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Why is Medicaid getting most Kentuckians who have found insurance through the health exchange?
cn|2 Pure Politics ^ | 11/07/2013 | Jacqueline Pitts

Posted on 11/10/2013 6:42:45 PM PST by Republican Wildcat

One of the biggest criticisms of Kentucky’s early returns from the state’s health exchange is that an overwhelming majority have landed on the government’s Medicaid program rather than private insurance.

But state officials say that’s to be expected early in the open enrollment period, which began Oct. 1 and ends March 31.

The reason the number of Medicaid enrollees is so much higher so far is because if someone’s income qualifies them to be on that program, they’re automatically signed up. It’s like a turning on a light switch.

Others who earn more than 138 percent of the poverty rate — $15,856 for an individual — can find private insurance through the exchange from either two or three companies depending on the area in which they live. But that process often takes longer so that people have time to mull over their options and the cost of the plan, said Gwenda Bond, assistant communications director for the Kentucky Cabinet for Health and Family Services.

As of this fall, Kentucky had 640,000 people who were uninsured. The latest numbers provided by the Health Cabinet show that 32,485 of those uninsured have enrolled in new health coverage. Here’s how those numbers break down:

308,000 of them are eligible for Medicaid now that it has been expanded to cover more low-income Kentuckians. And so far, 27,854 individuals have enrolled in Medicaid.

The other 332,000 uninsured Kentuckians make too much to qualify for Medicaid but could find health coverage with private and nonprofit insurers through the exchange. But only 4,631 of those individuals have signed up so far — less than 1.5 percent of those who are expected to qualify.

(Excerpt) Read more at mycn2.com ...


TOPICS: Extended News; Government; News/Current Events; US: Kentucky
KEYWORDS: abortion; beshear; deathpanels; kentucky; medicaid; obamacare; zerocare

1 posted on 11/10/2013 6:42:45 PM PST by Republican Wildcat
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To: Republican Wildcat

McConnell’s Fault.


2 posted on 11/10/2013 6:46:10 PM PST by Paladin2
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To: Republican Wildcat

A. People like free stuff.


3 posted on 11/10/2013 6:46:14 PM PST by Wally_Kalbacken
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To: Republican Wildcat

This is true in most states....people are being shunted over to medicaid not Ocare


4 posted on 11/10/2013 6:48:31 PM PST by Nifster
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To: Republican Wildcat

All of which is illegal.

Our a$$hole Democrap governor started the exchange via EO after the legislature refused to do so. According to the KY constitution, it could only be done legislatively. It’s been in the courts, I don’t know the current status.

But, in typical liberal fascist fashion, Breshear knew that if he got the Frankenstein program far enough along before the courts stopped it, the courts would say “it’s too far along, we have to leave it in place”.

The Dems just do it illegally knowing that either the activist courts will back them up, or that it will become too intrenched and no judge will have the stones to stop it.

There is no rule of law in this country. Again, it is the fault of the Republicans for refusing to do what is necessary to stop these illegal actions. Republicans are whiny bitches and collaborators.

Mitch McConnell...well there goes my dinner.


5 posted on 11/10/2013 6:55:43 PM PST by ChildOfThe60s ((If you can remember the 60s.....you weren't really there)
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To: Nifster

same here got a letter stating that starting on January 1, I will placed on Medicaid. Sheesh no never asked for my opinion.


6 posted on 11/10/2013 6:56:47 PM PST by Patriot Babe
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To: Republican Wildcat

Who is surprised? Obama’s war on coal has created a lot of people who are eligible for Medicaid, especially in KY, WV and TN.


7 posted on 11/10/2013 6:58:17 PM PST by batterycommander (a little more rubble, a lot less trouble)
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To: Republican Wildcat
The other 332,000 uninsured Kentuckians make too much to qualify for Medicaid but could find health coverage with private and nonprofit insurers through the exchange.

Nonprofit insurers?

8 posted on 11/10/2013 7:03:09 PM PST by GOPJ (Obama - "too arrogant to question his own bad judgement" ... Greenfield)
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To: Republican Wildcat

The two biggest cons in nobamacare:

1. You get a policy with a monthly premium of, say, $500. But you’re deductible is $10,000. You, in effect, don’t have insurance.

