Free Republic
Browse · Search
News/Activism
Topics · Post Article

Skip to comments.

He should’ve seen this coming
Richmond Times-Dispatch ^ | 10/26/13 | Michael Carroll

Posted on 10/26/2013 2:59:39 PM PDT by Captain Jack Aubrey

Editor, Times-Dispatch:

I am self-employed and I pay for my own health insurance. I assumed I would pay a surcharge for the Affordable Care Act every month. I assumed incorrectly that I would have the freedom to choose, that my future and security were in my hands. My insurance agent visited my office and asked me what provision of the ACA I wanted to sign up for. I thought he was kidding; he wasn’t. I do not have a choice. My policy will go from $325 a month to more than $900 a month, my coverage will be nowhere near what I have today and I must change my family doctor, eye doctor and dentist. My deductible will be as high as $8,000.

This act is now a federal law and there are no private insurance policies available — none — at any cost. I actually felt sorry for my insurance agent as I could see his frustration and weariness at having to explain this to his clients over and over.

My impression was that this act was to assist those who could not assist themselves, to provide help to those in need. I was fundamentally supportive and in agreement with this concept.

I should have seen this coming simply by the fact the lawmakers exempted themselves, their families and their staff. If a car mechanic will not drive a car after he performs major repairs, then the car is probably not safe for me and my family.

Why $900 a month for an inferior product? The middle-class citizen will carry this burden, the rich can pay cash, the poor pay nothing, and the folks in the middle pay everything.

Michael Carroll. Richmond.

(Excerpt) Read more at timesdispatch.com ...


TOPICS: News/Current Events; US: Virginia
KEYWORDS: 0carenightmare; exchanges; obamacare; obamacareanecdote; obamacaredefrauds; obamacarelies; obamacarepremium; obamalies; romneyagenda; romneycare; romneycare4ever; romneycare4you; virginia
Navigation: use the links below to view more comments.
first 1-5051-81 next last
This poor guy! He is an Obama voter who actually believed the BS. Now, he has lost his health insurance, doctors and an additional $600 a month in premiums for a MUCH higher deductible. So sad. If only democrat policies only hurt democrats like this guy.

Scroll down to see actual letter.

1 posted on 10/26/2013 2:59:39 PM PDT by Captain Jack Aubrey
[ Post Reply | Private Reply | View Replies]

To: Captain Jack Aubrey

“...good and hard.”


2 posted on 10/26/2013 3:01:36 PM PDT by Eric in the Ozarks ("Say Not the Struggle Naught Availeth.")
[ Post Reply | Private Reply | To 1 | View Replies]

To: Captain Jack Aubrey
The Republicans aren't much better.

Gary Johnson 2016.

3 posted on 10/26/2013 3:02:46 PM PDT by elkfersupper
[ Post Reply | Private Reply | To 1 | View Replies]

To: Captain Jack Aubrey

The worst part is that this is only the insurance part of Obamacare. Wait until they get to the medical care part — if it will even be available.


4 posted on 10/26/2013 3:03:22 PM PDT by Uncle Chip
[ Post Reply | Private Reply | To 1 | View Replies]

To: Captain Jack Aubrey

Anyone who buys into the idea that government programs which redistribute wealth are good, and not destined for failure, in the long run, is not thinking.


5 posted on 10/26/2013 3:03:48 PM PDT by stanne
[ Post Reply | Private Reply | To 1 | View Replies]

To: Captain Jack Aubrey

You wanted this. Now suck on it.


6 posted on 10/26/2013 3:05:02 PM PDT by Lurker (Violence is rarely the answer. But when it is it is the only answer.)
[ Post Reply | Private Reply | To 1 | View Replies]

To: Captain Jack Aubrey

Obamacare.coN


7 posted on 10/26/2013 3:06:59 PM PDT by Mark (DONATE to FR Now!)
[ Post Reply | Private Reply | To 1 | View Replies]

To: Captain Jack Aubrey

The 0bots are commenting at the linked site that this guy is a fake. They’re coming up with all kinds of reasons why Mr Carrol is wrong. If I could post there (looks like FB postings), I’d tell them to get back to us in a year.


8 posted on 10/26/2013 3:08:06 PM PDT by Jane Long (While Marxists continue the fundamental transformation of the USA, progressive RINOs assist!)
[ Post Reply | Private Reply | To 1 | View Replies]

To: Uncle Chip

There won’t be any. This is not about taking care of people, the people Obama despises. It is about private information and control.

BTW, it is illegal, as it defies the federal laws of Health Information Portability and Accountability Act. Our privacy doesn’t matter. This law doesn’t matter. I haven’t seen nor heard any evidence that our health matters.

