.box.com/s/ndznoq5reu1amr4v4voe

4 posted on 10/23/2013 12:45:01 PM PDT by E. Pluribus Unum (Who knew that one day professional wrestling would be less fake than professional journalism?)
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To: isthisnickcool

I didn’t see anything listed about the deductible for each plan. Are we to assume the deductible is zero?


5 posted on 10/23/2013 12:45:02 PM PDT by Boardwalk
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To: 2ndDivisionVet

My experience with renters over the past 8 years is that they have trouble having enough money to pay the rent and the utilities. Now these vary people are going to have their hours cut and another $700-1000 dollar bill to pay every month.

Do Holder’s people get a special subsidy, because they are going to be incredibly pissed to discover they owe money to the IRS instead of getting a nice fat earned income welfare check.


6 posted on 10/23/2013 12:48:05 PM PDT by SampleMan (Feral Humans are the refuse of socialism.)
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To: 2ndDivisionVet

You can use the export button on the page to export the data to your computer. Thanks for sharing.


7 posted on 10/23/2013 12:50:13 PM PDT by FR_addict
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To: 2ndDivisionVet

I have to leave or I would compare the prices on your list to those listed in this article: http://freerepublic.com/focus/f-news/3082650/posts because Obamacare now has a low ball estimate showing when people surf the site (their cya response to complaints that you can’t see the costs until you sign up). By low ball estimate I mean that the estimates are too low, sometimes by 50 percent - it’s just window dressing. So I am wondering if you are getting the window dressing numbers or the real numbers because cost is dependent on age and an accurate table would have numerous costs for numerous age ranges per plan.


8 posted on 10/23/2013 12:51:04 PM PDT by ransomnote
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To: FR_addict

Export button ?

Does this also work for confidential medical files and financial info ?


9 posted on 10/23/2013 12:52:41 PM PDT by Col Frank Slade
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To: SampleMan

One of hubby’s coworkers has had his past three renters, all with good credit and good references, stop paying rent, saying they don’t have to pay. It took him 90 days to evict them.

Look for this and other similar scenarios to skyrocket.


10 posted on 10/23/2013 12:53:58 PM PDT by Cowgirl of Justice
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To: SampleMan

Only Muslims, Amish and Native Americans are exempted, as far as I know.


11 posted on 10/23/2013 12:56:16 PM PDT by 2ndDivisionVet (Obama's favorite game is Pin the Fail on the Honkey!)
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To: ransomnote

For a family like ours, in Texas, the plans average about $800/month, no subsidy. For the gold plan, it is close to $1,000 per month.
And those premiums wouldn’t even reduce our taxable income like our current health insurance.


12 posted on 10/23/2013 1:03:19 PM PDT by tbw2
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To: tbw2

Insurance premiums are now taxable under ObamaCare?

wow


13 posted on 10/23/2013 1:05:29 PM PDT by GeronL
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To: 2ndDivisionVet

78,438 rows of data. That’s how long the ‘Individual Medical landscape’ Excel file is which contains policy rates. As for the ‘Navigator’ file, that’s 3,797 rows of data and contains all addresses and Email addresses of Navigators. IT’S SPAM TIME! LOL


14 posted on 10/23/2013 1:05:38 PM PDT by Obama_Is_Sabotaging_America (If Americans were as concerned for their country as Egyptians are, Obama would be ousted!)
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To: Obama_Is_Sabotaging_America

Seriously?!


15 posted on 10/23/2013 1:06:54 PM PDT by 2ndDivisionVet (Obama's favorite game is Pin the Fail on the Honkey!)
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To: Boardwalk

I didn’t see anything listed about the deductible for each plan. Are we to assume the deductible is zero?


If you copy and paste the plan name in Google, you can find the plan specifics.

example: I put Blue Cross Blue Shield Select 6350, a Multi-State Plan in Google and came up with this

https://www.premera.com/documents/028675.pdf


16 posted on 10/23/2013 1:09:55 PM PDT by Despot of the Delta
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To: isthisnickcool
Regarding the hiring of navigators, it seems as though that was done behind closed doors and not very public. I'm sure someone can conclude that political affiliation or ideology plays a role in what the typical navigator looks like. Probably like THIS:

"I am an Obamabot. I love Obama. Obama mmm mmm mmm. I am an Obamabot. I love Obama. Obama mmm mmm mmm. (Repeat)"

Interestingly, this woman was NOT enrolled in Obamacare at the time this photo was taken.

17 posted on 10/23/2013 1:11:24 PM PDT by Obama_Is_Sabotaging_America (If Americans were as concerned for their country as Egyptians are, Obama would be ousted!)
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To: 2ndDivisionVet

Are these monthly premiums?

These are expensive!