2. The number of people in Medicaid will explode, just like the number of people on food stamps. Who pays for this?


9 posted on 11/10/2013 7:04:58 PM PST by upchuck (I've got maternity care via Obamacare! Now, if I could just figure out how a male gets pregnant...)
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To: upchuck
You get a policy with a monthly premium of, say, $500. But you’re deductible is $10,000. You, in effect, don’t have insurance.

Don't confuse insurance (what that describes) and pre-paid healthcare.

10 posted on 11/10/2013 7:10:05 PM PST by nascarnation (Baraq's 3rd term: squaw Warren? Lord help us!)
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To: Republican Wildcat

Six reasons Obamacare will only get worse for Democrats:

Shttp://www.washingtonpost.com/blogs/post-partisan/wp/2013/11/08/the-insiders-six-reasons-obamacare-will-only-get-worse-for-democrats/


11 posted on 11/10/2013 7:11:29 PM PST by GOPJ (Obama - "too arrogant to question his own bad judgement" ... Greenfield)
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To: Republican Wildcat

I feel like King George is in “OUR HOUSE”....Talk about the world turned upside down...


12 posted on 11/10/2013 7:16:23 PM PST by Sacajaweau
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To: GOPJ

#5 on the list will be the source of ongoing bad news.

The Navigators are generally poorly trained and incompetent to advise clients on insurance. There training is focused only on how to get people through the signup process. To a significant extent their compensation will be based on successfully completed enrollments. This creates an incentive to advise clients to enter information that minimizes the out-of-pocket cost for enrollment, typically by underestimating income to maximize the subsidy. In other words, just opposite of the no doc mortgage loan, the Navigators will encourage no doc ObamaCare clients to understate income.

In 2015, when 2014 tax time rolls around, a large number of ObamaCare clients are going to be shocked at their income tax liability. That’s because at the income levels around 400% of the poverty line, which is not too far off median income, marginal income tax rates can be as high as 740,000%. (Not a typo. If I earn $1 over the $62040 hurdle, my income tax liability goes up $7400. 740,000% marginal income tax.)

Of course, a similar situation exists at 138% of poverty line. The Medicare enrollees potentially face an even higher marginal tax rate.

Marginal tax rates influence behavior once they are understood. Few understand the perverse incentives created by ObamaCare, but they will eventually become clear. ObamaCare has huge potential to destroy the work ethic and individual aspiration that once created a great economy.


13 posted on 11/10/2013 7:35:48 PM PST by Skepolitic
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To: GOPJ

#5 on the list will be the source of ongoing bad news.

The Navigators are generally poorly trained and incompetent to advise clients on insurance. There training is focused only on how to get people through the signup process. To a significant extent their compensation will be based on successfully completed enrollments. This creates an incentive to advise clients to enter information that minimizes the out-of-pocket cost for enrollment, typically by underestimating income to maximize the subsidy. In other words, just opposite of the no doc mortgage loan, the Navigators will encourage no doc ObamaCare clients to understate income.

In 2015, when 2014 tax time rolls around, a large number of ObamaCare clients are going to be shocked at their income tax liability. That’s because at the income levels around 400% of the poverty line, which is not too far off median income, marginal income tax rates can be as high as 740,000%. (Not a typo. If I earn $1 over the $62040 hurdle, my income tax liability goes up $7400. 740,000% marginal income tax.)

Of course, a similar situation exists at 138% of poverty line. The Medicare enrollees potentially face an even higher marginal tax rate.

Marginal tax rates influence behavior once they are understood. Few understand the perverse incentives created by ObamaCare, but they will eventually become clear. ObamaCare has huge potential to destroy the work ethic and individual aspiration that once created a great economy.


14 posted on 11/10/2013 7:36:10 PM PST by Skepolitic
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To: Republican Wildcat

so far, 27,854 individuals have enrolled in Medicaid.

******

If they are on Medicaid.....which is free and paid for by tax-payers, they should be so poor they don’t have internet fees and a computer. Grrrrr!