From the WAPO, 2 days ago:
About an hour and a half into this morning’s Energy and Commerce hearing, Rep. Joe Barton (R-Tex.) showed off a slide of code he said was from the HealthCare.gov site, and which he believed was a violation of HIPAA heath privacy rules.


9 posted on 10/26/2013 3:09:09 PM PDT by stanne
[ Post Reply | Private Reply | To 4 | View Replies]

To: Captain Jack Aubrey

The following message, in its entirety and in its simplicity, needs to be sent to every person who is not being hurt by Obamacare:

“Actions have consequences. If you voted for a democrat in any federal office—house, senate or president, you got exactly what you voted for, so stop your complaining and enjoy what your vote has wrought. The first opportunity you will have to change this mess is in 2016. It will require a Republican house, senate and white house to undo this mess. Your first action needs to come in November 2014 followed by action in November 20.

If you are unwilling to undertake those actions and put Republicans who are willing to repeal this disaster ito federal office, then shut your fool mouth and stop complaining. You got exactly what you voted for.”

waaah waaah waaaaah. You got what you asked for, morons.


10 posted on 10/26/2013 3:09:13 PM PDT by VideoPaul
[ Post Reply | Private Reply | To 1 | View Replies]

To: Captain Jack Aubrey
there are no private insurance policies available — none — at any cost.

I don't understand why he is saying this. In my state, at least, there are many policies available directly from many insurers. They all have to be compliant, but there is a much greater range of policy provisions available compared to those on the state exchange, especially relating to provider networks.

11 posted on 10/26/2013 3:10:49 PM PDT by steve86 (Some things aren't really true but you wouldn't be half surprised if they were.)
[ Post Reply | Private Reply | To 1 | View Replies]

To: VideoPaul

CORRECTION: (man I wish these things could be edited)...”who is NOW being hurt...”


12 posted on 10/26/2013 3:11:07 PM PDT by VideoPaul
[ Post Reply | Private Reply | To 10 | View Replies]

To: All


Help FR Continue the Conservative Fight!
Your Monthly and Quarterly Donations
Help Keep FR In the Battle!

Sponsoring FReepers are contributing
$10 Each time a New Monthly Donor signs up!
Get more bang for your FR buck!
Click Here To Sign Up Now!


13 posted on 10/26/2013 3:13:04 PM PDT by musicman (Until I see the REAL Long Form Vault BC, he's just "PRES__ENT" Obama = Without "ID")
[ Post Reply | Private Reply | To 10 | View Replies]

To: VideoPaul
waaah waaah waaaaah. You got what you asked for, morons.

And that goes double for all the "conservatives" who either stayed home, or didn't vote against Obama.

14 posted on 10/26/2013 3:13:21 PM PDT by ROCKLOBSTER ("The government" is nothing but a RAT jobs program)
[ Post Reply | Private Reply | To 10 | View Replies]

To: VideoPaul

Absolutely false and dim-witted. The national GOP does not care about ending Obamacare. They simply wants more power for themselves. They are inept, ineffective, and incredibly poor at the modern political game. They have no way of utilizing of mass media or social media. Voting for more “R’s” simply because they have an “R” simply brings us more of the decay we have gotten in the past decade.


15 posted on 10/26/2013 3:14:12 PM PDT by Teacher317 (Obama is failing faster than I can lower my expectations.)
[ Post Reply | Private Reply | To 10 | View Replies]

To: Uncle Chip
Wait till they get to the part about fines. Libs, even some Freepers and even Rush Limbaugh himself were pointing out that the Fedzilla can only collect the fines through tax refunds...A-a-and they believe that? HA HA HA HA! So far EVERYTHING about this commie care is one big fat LIE, one huge deception and they think for one second they are going after those fines only through tax refunds? HA HA HA HA HA!

The only reason this Obamacare exists is because it's a SCAM. It gives the fascists direct access to everything you own! They make the cost so high that almost nobody can afford it and then come the fines which undoubtedly they will raise and raise and raise every single year until you end up owing into the 5 digits then 6 then you can't keep up and that's when they make their move. Liens, the house, the car, the kids college fund all seized and *poof* we have redistribution of wealth, collectivism, communism 101 and guess who will be laughing?


16 posted on 10/26/2013 3:17:31 PM PDT by GrandJediMasterYoda (What do we want? Time travel. When do we want it? It's irrelevant.)
[ Post Reply | Private Reply | To 4 | View Replies]

Comment #17 Removed by Moderator

To: stanne

It’s about killing freedom. It’s about wealth transfer from whitey to non-whitey. It’s about punishing success and hard work. It’s tyranny and dictatorship. That’s what it is.


