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72 Absurd Items ObamaCare Requires Your Health Insurance to Cover
Conservative HQ ^ | 11/08/13 | Ben Hart

Posted on 11/11/2013 5:28:25 PM PST by xzins

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To: sarasmom

Well these plans as employer benefits were never that for a long time. They were more like health maintenance plans. It would be like car insurance that covered oil changes.


51 posted on 11/11/2013 6:52:57 PM PST by HiTech RedNeck (The Lion of Judah will roar again if you give him a big hug and a cheer and mean it. See my page.)
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To: sarasmom
You don't seem to grasp the basic concept of “insurance”.

Really? Glad you got that off your chest.

52 posted on 11/11/2013 6:53:20 PM PST by xzins ( Retired Army Chaplain and Proud of It! Those who truly support our troops pray for victory!)
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To: xzins
Your argument is a good one, but with medical care the insurance issue is much more complicated than that. Sure, it's ludicrous to think that an auto insurance policy would cover something like air fresheners.

But what about oil changes? At first glance it would seem silly for an auto insurance policy to cover routine maintenance like an oil change. But what if an auto insurance policy covered powertrain failures in addition to loss and damage from collisions, theft, etc.? In a hypothetical case like that (which might be a good parallel to medical insurance), the insurance company has a huge financial incentive not only to cover oil changes, but to require you to have the oil changed regularly as a condition of maintaining your insurance.

53 posted on 11/11/2013 6:56:56 PM PST by Alberta's Child ("I've never seen such a conclave of minstrels in my life.")
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To: HiTech RedNeck

You beat me to it! See Post #53.


54 posted on 11/11/2013 6:57:26 PM PST by Alberta's Child ("I've never seen such a conclave of minstrels in my life.")
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To: Alberta's Child

Well whatever it is, it isn’t quite an insurance policy now. It’s maintenance.


55 posted on 11/11/2013 6:59:04 PM PST by HiTech RedNeck (The Lion of Judah will roar again if you give him a big hug and a cheer and mean it. See my page.)
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To: grumpygresh

There isn’t any well-man visit coverage since men tend to vote Republican.


56 posted on 11/11/2013 7:04:08 PM PST by reg45 (Barack 0bama: Implementing class warfare by having no class.)
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To: xzins

Behavioral assessments for children at the following ages: 0 to 11 months, 1 to 4 years, 5 to 10 years, 11 to 14 years, 15 to 17 years.


57 posted on 11/11/2013 7:06:08 PM PST by P.O.E. (Pray for America)
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To: xzins
So there was no need at all for anything like ObamaCare.

You seem to be missing the whole reason for ObamaCare. It has nothing to do with healthcare, nor with insurance. It is all about control. Control over your decisions. Control over nearly every aspect of your life. And control over who lives, and who dies.

Much like the reason for Marine boot camp, where the DIs mentally and emotionally "break down" the Marine recruits, only to mold them into a cohesive fighting force, the reason for this nightmarish "roll-out" is to break down the public's expectations of what health care should be, and in many cases, what the public has come to depend on, in order to replace it with a nationalized health care system, much like that in Great Britain. IIRC, one of the "architects" of ObamaCare has been repeatedly quoted as admiring the NHS, and hoping to turn the US health care system, formerly one of the best in the world, into a clone of the NHS.

Mark

58 posted on 11/11/2013 7:06:46 PM PST by MarkL (Do I really look like a guy with a plan?)
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To: xzins

I’m glad you posted the article. I’m NOT against the exposition of the listed absurdities, and have often called for in my commentaries the exposing of Leftist idiocies.

MY POINT being we need be more active exposing the true motives of the Marxists.

Obamacare is a tool, a stealth transport tool to sneak past our populace’s sensibilities, our securities under the guise of healthcare the basis of the control the Marxist’s require to establish a form of government the Marxist’s can protect long enough for it to become accepted as the ruling entity. It doesn’t take much time once established for the masses to acquiesce. They already are.


59 posted on 11/11/2013 7:26:22 PM PST by rockinqsranch (Dems, Libs, Socialists, call 'em what you will. They ALL have fairies livin' in their trees.)
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To: P.O.E.