18 posted on 10/23/2013 1:11:57 PM PDT by struggle
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To: Obama_Is_Sabotaging_America

Obamabot is good. I prefer Obidiot.


19 posted on 10/23/2013 1:12:42 PM PDT by central_va (I won't be reconstructed and I do not give a damn.)
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To: Obama_Is_Sabotaging_America

You apply to be a navigator I bet they will certainly check your party affiliation.

Then again, they hired ACORN and Planned Parenthood to do this stuff, they aren’t political at all, right?

//sarcasm


20 posted on 10/23/2013 1:12:52 PM PDT by GeronL
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To: Col Frank Slade

It looks like there is other info you can view. I didn’t see any confidential medical files and financial info, but I’m not a hacker, so I’m not going any further.

I wouldn’t be surprised if hackers can get to it. I just don’t think they meant for all this info to be available. You can bet if the confidential info is available, hackers will get it. This site is lousy.


21 posted on 10/23/2013 1:13:49 PM PDT by FR_addict
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To: struggle

Brave New World.


22 posted on 10/23/2013 1:14:53 PM PDT by 2ndDivisionVet (Obama's favorite game is Pin the Fail on the Honkey!)
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To: 2ndDivisionVet

This is a better site with more comprehensive information

http://www.valuepenguin.com/ppaca/exchanges

I had a heart attack. Premiums about FIVE TIMES what I pay now.


23 posted on 10/23/2013 1:16:03 PM PDT by rusty millet
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To: Boardwalk; E. Pluribus Unum
The prices change from local to locality. The deductibles do also.

What an insane quagmire.

24 posted on 10/23/2013 1:18:09 PM PDT by MaxMax (Pay Attention and you'll be pissed off too! FIRE BOEHNER, NOW!)
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To: 2ndDivisionVet

Single male age 27 making $13 an hour will pay $220 a month after subsidies for a bronze plan in my area. That’s a bit more than a cell phone bill.


25 posted on 10/23/2013 1:18:45 PM PDT by tobyhill
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To: Obama_Is_Sabotaging_America

“As for the ‘Navigator’ file, that’s 3,797 rows of data and contains all addresses and Email addresses of Navigators.”

That’s crazy! How can they keep this site open! They need to close it now.


26 posted on 10/23/2013 1:24:20 PM PDT by FR_addict
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To: 2ndDivisionVet

I’m guessing the next march on Washington is going to be a 300 million man march and it will include the demwits this time.


27 posted on 10/23/2013 1:25:56 PM PDT by Old Yeller (Obama: A dark spot in this country's history.)
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To: Obama_Is_Sabotaging_America

If you already found the info about the navigators, I imagine it won’t be long before hackers find the confidential info. Or maybe they have already. No wonder the main stream press is finally upset.


28 posted on 10/23/2013 1:30:41 PM PDT by FR_addict
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To: tbw2

I can’t remember the thread I recently copied this from. If the original poster sees this, my apology. But, if you are in Texas tbw2, you need to read this because Texas is one of the States that refused to set up exchanges:

States authorized by LAW to ignore ObamaCare mandates, rate hikes
BY DOUG BOOK, ON OCTOBER 23RD, 2013

If you live in a Red State which refused to build an ObamaCare exchange and you have been divested of your doctor and your healthcare plan, don’t get mad at ObamaCare or even Barack Hussein. The reason? Here is what former DC Insurance Commissioner Lawrence H. Mirel has to say about health insurance and the states:

The problem is that the federal government has no legal authority to regulate health insurance rates. Insurance, including health insurance, is regulated by the states. The McCarran-Ferguson Act, which preserves the principle of state regulation of insurance, was not amended by the Patient Protection and Affordable Care Act, the law under which the new rule on health insurance rates was issued. So what is going on here? With no regulatory authority at all, HHS is trying to bully or shame health insurers into reducing their rate increases. The whole effort is an incredible exercise in chutzpah.

In short, if the so called Blue States wish to embrace ObamaCare, its higher prices and monumentally screwed up Healthcare.gov computer system, all well and good. They have every right to do so. But some 34 states said NO to the Regime’s expectation that millions of state tax dollars would go towards establishing an ObamaCare exchange within their borders. A good first step, of course. And these states do NOT have to accept any HHS requirement that insurers meet Affordable Care Act demands! No resident in those states has to give up his current healthcare plan unless the state itself willingly relinquishes regulation of the insurance industry within its borders to the federal government!

And don’t think for one moment that Regime elders are not aware of this. Months after the passage of the affordable Care Act into law, Senator Patrick Leahy was STILL trying to have McCarran-Ferguson repealed. The stated reason–so insurers could not “price fix” premium rates. The REAL reason was because he KNEW that any Republican-run state could tell Barack Obama and HHS Secretary Kathleen Sebelius that ObamaCare-mandated premiums and regulations would NOT be welcome within the state’s borders.