18 posted on 10/26/2013 3:20:51 PM PDT by ProtectOurFreedom
[ Post Reply | Private Reply | To 9 | View Replies]

To: Captain Jack Aubrey
My impression was that this act was to assist those who could not assist themselves, to provide help to those in need. I was fundamentally supportive and in agreement with this concept

Sucker!

19 posted on 10/26/2013 3:21:10 PM PDT by BenLurkin (This is not a statement of fact. It is either opinion or satire; or both.)
[ Post Reply | Private Reply | To 1 | View Replies]

To: Captain Jack Aubrey
Why $900 a month for an inferior product?

To help pay for the inferior product for those who can't (or won't) pay.

ObamaCare: overpaying for the medical attention that won't be there when you need it the most.

20 posted on 10/26/2013 3:22:22 PM PDT by jeffc (The U.S. media are our enemy)
[ Post Reply | Private Reply | To 1 | View Replies]

To: ROCKLOBSTER
And that goes double for all the "conservatives" who either stayed home, or didn't vote against Obama

Amen.

21 posted on 10/26/2013 3:22:49 PM PDT by Semper911 (When you want to rob Peter to pay Paul, you'll always have the support of Paul.)
[ Post Reply | Private Reply | To 14 | View Replies]

To: Captain Jack Aubrey

Let's laugh at all the idiot Obama voters' pain -- people who don't have a clue about the real world or the way it works. Let's laugh at their ignorance of the damage government causes. Let's commiserate about the loss of our liberties and freedom. Let's rebel against tyranny.

22 posted on 10/26/2013 3:23:57 PM PDT by ProtectOurFreedom
[ Post Reply | Private Reply | To 1 | View Replies]

To: Captain Jack Aubrey
My policy will go from $325 a month to more than $900 a month, my coverage will be nowhere near what I have today and I must change my family doctor, eye doctor and dentist.

We warned you, dumbass.

23 posted on 10/26/2013 3:25:09 PM PDT by Billthedrill
[ Post Reply | Private Reply | To 1 | View Replies]

To: stanne

So correct. If they really wanted to take care of people all they had to do was simply expand the existing ‘single payer’ system known as Medicare(a problem in and of itself). This present monstrosity is about control with wealth transfer.


24 posted on 10/26/2013 3:31:01 PM PDT by yadent
[ Post Reply | Private Reply | To 9 | View Replies]

To: Captain Jack Aubrey
My impression was that this act was to assist those who could not assist themselves, to provide help to those in need. I was fundamentally supportive and in agreement with this concept.

We already have that, it's called medi-care. Obamacare is just a huge power grab by a tyrant and a party of lying, communist thieves.

It's even turning out to be much worse than what everyone on the right warned about and it's only going to get much worse if it is not stopped.

25 posted on 10/26/2013 3:31:13 PM PDT by Bullish (The only real solution is to abolish liberal democrats forever)
[ Post Reply | Private Reply | To 1 | View Replies]

Whoops, I meant to say Medic-aide not care.


26 posted on 10/26/2013 3:32:05 PM PDT by Bullish (The only real solution is to abolish liberal democrats forever)
[ Post Reply | Private Reply | To 25 | View Replies]

To: Captain Jack Aubrey
My impression was that this act was to assist those who could not assist themselves, to provide help to those in need. I was fundamentally supportive and in agreement with this concept

What Mr. Carroll isn't saying is that he thought that the rich man would pay for the poor's health insurance. Not him.

Turns out that according to Obama, Mr. Carroll is the rich man. Surprise!
27 posted on 10/26/2013 3:36:06 PM PDT by Ticonderoga34
[ Post Reply | Private Reply | To 1 | View Replies]

To: Captain Jack Aubrey

Has anyone stopped to think what even a $200 to $300 increase a month means to the average family?

Think about the amount of the average car payment.

Or if the family has a little more than barely enough to pay for groceries, house payment or rent, and car payment......this is the money that they would spend for their favourite hobby.

Or payments towards their boat or vacation trip.

My point is that beyond the cost of insurance, beyond the 29 hour work week, this law is going to have a devastating effect on the economy.

Not only because money that would other wise go for a new car, bike, vacation or whatever, a huge increase in taxes is inevitable.

The only good thing about this is that 50% of the people crying over their new insurance costs are people who voted for obumbler.


28 posted on 10/26/2013 3:41:33 PM PDT by old curmudgeon
[ Post Reply | Private Reply | To 1 | View Replies]

To: Captain Jack Aubrey
He is an Obama voter

Where did you see that he was an Obama voter?