That stood out to me...what does that mean? Is this psychological analysis?


60 posted on 11/11/2013 7:26:58 PM PST by Girlene (Hey, NSA!)
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To: xzins
Tobacco Use screening for all adults and cessation interventions for tobacco users?
Tobacco Use screening and interventions for all women?

Screening and interventions for tobacco but not for reefer, opium, meth, coke or malt liquor? Hmmm, somewhere an Imam is weeping and angry.

61 posted on 11/11/2013 7:27:59 PM PST by MrBambaLaMamba (Obama - "I will stand with the Muslims")
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To: Alberta's Child

It is possible to buy coverage for your transmission. It’s called an extended warranty. The warranty company is gambling that your car won’t need it, and that they’ll take your money having had to pay out nothing.

Insurance versus warranty: what’s the difference? One is geared toward the truly catastrophic events with repairs, injuries, and lawsuits in mind; that is, protection against levels of cost that could financially ruin a family. It is coverage against catastrophe.

An original warranty is a guarantee by a manufacturer about the quality and durability of their product. An extended warranty is, as you suggest, a maintenance plan. For the lion’s share of households in the USA auto maintenance of any kind won’t cause financial ruin.

The parallel, though, even between aspirin and a car maintenance plan, really is about a minimal expense that is so small that it probably costs more to process the claim than it does for the individual to pay for the bottle of aspirin. In that sense, it’s a losing proposition for the company. There is no way to recoup such an expense. That is why I suggested “car fragrance” as a parallel, but even an oil change at $21.99 at WalMart is probably less than the cost of processing an oil change claim. And since every car needs oil changes, it would be a continual expense for an insurance company that they could never hope to win a gamble on unless they were careful to have their price include the cost of both the items for an oil change + their cost of processing the claim.

So, some expenses are actually cheaper for me to personally handle. Along comes the government, though, and requires it to be covered in a car insurance policy. They are unnecessarily costing me more than I can have it done myself.


62 posted on 11/11/2013 7:30:34 PM PST by xzins ( Retired Army Chaplain and Proud of It! Those who truly support our troops pray for victory!)
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To: MarkL
So there was no need at all for anything like ObamaCare. You seem to be missing the whole reason for ObamaCare

I didn't write this article. I simply posted it.

63 posted on 11/11/2013 7:33:55 PM PST by xzins ( Retired Army Chaplain and Proud of It! Those who truly support our troops pray for victory!)
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To: xzins
I didn't write this article. I simply posted it.

Oops, sorry, I guess I missed that part.

Mark

64 posted on 11/11/2013 7:45:50 PM PST by MarkL (Do I really look like a guy with a plan?)
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To: a fool in paradise

And the irony is - women under 30 are not required to have maternity coverage, though they bear most of the babies. Though most of them these days are doing so on Medicaid.


65 posted on 11/11/2013 7:52:43 PM PST by tbw2
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To: xzins

If you buy generic Aspirin at a CVS, it costs about $1.00 - $1.99 a hundred, or between $4-8.00 a year for the average person taking a full dose (up to 850MG per pill), one a day.

Coated pills cost more.

Many people can take just 81 MG per day and have the pill work. As you get older, or if you have a heart problem, the doctor will usually increase the dosage.

I’m a 68 year old male and I don’t think I’m going to get pregnant unless the Obamites know something I don’t know (and I wish they would let me knwo what it is). But then, again, sexuality under the Obamas has been turned on its head so anything is possible. In fact, they might even find Obama’s birth certificate someday.

I wish Obamacare would cover getting rid of Democrats because they are driving me crazy, and I don’t know whether that is covered under “mental illness” (i.e. the Democrats) or “depression” (what they are doing to me and our country).

I never thought that I would live under a marxist regime after having fought them for over 50 years. But then, again, I never thought that the Democrat Party would become the party of “treason”. Wrong on both accounts, I am!


66 posted on 11/11/2013 7:52:58 PM PST by MadMax, the Grinning Reaper
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To: Conscience of a Conservative

Remember how we can’t possibly deport illegals from hospitals, because it will discourage them from seeking treatment?