15 posted on 11/10/2013 7:36:48 PM PST by JouleZ (You are the company you keep.)
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To: Skepolitic
In 2015, when 2014 tax time rolls around, a large number of ObamaCare clients are going to be shocked at their income tax liability. That’s because at the income levels around 400% of the poverty line, which is not too far off median income, marginal income tax rates can be as high as 740,000%. (Not a typo. If I earn $1 over the $62040 hurdle, my income tax liability goes up $7400. 740,000% marginal income tax.)

OMG - so if someone needs money for property taxes, flood insurance etc (for next year), they should take it out of their IRA before the end of this year? You're great on Obamacare - but even better on weird tax stuff. Thanks for sharing Skepolitic...

16 posted on 11/10/2013 7:58:18 PM PST by GOPJ (Obama - "too arrogant to question his own bad judgement" ... Greenfield)
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To: Nifster

My question is.......why do they have to go through Obamacare to determine that they qualify for Medicaid anyway. If the qualify, they can sign up by applying for medicaid without ever riskeing their personal information, etc.

The next question is, why can’t people sign up blind, that is, never divulging any personal information directly because they have a strongly (double, maybe triple) encrypted identifier that will allow access to their bank account, home address, etc. without ever revealing any of the actual numbers to the bureaucrats.


17 posted on 11/10/2013 7:59:50 PM PST by Hillary'sMoralVoid
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To: Sacajaweau

Yes, King George the TURD!


18 posted on 11/10/2013 8:01:01 PM PST by Hillary'sMoralVoid
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To: Hillary'sMoralVoid

I like it!!


19 posted on 11/10/2013 8:06:52 PM PST by Sacajaweau
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To: Republican Wildcat

Because a high percentage of those who didn’t have insurance previously - the fifteen percent of the country for which the other eighty-five percent had to have their insurance disrupted in the name of “healthcare reform” - were already eligible for Medicaid but just hadn’t bothered to sign up - easier just to go to the emergency room dontcha know - and because the Medicaid standards have been expanded to cover about twice as many people as before......


20 posted on 11/10/2013 8:52:12 PM PST by Intolerant in NJ
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To: Republican Wildcat


Retire these Gutle$$ Old Party B@$@$D$; don't show
them any respect for their previous actions / deeds.
BOOT ' EM ALL OUT!

Support Matt Bevins, Defeat Sen. *itch "Mumbles" McConnell. *(D.C.-GOP / E)
Support JD Winteregg, Defeat (SotH) Rep. John *HIC! / HIC!* Boehmer. *(D.C.-GOP / E)

*District of Criminals-Gutle$$ Old Party / E$tabli$hment


21 posted on 11/10/2013 8:54:27 PM PST by skinkinthegrass (who'll take tomorrow,$pend it all today;who can take your income & tax it all away..0'Blowfly can :-)
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To: GOPJ

Are those those health co-op things? Sort of like a credit union?


22 posted on 11/10/2013 9:00:04 PM PST by JediJones (The #1 Must-see Filibuster of the Year: TEXAS TED AND THE CONSERVATIVE CRUZ-ADE)
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To: Republican Wildcat

This is because most people who didn’t have health insurance didn’t want it. They would rather keep the money. That hasn’t changed. So unless the gubmint gonna give it to ‘em fo free, most still aren’t gonna want it just because there’s a new web site to buy it on. It remains to be seen whether the mandate penalty would change their mind, but these types of people are not going to worry about some fee they may or may not be charged over a year from now. They’re not the types who spend a lot of time investing for the future.


23 posted on 11/10/2013 9:05:36 PM PST by JediJones (The #1 Must-see Filibuster of the Year: TEXAS TED AND THE CONSERVATIVE CRUZ-ADE)
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To: GOPJ
Nonprofit insurers?

Kaiser & Blue Shield are non-profit and there are others.

24 posted on 11/10/2013 9:21:36 PM PST by Mike Darancette (Do The Math)
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To: Republican Wildcat
Why is Medicaid getting most Kentuckians who have found insurance through the health exchange?

Well, D'OH!

Why is Medicaid getting most, by a factor of four, of ALL who have been signed up EVERYWHERE in the U.S.?

25 posted on 11/10/2013 9:32:32 PM PST by publius911 (At least Nixon had the good grace to resign!)
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To: Republican Wildcat

Because they make less that $2000 a month?