29 posted on 10/26/2013 3:42:41 PM PDT by edwinland
[ Post Reply | Private Reply | To 1 | View Replies]

To: yadent

Medicare and Medicaid and Social Security are built on unsound principals. So would be amnesty.

Some generation eventually has to bear the enormous burden. Adding this was so unsound. But is was also a big hoax.


30 posted on 10/26/2013 3:45:17 PM PDT by stanne
[ Post Reply | Private Reply | To 24 | View Replies]

To: old curmudgeon

It is an enormous increase. the kind reserved for an upgrade in lifestyle or an investment. It is an IRA contribution $2000 per year sets some people up for old age when they can’t work - duh.

Really people just go along with his ideas with no evidence that he does not hate them.

Our country needs to pay for those who don’t work.

Well, [bleep], who is going to pay for these people who are working now when they hit 70 then live to 90. They aren’t planning for that? Why should I give up my retirement, where I pay myself for later I AM NOT working when I’m 80, and no one wants me to, for people who could fall into the category of: don’t work, aren’t American, loathe me out of bigotry, and who don’t take care of themselves?


31 posted on 10/26/2013 3:55:37 PM PDT by stanne
[ Post Reply | Private Reply | To 28 | View Replies]

To: stanne

-— I AM NOT working when I’m 80 _-—

For good or I’ll, we will only survive as clans, with multiple generations living under one roof.

That’s how the Polish side of my family survived communism, except the “one roof” was a one bedroom apartment.


32 posted on 10/26/2013 4:00:45 PM PDT by St_Thomas_Aquinas ( Isaiah 22:22, Matthew 16:19, Revelation 3:7)
[ Post Reply | Private Reply | To 31 | View Replies]

To: stanne

Exactly! Instead of adding another unsound program just expand an existing one...you know, for the children.


33 posted on 10/26/2013 4:07:25 PM PDT by yadent
[ Post Reply | Private Reply | To 30 | View Replies]

To: F15Eagle

-— And yet, they STILL won’t be able to figure it out. -—

They’re hopeless. Statism is their religion.

But this disaster should galvanize the working segment of the population. The LIVs won’t turn out at the mid-terms because, above everything else, they’re lazy.


34 posted on 10/26/2013 4:13:36 PM PDT by St_Thomas_Aquinas ( Isaiah 22:22, Matthew 16:19, Revelation 3:7)
[ Post Reply | Private Reply | To 17 | View Replies]

To: Captain Jack Aubrey

And the GOP-e are gleefully rubbing their hands together at this man’s suffering, banking on him turning against the Democrats.


35 posted on 10/26/2013 4:15:18 PM PDT by COBOL2Java (I'm a Christian, pro-life, pro-gun, Reaganite. The GOP hates me. Why should I vote for them?)
[ Post Reply | Private Reply | To 1 | View Replies]

To: St_Thomas_Aquinas

Irish too. Have lots of stories of multi generations in an apartment in the Bronx up until this third party payer came in in the ‘30s(?)


36 posted on 10/26/2013 4:17:33 PM PDT by stanne
[ Post Reply | Private Reply | To 32 | View Replies]

To: old curmudgeon

Exactly! Less money to spend on your family, is going to trickle down some more. All by plan. Then when the healthy, who need to get to a Dr. can’t, those that use a tremendous amount of services, are going to start seeing the Govt. calculate what the “value” of their life is. Rationed care. Then on to “rationed birth”. I don’t doubt at all the Feds will force genetic screening on parents and the “fetus”. If any defect is found, forced abortion because we can’t have someone born that by default will use more of Medical Services than they are “entitled” to. (that is entitled according to the Govt.)

Barry is changing America all right.


37 posted on 10/26/2013 4:20:21 PM PDT by machogirl (First they came for my tagline)
[ Post Reply | Private Reply | To 28 | View Replies]

To: edwinland

“My impression was that this act was to assist those who could not assist themselves, to provide help to those in need. I was fundamentally supportive and in agreement with this concept”

In this statement alone he self-identifies as a statist which leads me to believe if he did not vote for Obama he supports Obama’s intended political direction for this country. The issue if he cast a vote for the Liar-in-Chief is moot.


38 posted on 10/26/2013 4:22:57 PM PDT by chulaivn66 (Semper Fidelis)
[ Post Reply | Private Reply | To 29 | View Replies]

To: Captain Jack Aubrey

May every Democrat voter get the same result.


39 posted on 10/26/2013 4:23:27 PM PDT by freedomfiter2 (Brutal acts of commission and yawning acts of omission both strengthen the hand of the devil.)
[ Post Reply | Private Reply | To 1 | View Replies]

To: Captain Jack Aubrey

Michael Carroll. Sucker.