67 posted on 11/11/2013 8:04:19 PM PST by 9YearLurker
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To: Conscience of a Conservative

If you skip out on a hotel bill, it’s a criminal violation “defrauding an innkeeper.” Why should ER scofflaws get off easier?


68 posted on 11/11/2013 8:12:19 PM PST by Argus
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To: xzins

Don’t see the problem with thyroid screening. Does anybody here that doesn’t have, or doesn’t know anybody with any endocrine disease, know what it’s like to live with it? I haven’t had all my problems fully found out, but I’m guessing that if my primary hyperparathyroid disease goes uncured, I’m not going to live a long life.

Checking the endocrine system is vital to maintaining a properly functioning body.


69 posted on 11/11/2013 8:29:22 PM PST by wastedyears (Ender's Game in theaters Nov. 1st)
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To: xzins

And the quickest and best way to fix this mess Obamacare has created is to amend the law immediately to drop all these ridiculous and for the most part useless mandates and to require only as a basis a bare-bones policy which will qualify for the taxpayer-supported subsidies if taxpayer-supported-subsidies we must have, so that insurance companies need no longer cancel existing policies because they don’t meet the government standards, and can set about reinstating everyone who’s been cut......


70 posted on 11/11/2013 9:05:44 PM PST by Intolerant in NJ
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To: Conscience of a Conservative

I agree there’s no way to force unwanted insurance, but imposing some hefty, life-wrecking penalties on those who abuse the ER would cut down on those confusing it for a freebie Minute Clinic.

Let’s say a month in jail per grand owed, if you can’t or won’t pay...no pleading out, but you do get the option to turn around and take yourself back out before accepting treatment.

So, how serious are we about stopping those picking our pockets?


71 posted on 11/11/2013 9:14:14 PM PST by Fire_on_High (RIP City of Heroes and Paragon Studios, victim of the Obamaconomy.)
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To: DoughtyOne

I remember a time where all we carried was hospitalization insurance and paid as we got ill or minor injuries as we incurred such. My employer now pays for my HMO / PPO medical, dental and eye care. I buy supplemental plans for for serious illness like cancer etc .... and also income insurance while off work due illness or injury as well as world wide medical evacuation plan if I get ill or injured while on travel.

This I receive as a benefit from employer and I augment out of pocket.

Precedent for Life Generalissimo Erkel Mugabe’s FUBAR’macare will screw my current plan into the dirt.

Doom on this crap and it’s handlers.....

Stay Safe D1 !


72 posted on 11/11/2013 9:46:10 PM PST by Squantos ( Be polite, be professional, but have a plan to kill everyone you meet ...)
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To: xzins

Does it cover Viagra? Iask seriously, because some insurances do why now most do not. This is a very expensive drug taken sometimes sure for ED, physicians, including me, prescribe it all the time to people based on their symptoms not from objective tests.

Secondly, why should a single woman or single senor female be required to cover the costs of that drug?

Anyway do you know?


73 posted on 11/12/2013 1:45:29 AM PST by nikos1121
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To: xzins
7) Those who show up at an Emergency Room without health insurance would be treated, but then sanctioned criminally. Probably pay a fine or do community service. Multiple offenders risk jail time (like deadbeat dads). That takes care of the Emergency Room problem. It’s a requirement that everyone have some kind of health insurance done the right way.

We bring one of ours in, we pay cash. Don't criminalize not having someone else handle the money first.

74 posted on 11/12/2013 1:52:48 AM PST by Smokin' Joe (How often God must weep at humans' folly. Stand fast. God knows what He is doing.)
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To: xzins

“You do what you do best: find something simple and complicate it!”

Burt Gummer to g-men in Tremors 3


75 posted on 11/12/2013 1:59:51 AM PST by RWB Patriot ("My ability is a value that must be purchased and I don't recognize anyone's need as a claim on me.")
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To: xzins

It’s not for you. Like everything else government makes us pay for, it’s so the government can bribe other people with free contraception and abortions using your money.