McCarran-Ferguson is still in effect, in spite of the best efforts of more than 20 Democrat senators. After all, the Insurance Industry which ObamaCare was designed to destroy is still very profitable and holds great sway over DC politicians.

So if you’ve lost your doctor of 20 years and your new ObamaCare “approved” insurance premium is $1,100/month with a $10,000 deductible, don’t complain to Washington, at least not if you live in a conservative state. Ask your governor why he is not following a law passed 6 decades before Marxist heathcare was imposed upon unwilling public. You sure as Hell have the right to know.
Sources:

(1) http://www.csmonitor.com/Commentary/Opinion/2011/0613/Uncle-Sam-s-meddling-in-health-insurance-rates-is-wrong-and-will-hurt-consumers
(2) http://www.taglaw.com/index.php?option=com_content&view=article&id=1656:mccarran-ferguson-acts-antitrust-exemption-dodges-another-attempt-at-repeal&catid=78:competition-and-european-law&Itemid=100074
Additional reading:
http://washingtonexaminer.com/premiums-for-young-healthy-people-will-jump-in-45-states-under-obamacare/article/2537431
http://reason.com/blog/2011/06/01/new-york-states-highly-regulat
http://patriotwarrior.org/2012/03/26/the-insidiousness-secrets-of-obamacare


29 posted on 10/23/2013 1:31:07 PM PDT by KittenClaws ( You may have to fight a battle more than once in order to win it." - Margaret Thatcher)
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To: Obama_Is_Sabotaging_America

It does not contain any entries for Massachusetts, so it is clearly incomplete. Is this just states without state exchanges?


30 posted on 10/23/2013 1:33:29 PM PDT by Lonesome in Massachussets (Doing the same thing and expecting different results is called software engineering.)
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To: Lonesome in Massachussets

Massachusetts is exempt because of romneycare. Everyone in Mass is already required to have insurance.


31 posted on 10/23/2013 1:36:01 PM PDT by Boardwalk
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To: central_va

Is that pronounced “oh-BIHD-ee-uht”?


32 posted on 10/23/2013 1:36:04 PM PDT by MrB (The difference between a Humanist and a Satanist - the latter admits whom he's working for)
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To: 2ndDivisionVet

The export button lets you download the database as an xls file, which means you can perform all kinds of interesting analysis on the data.


33 posted on 10/23/2013 1:36:49 PM PDT by catnipman (Cat Nipman: Vote Republican in 2012 and only be called racist one more time!)
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To: MrB
Is that pronounced “oh-BIHD-ee-uht”?

Correct.

34 posted on 10/23/2013 1:39:03 PM PDT by central_va (I won't be reconstructed and I do not give a damn.)
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To: Lonesome in Massachussets

I count 29 states. Maybe they don’t have it running for the other states. I heard that New York doesn’t have anyone enrolled. They are not on this list.

Also, Alaska, the first one listed has over 1,000 different plans. How in the world do they expect this to work.


35 posted on 10/23/2013 1:47:53 PM PDT by FR_addict
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To: 2ndDivisionVet

Actually, this spreadsheet turns out to be the new “feature” just added to the obamacare.gov website to allow people to price “shop” for insurance without creating an account. A scathing cbs report points out the the database has only two price points: 27 years old and 50 years old, and applies the 27 years old price to anybody under 49 and the 50 year old price to anyone 50 or older, resulting in fantastically inaccurate prices, most being shown as 50% less than what they would actually cost in reality.


36 posted on 10/23/2013 1:48:27 PM PDT by catnipman (Cat Nipman: Vote Republican in 2012 and only be called racist one more time!)
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To: tbw2

Hope you don’t have any records at Seton in Austin. Nothing is safe these days.

http://www.statesman.com/news/news/crime-law/seton-officials-stolen-laptop-has-patient-informat/nbT6W/


37 posted on 10/23/2013 1:53:12 PM PDT by bgill (This reply was mined before it was posted.)
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To: MrB

I especially like this line:”Services in excess of specified benefit maximums.”

And whose job is it to determine the specified benefit maximums? I suspect its Randy in some hidden basement eating his twinkies and saying over and over “eeny, meaney, miney, moe gotta check to make them go.”


38 posted on 10/23/2013 1:57:06 PM PDT by ibytoohi (What the hell has happened to my country?)
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To: ibytoohi

Based on your likely voting patterns, I’m sure.


39 posted on 10/23/2013 1:58:13 PM PDT by MrB (The difference between a Humanist and a Satanist - the latter admits whom he's working for)
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To: tobyhill; 2ndDivisionVet
Single male age 27 making $13 an hour will pay $220 a month after subsidies for a bronze plan in my area. That’s a bit more than a cell phone bill.

LOL...How many 27 year olds work full time? Very few...