40 posted on 10/26/2013 4:24:31 PM PDT by who knows what evil? (G-d saved more animals than people on the ark...www.siameserescue.org.)
[ Post Reply | Private Reply | To 1 | View Replies]

To: machogirl
I hope all LIBs/DIMs that supported this un-American obamination chock on their nobama-sh**-sandwich.
41 posted on 10/26/2013 4:24:52 PM PDT by hal ogen (First Amendment or Reeducation Camp?)
[ Post Reply | Private Reply | To 37 | View Replies]

To: Captain Jack Aubrey

My actual reaction is unprintable. Did you vote for Obama? You did? Then comes the unprintable portion.

Thanks, moron. That’s the closest I can get and not be bleeped.


42 posted on 10/26/2013 4:26:39 PM PDT by marron
[ Post Reply | Private Reply | To 1 | View Replies]

To: hal ogen

Probably will be long lines to get bread. I remember seeing those lines on the news in the 70’s/80’s (USSR). O’bomber voters will just have to choke on the poop.


43 posted on 10/26/2013 4:28:46 PM PDT by machogirl (First they came for my tagline)
[ Post Reply | Private Reply | To 41 | View Replies]

To: ProtectOurFreedom

“It’s about killing freedom. It’s about wealth transfer from whitey to non-whitey. It’s about punishing success and hard work. It’s tyranny and dictatorship. That’s what it is.”

I think you’d be shocked how many whites are on the receiving end of this; there are not enough non-whites in this country (yet) to elect Obama twice. The Dems have marginalized and dumbed down enough whites to split the vote.


44 posted on 10/26/2013 4:31:46 PM PDT by kearnyirish2 (Affirmative action is economic war against white males (and therefore white families).)
[ Post Reply | Private Reply | To 18 | View Replies]

To: old curmudgeon

“The only good thing about this is that 50% of the people crying over their new insurance costs are people who voted for obumbler.”

More like 4%; the 47% still won’t pay anything, and the difference that put him over the top will. This is a massive middle class tax hike.


45 posted on 10/26/2013 4:33:38 PM PDT by kearnyirish2 (Affirmative action is economic war against white males (and therefore white families).)
[ Post Reply | Private Reply | To 28 | View Replies]

To: Uncle Chip
The worst part is that this is only the insurance part of Obamacare. Wait until they get to the medical care part — if it will even be available.

On the good side he'll never have to pay the $8,000 in deductibles because it doesn't cost anything when you can't get an appointment. He can put those savings towards a good funeral plan.

46 posted on 10/26/2013 4:36:18 PM PDT by TigersEye (Stupid is a Progressive disease.)
[ Post Reply | Private Reply | To 4 | View Replies]

To: Captain Jack Aubrey

“My impression was that this act was to assist those who could not assist themselves, to provide help to those in need. I was fundamentally supportive and in agreement with this concept.”

The moron should be proud of himself: this law will assist those who are in need, and all others who don’t want to pay for their own health care needs. At his expense, of course. That’s the problem with communism: nice idea, until you try to implement it in real life: it becomes a nightmare for everyone.


47 posted on 10/26/2013 4:36:45 PM PDT by exinnj
[ Post Reply | Private Reply | To 1 | View Replies]

To: old curmudgeon

bttt


48 posted on 10/26/2013 4:45:02 PM PDT by First_Salute (May God save our democratic-republican government, from a government by judiciary.)
[ Post Reply | Private Reply | To 28 | View Replies]

To: old curmudgeon
The only good thing about this is that 50% of the people crying over their new insurance costs are people who voted for obumbler.

That's not the only good thing. There are going to be a lot of good deals on real estate and other real property being sold off in desperate attempts to survive.

49 posted on 10/26/2013 4:55:06 PM PDT by TigersEye (Stupid is a Progressive disease.)
[ Post Reply | Private Reply | To 28 | View Replies]

To: Captain Jack Aubrey
The middle-class citizen will carry this burden, the rich can pay cash, the poor pay nothing, and the folks in the middle pay everything.

I can't believe this guy is an obama voter. An obama voter would NEVER believe that and would NEVER say that.

50 posted on 10/26/2013 5:18:50 PM PDT by Right Wing Assault (-)
[ Post Reply | Private Reply | To 1 | View Replies]


Navigation: use the links below to view more comments.
first 1-5051-81 next last

Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.

Free Republic
Browse · Search
News/Activism
Topics · Post Article

FreeRepublic, LLC, PO BOX 9771, FRESNO, CA 93794
FreeRepublic.com is powered by software copyright 2000-2008 John Robinson