76 posted on 11/12/2013 2:01:03 AM PST by RWB Patriot ("My ability is a value that must be purchased and I don't recognize anyone's need as a claim on me.")
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To: xzins

Excellent post. Regardless of whether you’re dealing with “insurance” or “maintenance,” the one big difference between covering an automobile and covering a person is that the stakes are much higher for the latter.


77 posted on 11/12/2013 4:03:53 AM PST by Alberta's Child ("I've never seen such a conclave of minstrels in my life.")
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To: wastedyears

I don’t need thyroid screening, and I certainly don’t need it forced on me. If they sell a policy that covers medical/hospitalization once you reach 8,000 dollars spent on med care, then that should be available for someone who wants to buy it. They should not be required to have thyroid screening if that’s not the direction they want to go.

And, I’m betting there are a lot of people whose personal and family history says that this is a waste of money for them.


78 posted on 11/12/2013 4:48:20 AM PST by xzins ( Retired Army Chaplain and Proud of It! Those who truly support our troops pray for victory!)
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To: nikos1121

I don’t know if it covers Viagra, but it wouldn’t surprise me.


79 posted on 11/12/2013 4:50:00 AM PST by xzins ( Retired Army Chaplain and Proud of It! Those who truly support our troops pray for victory!)
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To: Smokin' Joe

Having cash is insurance. I’ve often wondered if Bill Gates, for example, would even consider paying for health insurance. It has to be a losing proposition for him since he has the money to gamble on his own health.


80 posted on 11/12/2013 4:51:36 AM PST by xzins ( Retired Army Chaplain and Proud of It! Those who truly support our troops pray for victory!)
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To: xzins

“Domestic and interpersonal violence screening and counseling for all women”

Does this include telling them to stop hitting or attacking men?


81 posted on 11/12/2013 5:05:26 AM PST by lepton ("It is useless to attempt to reason a man out of a thing he was never reasoned into"--Jonathan Swift)
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To: Alberta's Child

I agree; there’s a huge difference between a child and an auto being covered. (Some overlap in terrible auto accidents, but that’s not the point here.)

However, a catastrophic plan generally is a matter of the out-of-pocket cost before one receives coverage and is not a matter of the type of illness covered. They probably write policies based on particular illnesses, but I’d think a family would be more interested in the budgetary approach rather than trying to guess the illness that might accost their family at some point.

I have a friend whose policy from work is 7,000 out of his pocket first. It’s not an 80/20 or 70/30 until he reaches 7,000. It’s a flat 7,000, and after that EVERYTHING is covered up to a very high maximum. His employer gives them something like 3,000 of that 7,000 in a medical account that they can accumulate year to year. So, if they don’t use it, they’d have 9000 in it after 3 years, and by the time they got finished with that 9,000, their 7full coverage would have kicked in.

If a kid breaks a leg, they’ll probably get by on that 3,000 bucks. For the first year, they risk 4,000; for the 2nd year, as low as 1,000.

What is the insurance company saying? Surprisingly, that it’s the low level costs that really represent their expense. They are gambling that most people don’t come up with some really big ticket item. It’s the bottles of aspirins, the silly visits to the doc that end up with you being sent home with a bottle of Tylenol, the xrays because your wrist aches. The insurance companies were saying they were nickeled and dimed to death.

THIS is what will make the cradle-to-grave big brother state go broke, too. All the stupid emergency room visits won’t decrease; they’ll increase. The Tylenol visits to the doc will increase for those who are subsidized by the government, so rather than the poor being provided coverage the way others have had it, the formerly covered, but now unsubsidized will not be able to get an appointment. The subsidized will have nothing holding them back from going for the most minor complaints.


82 posted on 11/12/2013 5:06:02 AM PST by xzins ( Retired Army Chaplain and Proud of It! Those who truly support our troops pray for victory!)
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To: xzins

“Well-woman visits to get recommended services for women under 65”

This seems I appropriately discriminatory.


83 posted on 11/12/2013 5:06:49 AM PST by lepton ("It is useless to attempt to reason a man out of a thing he was never reasoned into"--Jonathan Swift)
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To: lepton
Does this include telling them to stop hitting or attacking men?