26 posted on 11/10/2013 9:33:31 PM PST by Salvation ("With God all things are possible." Matthew 19:26)
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To: ChildOfThe60s

We have a two Party system, Communists and Communist Sympathizers.


27 posted on 11/10/2013 9:50:22 PM PST by Kickass Conservative (Good news, Federal Funding for my Tagline has been restored. Crisis averted.)
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To: JediJones

More like a Commie Union.


28 posted on 11/10/2013 9:52:46 PM PST by Kickass Conservative (Good news, Federal Funding for my Tagline has been restored. Crisis averted.)
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To: JouleZ

What planet have you been living on? Lots of the Medicaid patients I see have smart phones, nice jewelry, clothes,tats, smoke, drink do drugs. Many have boats, homes, nice cars. “poor” in Amerika is not what it used to be.


29 posted on 11/11/2013 12:16:06 AM PST by Kozak ("Send them back your fierce defiance! Stamp upon the cursed alliance! To arms, to arms....."e)
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To: GOPJ
Nonprofit insurers?

I'm waiting for someone to explain how, in some areas, it does not depend on a persons income but what area they live in, that supplementary insurance - supplementary to medicare, is premium free and this is from private companies.

30 posted on 11/11/2013 4:18:48 AM PST by Graybeard58 (_.. ._. .. _. _._ __ ___ ._. . ___ ..._ ._ ._.. _ .. _. .)
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To: Republican Wildcat
The reason the number of Medicaid enrollees is so much higher so far is because if someone’s income qualifies them to be on that program, they’re automatically signed up. It’s like a turning on a light switch.

And what happens if it turns out they made a typo or forgot some income which would take them out of the program? From what I hear, once the system has you, it won't let go.

31 posted on 11/11/2013 5:09:34 AM PST by trebb (Where in the the hell has my country gone?)
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To: GOPJ

Wisconsin has a non-profit, Wisconsin Physicians and Surgeons. My husband has been insured by them for years and last year switched to their Bridge Policy which guarantees no increases or cancellations from then until age 65 (3 years).

$387/mo. $5500 deductible, then 80%-20%. Office visits and ER w/no co-pay. Some prescription coverage, but actually, Walgreen’s or Walmart is cheaper.

Had to file a claim in 2010 for a traumatic injury. No problems at all. They lived up to their contract.


32 posted on 11/11/2013 5:15:57 AM PST by reformedliberal
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To: upchuck

The big problem is that you can expand food stamps by printing more cards, but expanding Medicaid isn’t that easy. It’s already a system that barely functions due to the reverse incentive its reimbursement policy produces. Adding hundreds of thousands of new patients to a system that can barely treat the ones it has will be a disaster.


33 posted on 11/11/2013 7:43:13 AM PST by ArmstedFragg (hoaxy dopey changey)
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To: Hillary'sMoralVoid

exactly.... some states agreed to expand their medicaid programs and Ocare is more than willing to help them do it.


34 posted on 11/11/2013 9:56:22 AM PST by Nifster
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To: Kozak

“poor” in Amerika is not what it used to be.

*******

That was my point! Get some reading comprehension help.


35 posted on 11/11/2013 6:12:39 PM PST by JouleZ (You are the company you keep.)
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To: JouleZ

Really? Because you did a lousy job of presenting your point. Take some lessons in effective writing .


36 posted on 11/11/2013 7:09:41 PM PST by Kozak ("Send them back your fierce defiance! Stamp upon the cursed alliance! To arms, to arms....."e)
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To: Kozak

So it’s my fault you can’t comprehend what you read. Okay. Yawn. (looking at clock and waiting for the “racist” name calling next) tick tock tick tock

P.S.
I could explain it to you... but I can’t make you understand it. That’s your job. Get an IQ.


37 posted on 11/11/2013 8:44:50 PM PST by JouleZ (You are the company you keep.)
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To: JouleZ

Get a life


38 posted on 11/11/2013 10:05:05 PM PST by Kozak ("Send them back your fierce defiance! Stamp upon the cursed alliance! To arms, to arms....."e)
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To: Kozak

Word!


39 posted on 11/12/2013 4:46:40 PM PST by JouleZ (You are the company you keep.)
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