Free Republic
Browse · Search
News/Activism
Topics · Post Article

Skip to comments.

Report: Health premiums to rise significantly for many Texans (Another Obama lie)
Ft. Worth Star Telegram ^ | 10/30/2013 | EDGAR WALTERS

Posted on 10/30/2013 2:07:38 PM PDT by tobyhill

The Affordable Care Act will increase the average cost of insurance premiums, making health care less affordable for those Texans on whom the system financially depends, according to a report from a conservative think tank.

The report, released Monday by the Texas Public Policy Foundation, says premiums for health insurance plans will increase for young, healthy Texans under the Affordable Care Act, also known as Obamacare. The health care law requires private insurers to cover essential health benefits and establishes a federal marketplace for insurers to sell coverage plans, among other requirements.

The report concludes that premiums will be on average “significantly higher than coverage available on the individual market in Texas prior to the ACA.” Nonetheless, it concedes that comparing pre- and post-ACA health care plans “presents some difficulties” because of the costs associated with mandating that health plans cover essential benefits, and because the impact on individuals will vary depending on age, gender, location and other factors.

As an example, the report highlights changes in premiums for catastrophic plans for young people living in metropolitan areas. Catastrophic plans have lower premiums than comprehensive plans but provide protection only from worst-case scenarios. John Davidson, the report’s author, said those plans are the most attractive to young, healthy Texans, and that they operate “the most like insurance” of any health care plan in the insurance marketplace.

(Excerpt) Read more at star-telegram.com ...


TOPICS: Extended News; News/Current Events; US: Texas
KEYWORDS:

1 posted on 10/30/2013 2:07:38 PM PDT by tobyhill
[ Post Reply | Private Reply | View Replies]

To: tobyhill

My coverage through the company rose about $45.00 bucks a month. Kinda stunned me.


2 posted on 10/30/2013 2:10:21 PM PDT by servantboy777
[ Post Reply | Private Reply | To 1 | View Replies]

To: tobyhill
My first thought when I see Ft. Worth Startle-gram is to decide whether I need to reline the litter box for the catz. I wouldn't believe them if they said the sun rises in the East.

/johnny

3 posted on 10/30/2013 2:12:31 PM PDT by JRandomFreeper (Gone Galt)
[ Post Reply | Private Reply | To 1 | View Replies]

To: tobyhill

Everything’s big in Texas, si¿


4 posted on 10/30/2013 2:17:48 PM PDT by moovova
[ Post Reply | Private Reply | To 1 | View Replies]

To: tobyhill

Huh, I’ll never pay another dime in premiums, co-pays, deductibles, doctor visits, labs, prescriptions, hospital stays, equipment, tests or anything else and I live in Texas. Ask me how.


5 posted on 10/30/2013 2:18:03 PM PDT by 2ndDivisionVet (Ted Cruz/Sarah Palin 2016)
[ Post Reply | Private Reply | To 1 | View Replies]

To: 2ndDivisionVet

How? :-)


6 posted on 10/30/2013 2:20:51 PM PDT by TigersEye (Stupid is a Progressive disease.)
[ Post Reply | Private Reply | To 5 | View Replies]

To: tobyhill

The solution to this situation is to outlaw health insurance. Dissolve the insurance companies. Leave doctors and hospitals alone and let them set their price in the marketplace.

I don’t think I’ve heard anyone suggest this solution.


7 posted on 10/30/2013 2:21:41 PM PDT by ez (Muslims do not play well with others.)
[ Post Reply | Private Reply | To 1 | View Replies]

To: TigersEye

First, become an at least 50% service-connected disabled veteran, then....


8 posted on 10/30/2013 2:23:11 PM PDT by 2ndDivisionVet (Ted Cruz/Sarah Palin 2016)
[ Post Reply | Private Reply | To 6 | View Replies]

To: JRandomFreeper
Texas does not have State exchanges.

Having said that - my small company is Grandfathered, so we do not have to worry about price increases until November 2014.

I also noticed "acceptable coverages" are already rearing their ugly heads. BlueCross even tried to trick us into changing our renewal date which would have significantly raised our costs.

9 posted on 10/30/2013 2:26:44 PM PDT by KittenClaws ( Normalcy Bias. Do you have it?)
[ Post Reply | Private Reply | To 3 | View Replies]

To: 2ndDivisionVet
I had a feeling ...

I hope you are doing well, rarely need a doctor and get good care when you do. You and your brothers and sisters in arms deserve full coverage no strings attached. :-)

10 posted on 10/30/2013 2:33:21 PM PDT by TigersEye (Stupid is a Progressive disease.)
[ Post Reply | Private Reply | To 8 | View Replies]

To: KittenClaws

BlueCross even tried to trick us into changing our renewal date which would have significantly raised our costs.”

The UT system has their coverage through BC and their next policy renewal will be 9/1/2014. Will be interesting to see what they do then but at least they look okay for one more year.

Thought it was interesting that the State of Texas changed their coverage from BC of Texas to United Healthcare in 2012. Have always wondered what really prompted this change because they had been with BC for forever.


11 posted on 10/30/2013 2:41:17 PM PDT by Grams A (The Sun will rise in the East in the morning and God is still on his throne.)
[ Post Reply | Private Reply | To 9 | View Replies]

To: Grams A

Thought it was interesting that the State of Texas changed their coverage from BC of Texas to United Healthcare in 2012. Have always wondered what really prompted this change because they had been with BC for forever.


Well now, there’s something I didn’t know. How is obamacare implementation working under United Healthcare - do you know?

I’m working under the assumption that the State of Texas does not/will not comply with obamacare.


12 posted on 10/30/2013 2:44:49 PM PDT by KittenClaws ( Normalcy Bias. Do you have it?)
[ Post Reply | Private Reply | To 11 | View Replies]

To: KittenClaws

I’m working under the assumption that the State of Texas does not/will not comply with obamacare.”

Interesting situation to be sure. Texas does not have exchanges and since the State of Texas changed their employee’s coverage in 2012 they won’t be grandfathered in.

Another thing I have noticed about BC of Texas - a lot of their policies are individual/family and very, very small businesses. Haven’t heard of the wholesale cancellations like there has been for other states. We have so many new people now and although they are covered by BC and work in Texas, their plans are written and controlled by Anthem BC, BC of Maryland, Alabama, etc. I work with a lot of different docs and none of us are looking forward to January. Each state has different mandates which are included in their policies so a very, very few states may be better off than others.

Unfortunately there are just no answers to any of these questions out there yet and I doubt if anyone in DC has a real clue as to how the industry currently operates. There are just more exceptions than there are rules but the current system has been in place for at least 50 years that I know of and works pretty good without interference from the government.


13 posted on 10/30/2013 3:27:26 PM PDT by Grams A (The Sun will rise in the East in the morning and God is still on his throne.)
[ Post Reply | Private Reply | To 12 | View Replies]

Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.

Free Republic
Browse · Search
News/Activism
Topics · Post Article

FreeRepublic, LLC, PO BOX 9771, FRESNO, CA 93794
FreeRepublic.com is powered by software copyright 2000-2008 John Robinson