Nope, that would be the part that enrolls them in hand-to-hand combat with trainer Demi Moore, who as you know played a Seal in the movies, thereby proving that a woman can beat up any man.

84 posted on 11/12/2013 5:10:02 AM PST by xzins ( Retired Army Chaplain and Proud of It! Those who truly support our troops pray for victory!)
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To: lepton
“Well-woman visits to get recommended services for women under 65”

This sounds like a death panel decision to me. 66 appears to be the cutoff for when they need to have their palms greased to keep your loved one alive.

85 posted on 11/12/2013 5:18:05 AM PST by xzins ( Retired Army Chaplain and Proud of It! Those who truly support our troops pray for victory!)
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To: xzins

“Well-woman visits to get recommended services for women under 65”

This seems inappropriately discriminatory.


86 posted on 11/12/2013 5:27:31 AM PST by lepton ("It is useless to attempt to reason a man out of a thing he was never reasoned into"--Jonathan Swift)
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To: E. Pluribus Unum

I was just agreeing with you all three times. :)


87 posted on 11/12/2013 5:33:01 AM PST by E. Pluribus Unum (Who knew that one day professional wrestling would be less fake than professional journalism?)
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To: xzins
7) Those who show up at an Emergency Room without health insurance would be treated, but then sanctioned criminally. Probably pay a fine or do community service. Multiple offenders risk jail time (like deadbeat dads). That takes care of the Emergency Room problem. It’s a requirement that everyone have some kind of health insurance done the right way.

I know where the author is going with this, but he really needs to revise this point. It's not showing up "without health insurance" that would be the problem, it's showing up "without the ability to pay". With the latter, you include health insurance but also leave open the possibility of someone paying their own bill without insurance.

I do agree if that you are a deadbeat case, there needs to be some form of restitution to prevent "free riders" from taking advantage of the system.

88 posted on 11/12/2013 5:41:04 AM PST by kevkrom (It's not "immigration reform", it's an "amnesty bill". Take back the language!)
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To: DoughtyOne

“Those 72 items (demands) are specifically included, to drive private insurance companies out of the pool of health care insurers.

You can’t provide all that and stay in business. You’ll have to raise your rates so high, most folks will have to drop out, you will be unable to sell your policies and single payer becomes the only thing left.”

This is it, plain and simple.


89 posted on 11/12/2013 6:12:37 AM PST by riverdawg
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To: xzins

GOP is too stupid to think for themselves. They go along to get along in the elite world.


90 posted on 11/12/2013 7:20:19 AM PST by TribalPrincess2U (0bama's agenda¬óDivide and conquer seems to be working.)
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To: Chewbarkah
I'm surprised they haven't spun the term “affordable care” yet in their favor. Except for the Bronze plans, the medical care one would actually receive is very affordable. Low-to-moderate co-pays, free preventative services, a cap on out-of-pocket costs, etc.

The problem is, the monthly premiums are very NON-affordable, but once you get sick, the cost for care is manageable for most people. What is upsetting to many Americans are the very high premiums, which will have a devastating effect on many peoples’ budgets. These unaffordable premiums are ironically the cost of providing all that “affordable care” mandated by the law.

91 posted on 11/12/2013 8:12:18 AM PST by Deo volente (God willing, America shall survive this Obamanation.)
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To: Squantos
When I was in my mid-20’s, I purchased a “Major Medical” policy which covered hospitalization and costs associated with a major illness. The premium was about $25/month.
I had this policy for almost ten years, and never had to use it. I hardly had to see the doctor at all. Now the government is mandating that young, mostly healthy people buy policies with all sorts of bells and whistles that they will never use, at a prohibitive monthly cost. As Ronald Reagan used to say, the government is not the solution, it's the problem.
92 posted on 11/12/2013 8:25:34 AM PST by Deo volente (God willing, America shall survive this Obamanation.)
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To: Conscience of a Conservative

Yeah unless there is an enforcer entity in the ER I don’t see hospitals doing this. Not just because it goes against their mission of healthcare but it would cost them too much to monitor that component.


93 posted on 11/12/2013 8:28:20 AM PST by Resolute Conservative
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To: Squantos
Exactly right Squantos. That's the plan...

