Skip to comments.72 Absurd Items ObamaCare Requires Your Health Insurance to Cover
Posted on 11/11/2013 5:28:25 PM PST by xzins
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Screening and interventions for tobacco but not for reefer, opium, meth, coke or malt liquor? Hmmm, somewhere an Imam is weeping and angry.
It is possible to buy coverage for your transmission. It’s called an extended warranty. The warranty company is gambling that your car won’t need it, and that they’ll take your money having had to pay out nothing.
Insurance versus warranty: what’s the difference? One is geared toward the truly catastrophic events with repairs, injuries, and lawsuits in mind; that is, protection against levels of cost that could financially ruin a family. It is coverage against catastrophe.
An original warranty is a guarantee by a manufacturer about the quality and durability of their product. An extended warranty is, as you suggest, a maintenance plan. For the lion’s share of households in the USA auto maintenance of any kind won’t cause financial ruin.
The parallel, though, even between aspirin and a car maintenance plan, really is about a minimal expense that is so small that it probably costs more to process the claim than it does for the individual to pay for the bottle of aspirin. In that sense, it’s a losing proposition for the company. There is no way to recoup such an expense. That is why I suggested “car fragrance” as a parallel, but even an oil change at $21.99 at WalMart is probably less than the cost of processing an oil change claim. And since every car needs oil changes, it would be a continual expense for an insurance company that they could never hope to win a gamble on unless they were careful to have their price include the cost of both the items for an oil change + their cost of processing the claim.
So, some expenses are actually cheaper for me to personally handle. Along comes the government, though, and requires it to be covered in a car insurance policy. They are unnecessarily costing me more than I can have it done myself.
I didn't write this article. I simply posted it.
Oops, sorry, I guess I missed that part.
And the irony is - women under 30 are not required to have maternity coverage, though they bear most of the babies. Though most of them these days are doing so on Medicaid.
If you buy generic Aspirin at a CVS, it costs about $1.00 - $1.99 a hundred, or between $4-8.00 a year for the average person taking a full dose (up to 850MG per pill), one a day.
Coated pills cost more.
Many people can take just 81 MG per day and have the pill work. As you get older, or if you have a heart problem, the doctor will usually increase the dosage.
I’m a 68 year old male and I don’t think I’m going to get pregnant unless the Obamites know something I don’t know (and I wish they would let me knwo what it is). But then, again, sexuality under the Obamas has been turned on its head so anything is possible. In fact, they might even find Obama’s birth certificate someday.
I wish Obamacare would cover getting rid of Democrats because they are driving me crazy, and I don’t know whether that is covered under “mental illness” (i.e. the Democrats) or “depression” (what they are doing to me and our country).
I never thought that I would live under a marxist regime after having fought them for over 50 years. But then, again, I never thought that the Democrat Party would become the party of “treason”. Wrong on both accounts, I am!
Remember how we can’t possibly deport illegals from hospitals, because it will discourage them from seeking treatment?
If you skip out on a hotel bill, it’s a criminal violation “defrauding an innkeeper.” Why should ER scofflaws get off easier?
Don’t see the problem with thyroid screening. Does anybody here that doesn’t have, or doesn’t know anybody with any endocrine disease, know what it’s like to live with it? I haven’t had all my problems fully found out, but I’m guessing that if my primary hyperparathyroid disease goes uncured, I’m not going to live a long life.
Checking the endocrine system is vital to maintaining a properly functioning body.
And the quickest and best way to fix this mess Obamacare has created is to amend the law immediately to drop all these ridiculous and for the most part useless mandates and to require only as a basis a bare-bones policy which will qualify for the taxpayer-supported subsidies if taxpayer-supported-subsidies we must have, so that insurance companies need no longer cancel existing policies because they don’t meet the government standards, and can set about reinstating everyone who’s been cut......
I agree there’s no way to force unwanted insurance, but imposing some hefty, life-wrecking penalties on those who abuse the ER would cut down on those confusing it for a freebie Minute Clinic.
Let’s say a month in jail per grand owed, if you can’t or won’t pay...no pleading out, but you do get the option to turn around and take yourself back out before accepting treatment.
So, how serious are we about stopping those picking our pockets?
I remember a time where all we carried was hospitalization insurance and paid as we got ill or minor injuries as we incurred such. My employer now pays for my HMO / PPO medical, dental and eye care. I buy supplemental plans for for serious illness like cancer etc .... and also income insurance while off work due illness or injury as well as world wide medical evacuation plan if I get ill or injured while on travel.
This I receive as a benefit from employer and I augment out of pocket.
Precedent for Life Generalissimo Erkel Mugabe’s FUBAR’macare will screw my current plan into the dirt.
Doom on this crap and it’s handlers.....
Stay Safe D1 !
Does it cover Viagra? Iask seriously, because some insurances do why now most do not. This is a very expensive drug taken sometimes sure for ED, physicians, including me, prescribe it all the time to people based on their symptoms not from objective tests.
Secondly, why should a single woman or single senor female be required to cover the costs of that drug?
Anyway do you know?
We bring one of ours in, we pay cash. Don't criminalize not having someone else handle the money first.
“You do what you do best: find something simple and complicate it!”
Burt Gummer to g-men in Tremors 3
It’s not for you. Like everything else government makes us pay for, it’s so the government can bribe other people with free contraception and abortions using your money.
Excellent post. Regardless of whether you’re dealing with “insurance” or “maintenance,” the one big difference between covering an automobile and covering a person is that the stakes are much higher for the latter.
I don’t need thyroid screening, and I certainly don’t need it forced on me. If they sell a policy that covers medical/hospitalization once you reach 8,000 dollars spent on med care, then that should be available for someone who wants to buy it. They should not be required to have thyroid screening if that’s not the direction they want to go.
And, I’m betting there are a lot of people whose personal and family history says that this is a waste of money for them.
I don’t know if it covers Viagra, but it wouldn’t surprise me.
Having cash is insurance. I’ve often wondered if Bill Gates, for example, would even consider paying for health insurance. It has to be a losing proposition for him since he has the money to gamble on his own health.