Lets say the 27 year old works full time toby...

After taxes the 27 year old has what toby? about $1250?

Lets see toby, lets throw in rent, for 800 a month, clothing, 100, utilities 180. Car insurance 100....Oh yeah toby monthly food bill about 300. and gasoline there's 160 and that 220. for Obama care....

Lets calculate that toby...

Hmmmm. That comes to $1860.00.

The 27 year old is now about 5 or 600 bucks short each month.

Now this does not include car payments, furniture costs, tires, repairs, gifts, or any other expenses....Zip...Nothing...

How's that work toby?

40 posted on 10/23/2013 1:59:38 PM PDT by dragnet2 (Diversion and evasion are tools of deceit)
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To: tbw2; All
And those premiums wouldn’t even reduce our taxable income like our current health insurance.

Is that a fact? I'm seeing about the same averages for my area too. If the premium doesn't come out before taxes it's a big difference between what you're paying now and what you'd being paying then.

In any case, I didn't see anything that looked worth switching to. But hypothetically, if I found a better plan on the exchange, could I negotiate with my employer to pay a percentage of the premium? If so, would both the employee and employer maintain the same tax benefits they do as with the plans that THEY offer?
41 posted on 10/23/2013 2:00:37 PM PDT by mmichaels1970
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To: dragnet2; tobyhill
That's if those prices aren't artificially low and doesn't include deductibles, co-payments, prescriptions and the cost of buying or renting medical equipment, etc.
42 posted on 10/23/2013 2:02:24 PM PDT by 2ndDivisionVet (Obama's favorite game is Pin the Fail on the Honkey!)
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To: All
I found the best way to navigate through the info is to filter the state column to my state. Then export the results to an excel spreadsheet. Then "autofilter" the column headers. Choose my county out of the autofilter. Choose my plan level "Gold/silver etc" from the autofilter. Finally sort by price.

Then google the plan name to find a PDF file from the insurance provider that has an explanation of benefits.

The one thing I've taken out of this entire affair....quit bitching at my employer for the health plan they're currently offering.
43 posted on 10/23/2013 2:04:56 PM PDT by mmichaels1970
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To: catnipman

Thanks for the info about it being a new feature. This spreadsheet must be where they are getting the info for the new feature, but I don’t think they meant to make this data view public. It has all the states and all the plans.

Someone said they could see the Navigators info. That would have to be a mistake.


44 posted on 10/23/2013 2:05:05 PM PDT by FR_addict
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To: 2ndDivisionVet
That's if those prices aren't artificially low and doesn't include deductibles....

Yup. That's another thing. Some of the uneducated masses that actually DO find their way to signing up for a plan are going to expect that this means they get "free" medical care afterwards. They're going to be in for a shock when they realize that the first $1,000-$2,000 (or more) is on them.
45 posted on 10/23/2013 2:07:35 PM PDT by mmichaels1970
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To: FR_addict

I meant it has 29 states, not all the states.


46 posted on 10/23/2013 2:07:38 PM PDT by FR_addict
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To: mmichaels1970

Actually more like $6-10,000 from what I’m seeing.


47 posted on 10/23/2013 2:11:44 PM PDT by 2ndDivisionVet (Obama's favorite game is Pin the Fail on the Honkey!)
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To: catnipman
A scathing cbs report points out the the database has only two price points: 27 years old and 50 years old, and applies the 27 years old price to anybody under 49

Ouch.
48 posted on 10/23/2013 2:12:21 PM PDT by mmichaels1970
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To: MrB
In the Vietnam era I marched against the war. Got my draft notice, raised my hand, and said to myself, "I'm a college grad and I know the Army will put me in a great position to maximize my potential." so they assigned me MOS 11 bravo (Grunt). My bunk mate had a Masters from Wisc.So much for reason.

Survived that and entered the business world. I found that we can all be successful in anything you choose (within reason), provided that we are willing to fight for the most important freedom of all: We are all free to fall on our backsides, get up, dust ourselves off, and keep on going even if it means going in a different direction. Its the American way, and that is the freedom that is being taken from us.

BTW, I have never voted Democrat...ever.

49 posted on 10/23/2013 2:22:56 PM PDT by ibytoohi (What the hell has happened to my country?)
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To: ransomnote

The lowball is coming from these numbers. The insurance guy said the lowball comes from Barrycare only showing numbers for two ages, age 27 and 50. That is how these fields are labeled here for the individual insurance. So this form is likely the same “lowball” numbers people are seeing elsewhere. Unless you’re on the dot age 27 and 50, these may not even be close to accurate for you.


50 posted on 10/23/2013 2:34:46 PM PDT by JediJones (The #1 Must-see Filibuster of the Year: TEXAS TED AND THE CONSERVATIVE CRUZ-ADE)
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