I join you in saying, "Doom on this crap and it's handlers."

94 posted on 11/12/2013 8:40:49 AM PST by DoughtyOne (Obama, the Democrat Party, the Left in the U. S., have essentially become the 4th Reich.)
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To: xzins

I was reading an article the other day that said the government employees just for the Executive branch exceed the entire population of the US in 1776. This isn’t a government anymore - It’s its own country with the sole purpose to oppress the people of the United states.


95 posted on 11/12/2013 9:45:26 AM PST by GrandJediMasterYoda (What do we want? Time travel. When do we want it? It's irrelevant.)
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To: lafarge

There’s no menu option. All or nothing.”””

More of Obama’s ONE SIZE FITS ALL attitude.

We have a growing problem with “Roundabouts” where I live.

We don’t need them here in N Nevada, and they are a downright hazard for the truck/trailer/trail ‘triples’ combinations that are common here on our roads.


96 posted on 11/12/2013 9:55:25 AM PST by ridesthemiles
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To: lafarge

There’s no menu option. All or nothing.”””

More of Obama’s ONE SIZE FITS ALL attitude.

We have a growing problem with “Roundabouts” where I live.

We don’t need them here in N Nevada, and they are a downright hazard for the truck/trailer/trailer ‘triples’ combinations that are common here on our roads.


97 posted on 11/12/2013 9:55:39 AM PST by ridesthemiles
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To: xzins
37 million without health insurance (very theoretically!) so what's the answer the libs have? Destroy health insurance for the 290 million who had insurance that the vast, VAST majority were entirely happy with.

Libs are insane! Period!

98 posted on 11/12/2013 10:10:55 AM PST by HeartlandOfAmerica (OCare: 500 million lines of code (it took just 500 thousand lines of code to send a rover to Mars))
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To: xzins
Obama’s ACORN navigators are lowing prices for ObamaCare - they're teaching people how to lie on the forms.

Why shouldn't honest people in the middle class be forced to pay for a bunch of liars who lie their way to free health care ... and not just those who need the help?

Isn't that the essence of the democrat lowlife underclass? I've got a James O'Keefe video of Navigators in Texas telling people to lie to get ObamaCare paid for by some honest person.

99 posted on 11/12/2013 10:19:17 AM PST by GOPJ (Obama - "too arrogant to question his own bad judgement" ... Greenfield)
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To: xzins

From LINK:

http://www.nationalreview.com/article/363699/truth-about-navigators-john-fund

“..........The events of O’Keefe’s video of a Texas navigator site run by the National Urban League are a familiar sight to viewers of his past efforts exposing Medicaid and voter fraud. Government-paid workers supposedly trained to uphold the law advise clients on how to lie on government forms, evade legal requirements, and ignore proper procedures.

“You lie because your premiums will be higher,” one navigator advises an investigator for O’Keefe’s Project Veritas, who tells the worker he sometimes smokes. “Don’t tell them that. Don’t tell ’em.”

The investigator then poses as a low-income worker at a university who has unreported cash income on the side, worrying about how that might affect his premium subsidies. That’s no problem for a navigator, who says, “Don’t get yourself in trouble by declaring it now.”

“Yeah, it didn’t happen,” another navigator says. One more chimes in: “Never report it.”

Records show that the National Urban League was paid $376,000 by the federal government for its Obamacare outreach in Texas.

O’Keefe’s cameras then visit Enroll America, a nationwide nonprofit group that has launched a multi-state grassroots campaign to help millions of Americans sign up for health coverage. Daniel Clayton of Enroll America says the group is “purely nonprofit. It’s not partisan, non-political.” But when Brian Pendleton of Enroll America is introduced at a speaking engagement, Enroll America is described as “the official group for the DNC [Democratic National Committee].”

Enroll America, O’Keefe reports, appears to be sharing data and working directly with an explicitly political group called Battleground Texas, activities that he notes “are prohibited unless certain conditions are met..........”


100 posted on 11/12/2013 10:26:13 AM PST by GOPJ (Obama - "too arrogant to question his own bad judgement" ... Greenfield)
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